I might be able to provide some insight... I had to verify my identity in February. I was pretty nervous about it because my mortgage closing is coming up soon. I verified online through the ID.me process, and I received my refund via direct deposit about 9 days later, which was a relief. However, my sister-in-law who verified by phone instead of online received a paper check even though she had requested direct deposit. So perhaps the verification method might be influencing how they issue the payment?

I received my refund via direct deposit after verification this year. Have you checked your tax transcript to see if there's a code 846 (refund issued)? Does it show DDD (direct deposit date) or indicate a check? What verification method did you use - online or by phone?

I went through this exact situation during the 2023 tax season. My transcript updated from 570 to 971 with a notice date 7 days later. Based on my experience, this is typically an adjustment notice. In my case, they had adjusted my refund amount by $126 because I had calculated my Child Tax Credit incorrectly. The important thing to remember is that the notice date (3/18 in your case) is when they generate the letter, not when you'll receive it. Last year, my notice date was February 22nd, but I didn't receive the actual letter until March 3rd. My refund was deposited exactly 2 weeks after the notice date, even though the amount was adjusted.

FYI - for anyone dealing w/ these codes, here's a quick reference: 570 = freeze on acct 971 = notice being sent 571 = freeze release 846 = refund issued The typical timeline is ~2 wks from notice date to refund if there's no additional info needed. If u need to respond to the notice, add 6-8 wks minimum. Check cycle code on transcript too - if it ends in 05, updates happen Thursdays. If 02, updates on Mondays.

Isn't it interesting how they expect us to navigate their complex systems while making it so difficult to do so? Why would they design a process where you need a code from a letter that hasn't arrived yet to make an appointment? The appointment system was redesigned after COVID to reduce walk-ins, but it created these circular dependencies. You need an appointment to resolve issues, but you need a notice code to get an appointment, but sometimes the issue is that you haven't received the notice yet.

The deadline for resolving most IRS notices is 30 days, compared to the DMV where you might have 60-90 days to respond. I'd suggest calling the Taxpayer Advocate Service at 877-777-4778 ASAP. Unlike regular IRS lines, they can sometimes override the appointment system if your case is time-sensitive or causing financial hardship. I had to do this last tax season when I was facing an incorrect levy and couldn't get an appointment for 5 weeks.

I went through this last month! Here's what worked for me: 1. First, check your Where's My Refund tool daily (preferably early morning when it updates) 2. If no update after 7 days from verification, pull your tax transcript 3. Look specifically for code 570 (hold) followed by 571 (release) 4. If you see 570 but no 571 yet, wait another week 5. If still no update, then call the IRS at the specific number for refund inquiries: 800-829-1954 6. When calling, have your filing status, exact refund amount, and SSN ready 7. Request they check for any additional verification needed The name error might have triggered the initial verification, but shouldn't cause additional delays now that you've verified.

The community wisdom on this is pretty consistent: name mismatches with the Social Security database will trigger verification, but once verified, processing resumes normally. What most people don't realize is that the IRS and SSA databases sync on different schedules, and the IRS uses multiple validation points (SSN, DOB, name) with different tolerance levels for each. Technical term for this is "entity validation threshold" in their processing architecture. I wouldn't worry too much unless you pass the 60-day mark post-verification.

Word of caution from someone who's been through this rodeo before: DO NOT try to verify your identity before receiving the official letter! 😬 I tried calling and attempting to verify early last year and it actually flagged my account for additional review (oops!). The system is weird that way - trying to be proactive can sometimes backfire. When your letter arrives, follow the EXACT instructions - don't deviate even slightly. And maybe plan for your refund to arrive in May, just to be safe. Better to be pleasantly surprised than disappointed!

The community wisdom on identity verification seems to be: 1. It's probably legitimate, but the agent was incorrect that "everyone" has to verify 2. You might, possibly, be able to verify before receiving your letter if you speak to the right agent 3. The timeline they gave you is somewhat accurate, though perhaps a bit pessimistic 4. It may be worth trying to call again to see if a different agent gives you different options 5. Once verified, it typically takes about 9 weeks, give or take, for processing to complete In my experience, it's generally best to follow the official process, but it doesn't hurt to try calling again for more information.