Word of caution - don't keep checking your transcript multiple times a day like I did! 😅 I literally made myself sick with anxiety checking every few hours. The system only updates once a day anyway (usually overnight), so checking more frequently won't help. Plus, in my case, nothing changed for weeks and then suddenly EVERYTHING updated at once. Set a reminder to check once a week and try to forget about it in between.

UPDATE: After 46 days with blank transcripts, mine finally updated last night! Filed Feb 3rd with EITC and Additional Child Tax Credit. Transcript now shows processing date of March 25th and DDD of March 28th. So there is hope! The system is moving, just very slowly. Hang in there - your update is coming soon!

Just got my refund yesterday after having the EXACT same situation! Had 846 code dated May 15th while still showing PATH verification on WMR. Money hit my account right on the 15th as scheduled. The PATH message is just a system lag - they forget to update that part sometimes. 😂 Don't stress, your money is coming! Set your alarm for the 22nd and prepare for a slightly better bank balance that morning!

Check your bank account tomorrow. IRS often sends early. Sometimes two days before the date. Seen it happen many times. Also verify your bank info is correct on your return. Wrong routing numbers cause major delays. No guarantees though.

Be careful about assuming that date means your refund is coming soon. Here's what happened to me: 1. First, my transcript updated with a similar date 2. Then, a week later, I got a verification letter in the mail 3. Had to call and verify my identity 4. After verification, waited another 9 weeks 5. Finally received my refund The CTC triggers additional verification for many taxpayers. The February date could just be the initial processing completion. If you don't receive your refund within 2 weeks of that date, you might want to check if you're being asked for verification. Do you have access to your IRS online account? Have you checked your mail carefully?

I've been through this rodeo many times before. That February 19 date is likely your cycle date, not your deposit date. In my experience with Florida returns, you're looking at about a week after that date for your actual deposit. The Child Tax Credit returns are taking longer this year than they did last year - I filed on January 29th with CTC and just got my deposit yesterday, which was 8 days after my transcript updated. Back in 2022, it was only 5 days between transcript update and deposit. The IRS seems to be taking their sweet time this season!

The Master File cycle codes are actually more complex than most people realize. The first digit (0 in both your cases) indicates the IRS processing center, while the second digit (5 or 2) indicates frequency. What's interesting is that the IRS sometimes shifts taxpayers between cycles to balance their processing load during peak filing season. I was surprised to learn that daily cycles don't always mean faster processing - it depends on the Transaction Code sequence and whether there are any pending Freeze Conditions on your account.

OMG this EXACT thing happened to me too!! Been 05 forever and suddenly 02 this year! I was freaking out thinking they were gonna audit me or something! But my refund actually came FASTER than usual this year, got it in 9 days instead of the usual 3 weeks! So honestly... maybe it's a good thing? 🤔

Just got my refund yesterday after seeing the 846 code last week! The date on mine was 3/15 and it hit my account right on schedule. The IRS might move at the speed of a sloth climbing through molasses most of the time (looking at you, amended returns department 😂), but once that magical 846 appears, you're in the home stretch. I was honestly shocked when it arrived exactly on time after all the horror stories I'd read online.

Are you getting a direct deposit or a paper check? That makes a big difference in when you'll actually see the money. If it's direct deposit, the 22nd is pretty reliable. For paper checks, add about a week for mailing time.