I'm not convinced these services are necessary. If you just filed this week, there's literally nothing that calling the IRS would tell you that you don't already know. Compared to previous years when processing took months, the current IRS systems are much faster. People are too quick to spend money on solutions for problems that don't exist yet.

Think of tax return processing like a restaurant kitchen. Your return is the order that just got placed - it's in the system, but the chef (IRS) hasn't even started cooking yet. The transcript is like the order status board that only updates at certain points in the process. Using services like Claimyr isn't about getting your return processed faster - it's about getting information when you actually need it. When there's a legitimate delay or issue, having direct access to an agent can save weeks of uncertainty. Just because someone just filed doesn't mean they won't need assistance later if things don't progress normally.

I was in almost the exact same situation last year! Had medical bills piling up and was anxiously watching my transcript daily. Filed with Credit Karma on January 29th, saw my 846 code with a February 21st date, and the money actually hit my account at 3am on February 22nd. Credit Karma took their fees and sent the rest right away. What really helped my anxiety was that I had set up text alerts with my bank for any deposits over $100, so I got a notification the moment it landed. Might be worth setting that up if your bank offers it!

Have you considered using the IRS direct deposit option instead of going through Credit Karma next year? I switched to direct deposit this year after using tax preparer bank products for years, and my refund came exactly on my 846 date with no fees taken out. Isn't it worth saving those preparation fees, especially when you need the money for medical expenses? You could still use Credit Karma to prepare your return but just opt for direct deposit to your own bank account.

Look, I know it's frustrating, but this is completely normal for returns with both marketplace forms and ID verification. The IRS systems don't talk to each other efficiently. Your return is in the system - it's just not showing up in the transcript database yet. The good news is that the WMR status change means you're moving forward. I've seen hundreds of posts like yours over the years, and they almost always resolve within a few weeks after the WMR status changes back to processing. I know it's stressful, especially when you're counting on that money for tuition, but hang in there. This is just how the system works unfortunately.

Your tax return is like a package that's been routed through multiple distribution centers. It arrived at the main facility (filed on Feb 1), then got sent to the special handling department (marketplace form), then to security verification (ID.me), and now it's back on the main processing line. The tracking system (transcript) hasn't updated yet because it's still making its way through the final sorting area, but the package tracker (WMR) shows it's moving again. I had the exact same situation last year - filed Feb 3rd, had to do marketplace form correction on Feb 10th, identity verification on Feb 17th, WMR went back to processing on Feb 25th, and transcript finally updated on March 8th. Refund arrived March 11th. So about 5 weeks from filing to refund with similar complications.

Oh come on, you're making it sound way worse than it probably is! Most of these notices are routine! I got a similar notice last year and it was just asking me to verify my identity online. Took 15 minutes to resolve and my refund came two weeks later. Let's not scare people unnecessarily!

Had this exact issue last month. Got the notice. It was identity verification. Completed it online. Return processed within 10 days. Refund arrived 3 days later. Just wait for the mail. Follow instructions. Don't stress too much.

Just went through this! The PATH Act hold is automatically applied to returns with EITC or ACTC to prevent fraud, while the 1095-A request is related to the Premium Tax Credit reconciliation process. You need to submit Form 8962 along with your 1095-A to reconcile your advance premium tax credits. My transcript showed TC 570 (refund hold) until I submitted these documents, then updated with TC 571 (hold released) about 10 days later. Such a relief when it finally processed!

Per Internal Revenue Code §36B, taxpayers who receive advance premium tax credits must reconcile those amounts using Form 8962, which requires the information from Form 1095-A. I experienced this last year and found that the quickest resolution is to immediately provide the requested documentation. While the PATH Act mandates the IRS hold refunds involving EITC/ACTC until mid-February (per IRC §6402(m)), the 1095-A issue is an independent verification requirement that will continue to delay your refund until addressed.