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If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
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According to IRS Publication 1544 and the Treasury Financial Manual, all financial institutions receiving direct deposits must meet certain regulatory requirements regardless of whether they're traditional banks or financial technology companies. The key difference is in dispute resolution protocols. Per Regulation E (Electronic Fund Transfer Act), all institutions must investigate errors within 10 business days. However, traditional banks typically resolve issues faster because they have established back-office operations. If you do use online-only banks, ensure they're FDIC-insured and keep records of all communications regarding your refund.
This helped me a lot. Was worried. Got my refund through my credit union this year. No problems at all. Glad I didn't use Cash App now.
I've been using a traditional bank for tax refunds for 15 years now... call me old-fashioned, but I like knowing I can walk into a building and speak to a human being if needed! 😂 One thing worth mentioning that many people don't realize is that you can have your refund split between accounts using Form 8888. I actually divide mine between my emergency savings and checking accounts. This way, I'm not tempted to spend it all at once, and if there's an issue with one account, at least I have part of my refund accessible. Just another option for those who might be concerned about putting all their eggs in one basket!
I've heard about Form 8888 before but never used it. Does splitting the refund slow down the processing time? And do you need to provide both routing numbers on your original return or is this something you can decide later?
I've split my refund for years. It doesn't slow anything down. You just fill out Form 8888 with your return. Both accounts get the money same day.
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I got my deposit at exactly 2:17pm with Chime last year, one day before my official DDD. The year before that it came at 11:42am, also a day early. Did you opt for direct deposit when you filed? And have you verified on your transcript that there aren't any codes like 570 or 971 that might indicate a hold?
Has anyone noticed that Chime seems to process these deposits in specific time windows? I've been tracking patterns across several tax seasons, and they seem to release IRS deposits in batches around 10am, 2pm, and 4pm EST. Anyone else observe similar timing with their deposits?
Yes! My Chime deposits from the IRS have hit at approximately the same times over the past three years - always in the afternoon between 1-4pm EST. Never in the morning or evening. I think they must process ACH transfers in specific batches during the day.
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Just an FYI for everyone - if ur on cycle 05 and have a DDD of 2/16, most ppl will see deposits hit between 2/14-2/16. The system works like this: 1. IRS releases funds to banks 1-2 days b4 DDD 2. Banks process overnight (usually 12am-6am) 3. Some banks (esp credit unions) release early 4. Others hold til actual DDD If ur desperate for exact timing, call ur bank's ACH dept directly. They can confirm pending deposits b4 they post to ur acct.
I've experienced both early and on-time deposits with cycle 05. According to Internal Revenue Manual 21.4.1, the IRS transmits refund data to the Financial Management Service (FMS) which then initiates the ACH transfer to financial institutions. Last year my DDD was February 17th, and despite everyone claiming early deposits, mine hit exactly on the 17th with PNC Bank. Don't count your chickens before they hatch - budget as if you'll receive it on the actual DDD.
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I'm skeptical about using these fintech platforms for something as important as tax refunds. Has anyone considered what happens if there's an issue? With traditional banks, you can walk into a branch and speak with someone. What recourse do you have with CashApp if something goes wrong? Compared to USAA or Chase where I've gotten refunds before, CashApp's customer service seems way more limited. And what about fraud protection? I've heard horror stories about accounts being frozen without warning.
CashApp is completely legitimate for tax refunds. I've helped dozens of people in my community set up their accounts for direct deposit, including tax refunds. The important thing is that you verified your identity with CashApp (the full process with SSN, etc.) before using it for your taxes. Some people skip that step and then wonder why there are problems. If you've already received your state refund without issues, that's a good sign your federal will process the same way. Just make sure you keep your app updated!
Danielle Mays
According to IRS Publication 2043, direct deposits can take up to 5 business days after the scheduled date to appear in your account. If you don't receive your refund by March 2nd (which would be 5 business days after your 2/24 DDD), then you should contact the IRS directly. I'm in the same boat with a 2/25 DDD and I'm watching my account like a hawk because I've got a car payment coming up.
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Derek Olson
The bank delay thing is real. Last year my state refund came right on time but my federal was 3 days late. Both had the same DDD. This year, I have a 2/26 DDD for federal and still waiting while my state refund (which had a later DDD of 3/1) already arrived yesterday. Makes no sense!
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