I waited exactly 37 days in "still processing" status last year. My 2023 boxes were filled for 22 of those days. When I finally got my refund, it was exactly $42 less than I calculated. The IRS made a small adjustment without telling me until 14 days after the deposit. Check your transcript every 24 hours - it updates more frequently than WMR. I've learned not to panic about the processing message as long as there's no 570 code on the transcript.

Have you considered that the system might be showing different information based on when you check? Sometimes the WMR tool and transcript system don't sync up right away. I'd suggest checking early morning (around 3-4am) when their systems update. That's when you're most likely to see changes. Also, if you filed with certain credits like EITC or ACTC, your refund might be held until mid-February regardless of when you filed. Just my two cents from dealing with this system for years.

PATH Act returns are like packages stuck in customs - they've arrived at the destination country but need extra inspection before delivery. My transcript was N/A until February 18th last year, then suddenly appeared with all processing completed. It's like waiting for water to boil - seems like forever until suddenly it's done. With your 0605 code (which indicates refundable credits), expect your transcript to update around the same time frame as last year. The IRS processes in batches like a baker making cookies - yours is likely in the mid-February batch.

Well, color me surprised when I learned about all this PATH Act business last year! 😂 I was checking my transcript hourly like I was refreshing sports scores during playoffs. N/A, N/A, N/A... then BOOM! Full transcript with DDD all at once. The whole PATH delay thing is honestly ridiculous - "Let's make people who need money the most wait extra long while we "verify" their return" - but at least it's predictable. Filed 1/24, transcript appeared 2/20, money in my account 2/27. Like clockwork! Hang in there, tax buddy.

What's your processing date on your transcript? The cycle code is important but the processing date is what really determines when funds get released. I'm concerned that even with a daily cycle code, if your processing date is more than 7 days out, you might still be looking at a wait. I'm in a similar situation with a 0705 code.

Just to clarify a few things for everyone: Have you checked if there's an 846 code yet? That's your actual refund issued date. The cycle code just tells you how often your account updates. And yes, 0504 is definitely daily processing, which is good news, but doesn't guarantee an immediate refund. The PATH Act verification processes are complete, but there could still be other verification steps happening in the background, wouldn't you agree?

Word of warning - don't rely 100% on TPG for accurate info. Last yr my TPG showed $0 for days after my DDD, but $ actually hit my bank acct on time. Their sys was just behind. OTOH, friend had TPG showing full refund amt but then got hit w/ offset he didn't know about, and actual deposit was way less. TPG doesn't always know about offsets, garnishments, etc. Best to check WMR and transcripts directly, TPG is just middleman.

Just wanted to share some good news - my TPG finally updated this morning! I'm a weekly filer, no DDD until yesterday, and TPG was completely blank until about 3 hours ago. Now it shows my full refund amount as pending! Based on past experience, the money should hit my actual bank account in the next 24-48 hours. Hang in there - it's coming!

Are you seeing any TC 150 posting to your account yet? What about your cycle code - does it end in 01, 02, or 05? The cycle code can tell you which processing batch your return is in, which directly affects when your DDD (Direct Deposit Date) will be issued. Did you also check your Return Transcript in addition to your Account Transcript?

I might be able to provide some insight here. Last year, my transcript updated on February 11th with codes 150 (return filed), 806 (withholding credit), and 570 (additional account action pending). The 570 had me worried, but it was removed five days later and replaced with an 846 code dated for the following Wednesday. My refund hit my account exactly on that date. The WMR tool, however, didn't update until literally the day before my deposit arrived. The systems seem to operate on completely different schedules, which is probably why you're seeing this discrepancy.