I've used Jackson Hewitt with the Serve card for the past three tax seasons, and I've noticed the timeline getting longer each year. Last year I received my refund on February 24th after filing on February 8th - so 16 days total. The year before was only 11 days for the whole process. I'm a bit worried this year because I'm already at day 18 with no refund yet. I called Jackson Hewitt yesterday and they said the IRS has been slower this year with processing returns that have tax credits like the Child Tax Credit. Do you have any credits on your return? That might explain the delay compared to last year.

Back in 2022, I had this exact same setup with Jackson Hewitt and the Serve card. I remember checking my card balance obsessively! One thing I learned from that experience is that the day of the week matters a lot. If the IRS releases your refund on a Friday, Jackson Hewitt often doesn't process it until Monday or Tuesday of the following week. Last year I filed on a Monday and got my refund exactly 14 days later on a Monday. The year before I filed on a Thursday and got it 16 days later on a Saturday. Since you filed on February 12th (a Monday), you might see it hit your card early next week.

I just checked my transcript after seeing this post and I have exactly the same situation! My transcript shows a DD date of 3/1/24 but WMR is still on the first bar. Just checked my bank and nothing yet, but I'm with a traditional bank that doesn't typically release funds early. According to my calculations, I've been waiting exactly 24 days since filing on 2/4/24. This is cutting it close for me as I have a $1,478 car payment due on 3/5/24 that I was counting on this refund for. Had no idea the systems were so disconnected!

I experienced the same Transaction Posting Discrepancy (TPD) last week. My Account Transcript showed an 846 Refund Issued code with DDD of 2/21/24, while WMR remained in Return Received status. The deposit hit my account approximately 30 hours after the transcript updated. This is consistent with the Standard Banking ACH Protocol that allows receiving institutions to post pending credits up to 48 hours before the effective date. Success!

I don't think waiting until Tuesday is necessarily a bad strategy. Last year I had a similar freeze and panicked, called multiple times, and even went to my local IRS office. None of it made any difference - the freeze lifted exactly when it was scheduled to in their system. I've learned that with the IRS, sometimes the best approach is patience. They have internal timeframes for reviews that no amount of calling will change. I keep detailed records of all my tax documents, income sources, and even screenshots of my transcripts through the process just in case, but I've found that most of these freezes resolve themselves if you just wait it out.

This is so frustrating!! I'm dealing with the EXACT same thing right now and it's making me crazy! 😤 If you do call back Tuesday and get any helpful info, please update us! One thing that helped me was pulling my wage and income transcript instead of just the account transcript - sometimes you can spot what triggered the review. For me it was a mismatch between what my employer reported and what I entered (they made a tiny error on my W-2). Once I figured that out, I felt better knowing it wasn't something more serious. Might be worth checking if you haven't already.

I tracked exactly 43 days from filing to refund deposit last year after filing on January 29th. This year, I'm at day 47 with no updates. I've seen patterns where the IRS processes returns in batches - especially for early filers. From what I've observed in this community, returns filed between January 29th and February 3rd are starting to see movement this week. Hang in there - I understand how frustrating the wait can be when you're planning your finances around your expected refund.

Watch out for verification holds! Early-season returns often get extra scrutiny. • Check if you claimed EITC or CTC - PATH Act delays are automatic • Verify your income reporting matches all W-2s/1099s received by IRS • Look for ID verification letters (CP01H) which may have been sent • Make sure your bank info was entered correctly Last year I had a similar situation and discovered a verification hold was placed automatically because I had changed addresses. The most frustrating part was that they never notified me!

I might be in the minority here, but my experience suggests this could just be a temporary processing surge. Last year, there was a similar pattern early in filing season, followed by major slowdowns by March. The IRS possibly prioritized certain business returns with straightforward situations, especially those filed electronically with direct deposit. Your timeline seems unusually fast, though it's certainly possible they've improved their systems somewhat since last year.

My small business return was accepted on January 29th, 2024. Transcript updated with 570 code on February 12th. Then showed 571 code on February 19th. Got 846 code on February 23rd with February 28th deposit date. But the money hit my account on February 23rd - same day as the transcript update! Just like yours! My WMR still shows processing even though I already have the money. This is definitely a new pattern for 2024 filing season.