According to the IRS.gov website (https://www.irs.gov/refunds), most refunds are issued within 21 days of acceptance, but there are several factors that can extend this timeline: - If you claimed EITC or ACTC, the PATH Act prevents refunds before mid-February - If your return requires additional review - If your return includes Form 8379 (Injured Spouse) - If you have past-due debts (taxes, child support, student loans) The quickest way to get your refund is to e-file and use direct deposit, which you've already done. You can start checking Where's My Refund about 24 hours after acceptance, but it likely won't show much information until your return moves further in the process. The transcript will update before WMR in most cases, so that's worth monitoring too.

I filed on 1/20 last year and was accepted on 1/21. Got my refund on 2/8, so exactly 18 days later. Did you have any tax credits or complicated situations on your return? That makes a huge difference in timing. Also, did you opt for direct deposit or paper check? Direct deposit usually knocks about 5-7 days off the wait time compared to paper checks.

Did you pay off a mortgage when you sold? If so, did you receive a payoff statement? IRS Publication 523 covers home sales in detail. It specifies all required documentation.

One thing I learned from my home sale last year that nobody mentioned yet - keep your closing disclosure forever! I had to reference mine from my purchase 15 years ago when calculating my basis. Also, if you paid any points when you bought the home, those affect your basis too. If you made energy-efficient improvements, there might be credits to claim separate from the sale itself. The settlement statement from your sale will show if transfer taxes were paid, which may be deductible on your state return depending on where you live.

You might want to consider opting out of advance payments altogether if your income fluctuates. I typically recommend that remote workers with variable income take the full credit at tax time instead of monthly advances, particularly if there's any possibility your annual income might exceed eligibility thresholds. This approach generally eliminates potential repayment obligations if your actual 2024 income differs substantially from your 2023 reported income. The opt-out deadline is usually around the 28th of the month prior to the payment month.

Just adding that I got accepted last week and saw nothing about advances on my account for 2 weeks. Then suddenly it appeared in my IRS account under the 'Messages' tab, not where I expected it. Check there. Also make sure you actually qualify - they look at your AGI, filing status, and number of qualifying children. I think the income limit is $200,000 for single filers and $400,000 for married filing jointly.

I think we should be careful about suggesting someone can simply not report income... The employer may have already submitted their information to the IRS, and the system is designed to match these reports. While it's true the IRS is understaffed, their automated systems still flag discrepancies between reported income and filed returns. The potential consequences of intentional omission might outweigh any small tax savings.

IMO ur overthinking this. Just add it to ur return - ez fix. If u got a W-2, the IRS already knows about it anyway. Their computers auto-match that stuff. If u didn't get a form, technically still reportable but tbh the risk/reward is diff. Def report if u got official docs tho. BTW if ur using tax software it'll take like 2 mins to add another W-2 or 1099. Not worth the stress of wondering if they'll catch it.

The health insurance verification process typically takes 6-10 weeks from the date of rejection. But is that really the whole story? Not always. If you received a specific error code related to Form 8962 (Premium Tax Credit), the process might be expedited. Have you checked your online account for any notices requiring a response? Sometimes what appears to be a rejection is actually a request for additional information, and the clock doesn't start until you provide it.

My health insurance rejection took 45 days to resolve, while my sister's took only 21 days. The difference? She had all her 1095-A forms properly reconciled with her 8962, while I had a discrepancy. If your situation is like mine where the marketplace information doesn't match what you reported, expect closer to 6-8 weeks. If it's more like my sister's where it's a simple verification issue, it might be closer to 3-4 weeks. Would you say your situation involves a data mismatch or just verification?