I'm seeing a pattern with February filers claiming dependents this year! The IRS is absolutely swamped with returns right now and they're prioritizing certain batches. God, it's so frustrating waiting for money that's rightfully yours! Most people I know who filed with dependents in early February are seeing updates this week or next. The good news is that once it starts moving, it usually moves quickly. Hang in there!

Anyone else notice that the WMR tool is super glitchy rn? I filed 2/3 w/ deps and got the bars, then no bars, then TT152, then nothing. Does the cycle code on ur transcript end in 05? That's usually Wed/Thurs updates, right?

Just to clarify - a DDD of 2/24 means the IRS released it on 2/24, not that it should be in your account on exactly that date. The ACH transfer typically takes exactly 1-3 business days after that. Since 2/24 was a Saturday, the actual ACH process wouldn't start until Monday 2/26, meaning you should expect it between 2/27-2/29. If it's now March and you still don't have it, then you have reason to be concerned. Have you checked your 2023 transcript for TC 846 code to confirm the DDD?

Call the IRS directly at 1-800-829-1040. Forget waiting for Chime or checking WMR constantly. The IRS can tell you exactly where your refund is and if there's a hold or problem that's not showing up on the app. Be prepared to wait on hold, but it's the only way to get real answers. If your DDD was 2/24 and it's now March, something is definitely wrong and you need to address it directly.

OMG you actually got lucky!!! 😮 I had to go through the WHOLE identity verification nightmare last year and they made me wait for the letter, schedule an appointment, drive to the office, wait in line... took FOREVER! The fact that they just did it over the phone is AMAZING! Here's what happens next: your return gets released from the verification hold (usually within 24-48 hours), then enters normal processing. Your transcript will update first (usually within a week), then WMR will change to approved, and then you'll get your refund! The whole process after verification usually takes 7-14 days but can be faster. I'm so happy you didn't have to go through the in-person verification hell! 🎉

I believe you might see movement very soon... The IRS seems to be processing ID verification cases faster this year than in previous years. While I'm not 100% certain, I've noticed that many people who verify their identity are seeing updates to their transcripts within about a week, sometimes even faster. Just make sure to keep checking both WMR and your transcript, as sometimes one updates before the other.

Call them NOW and ask to speak to a supervisor. Tell them you have urgent bills to pay and need access to your funds immediately. I did this with my credit union and they released it same day. They can override the hold if they want to - it's just their default policy to wait. Don't take no for an answer.

This is standard practice for most credit unions. I've been tracking this issue in the tax refund community for years, and February 25th is right around the corner. Most people find that the money actually posts very early in the morning on the DDD - sometimes as early as 12:01 AM. If you have bills due on the 25th, you might want to call those companies and explain the situation rather than fighting with your credit union, which probably won't budge on their policy.

Last year I had this exact same thing happen. The letter was just asking me to verify my identity. I remember being so stressed because I needed that refund for summer tuition. The process was actually pretty simple once I knew what they wanted. Just had to answer some questions about my previous tax returns and provide some ID verification. My refund was processed about 2 weeks after I completed the verification. Hang in there - it's usually not as bad as it seems!

You might want to check if you claimed any credits that often trigger reviews. Education credits, Earned Income Credit, and Child Tax Credit are somewhat frequently flagged for verification, especially if it's your first time claiming them. In my experience, it's usually just a matter of providing supporting documentation like W-2s, 1098-Ts, or proof of dependent status. The letter will probably arrive within about a week or so, and it should specifically outline exactly what they need from you.