Just checked my Chase account at 3:42pm today and my refund finally appeared as pending! Had the same April 13th DDD. SBTPG website still shows unfunded though, so their tracker is definitely behind. Expecting the money to be available by April 12th based on previous years.

I've been through this process maybe 5 or 6 times now, and it seems like SBTPG is holding funds longer than they used to. Last year my refund hit Chase about 36 hours before my DDD, but this year it's cutting it much closer. Probably due to increased volume or additional verification steps they're implementing.

Have you tried checking your account online instead of calling? Here's what I recommend: 1. Create an account on IRS.gov if you haven't already 2. Access your tax records 3. Look for "Account Transcript" for 2023 4. Check for processing codes 5. If you see code 152, that means it's still processing 6. If you see code 570, there's a temporary hold I was frustrated with the same situation, but tracking the codes helped me understand what was happening better than what the phone representatives told me.

Just to clarify what everyone's saying - "systemic delay" doesn't mean anything is wrong with your return specifically. I filed on February 10th, 2024 and just got my refund on March 15th. The IRS is definitely running behind this year. Their official 21-day timeline is more of a goal than a guarantee, especially during peak filing season from mid-February through March.

So I had this EXACT same thing happen to me last year. My preparer forgot my PIN, the IRS accepted it, then nothing happened for 3 months. I checked WMR every single day - nothing changed. Then one day I got a letter in the mail (CP01H) asking me to verify my identity. I had to create an ID.me account and verify online. Two weeks after that, my refund was approved and I got it 5 days later. The whole thing took almost 4 months from filing to getting my money. Not saying that'll happen to you, but don't be surprised if you get a letter asking for verification.

I'm not sure if this would help, but... maybe you could try contacting the Taxpayer Advocate Service? They might be able to help if you're experiencing financial hardship because of the delay. I think you may need to wait at least 30 days after filing before they'll consider it a hardship case, though. Maybe also check if your tax preparer has any kind of guarantee or insurance for mistakes they make? Some of the bigger tax preparation companies might have policies about errors they make that cause delays.

Did u have any other codes on ur transcript before the DDD showed up? Mine has a 570 code from last week but nothing else yet. Wondering if I should expect a letter or if it's something different. Thx for sharing ur timeline btw, super helpful!

Just to clarify for others reading this - the verification letter is typically a 5071C or 4883C. The 5071C requires identity verification while the 4883C is specifically for income verification. Sounds like you got the 5071C based on your description. The change from "still processing" to "being processed" is indeed a positive sign that usually indicates your return has moved past the initial verification stage and into the final processing queue.

According to IRM 21.4.1.3, normal processing time for e-filed returns should be 21 days, but many returns are being processed faster this year. It's worth noting that per IRC § 6402(a), the IRS has the authority to credit overpayments against any liabilities before issuing refunds, which can cause delays that aren't reflected in transcript updates. If your transcript shows recent activity, that's generally a positive sign.

My sister filed on May 4th and her transcript updated yesterday. I filed on May 7th and nothing yet. This is so much faster than last year when I filed in February and didn't get my refund until April! The IRS seems to be moving much quicker with the later filers compared to how they handled early filers who claimed EITC or CTC.