Can't reach IRS? Claimyr connects you to a live IRS agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the IRS
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the IRS drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls ā which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
Join the conversation
Join the conversation
Jamal Brown
Something nobody has mentioned yet - depending on your situation, you might want to consider recharacterizing your Roth IRA contribution to a Traditional IRA instead of just withdrawing the excess. Since you're filing jointly with your spouse, your combined income might allow you to deduct a Traditional IRA contribution, which could be beneficial. This way you don't lose the tax-advantaged space completely. Talk to your IRA provider about the "recharacterization" process. It's different from a withdrawal and has different tax implications. You'd still need to do this before the tax filing deadline (plus extensions).
That's an interesting option I hadn't considered. If I recharacterize to Traditional IRA, would I still need to worry about the earned income limit? And would I need to do anything special on my tax forms?
Jamal Brown
ā¢You still need earned income to contribute to a Traditional IRA, but the same limit applies - your contribution can't exceed your earned income for the year. So you'd still need to recharacterize the excess amount above your $4,200 income. For tax forms, you would report the recharacterization on your tax return using Form 8606 if any portion is non-deductible. Your IRA custodian will also send you a statement showing the recharacterized amount, which you should keep with your tax records. The good thing is recharacterization isn't a taxable event if done properly and before the deadline, so you avoid the penalties associated with excess contributions.
Just wanted to point out that if you already filed your 2023 taxes, you may need to file an amended return depending on how you handle the excess contribution. Some people just pay the 6% penalty and deal with it, but that's usually not the best approach since the penalty applies every year until you fix the issue.
Actually, if you withdraw the excess contribution plus earnings before you file your taxes (and before the due date), you don't need to file an amended return. You just report the earnings portion on your current year taxes. The IRA custodian will issue a 1099-R for the withdrawal.
Join the conversation
Just wanted to add something important - if you're owed a refund for 2023, there's actually no penalty for filing late! The IRS doesn't penalize you for filing late if they owe YOU money. You have 3 years from the original due date to claim a refund. But if you do owe taxes like you mentioned, then yes, there are penalties and interest. Still, it's WAY better to file late than never. The IRS is generally pretty reasonable with people who come forward voluntarily vs. those they have to chase down.
Thanks for mentioning this! Unfortunately I'm pretty certain I owe them money since I had some 1099 income without any withholding. But that's good info to know for the future. Do you know if most tax preparers handle late returns like this or should I look for someone who specializes in them?
Most regular tax preparers can definitely handle late returns - it's pretty common and not as complicated as you might think. You don't need a specialized tax attorney or anything unless you have a really complex situation or owe an enormous amount. Any decent tax preparer or even the major tax software packages can guide you through filing a late return. They'll help calculate the penalties and interest too. If your situation is relatively straightforward (W2 income, maybe some 1099 work), you could even do it yourself with good tax software.
Don't panic! I went through this exact thing for my 2020 taxes. Depression is real and the IRS actually does understand that life happens. Quick tip - if you're worried about penalties, look into what's called "first-time penalty abatement" if you have a clean compliance history (meaning you filed and paid on time for the past 3 years before 2023). The IRS often waives penalties for your first offense if you call and explain your situation.
This is great advice! I got first-time abatement when I missed filing during my mom's cancer treatment. Saved me over $1,100 in penalties. The IRS agent was surprisingly understanding when I explained what happened.
Join the conversation
Omar Zaki
I'm a CPA who works with high-net-worth clients. One thing to consider that others haven't mentioned: you might actually need a team rather than just one person. In my practice, clients with your profile (real estate, trusts, private investments) typically work with: 1. A CPA for tax preparation and planning (quarterly, not just annually) 2. An estate attorney for trust structures and estate planning 3. A financial planner for investment strategy (even if you manage investments yourself) The key is finding a CPA who can quarterback this team and coordinate between specialists. Look for someone who specifically mentions "family office services" for clients who aren't quite wealthy enough for a dedicated family office but need comprehensive services. Also, consider whether you need someone registered as a fiduciary, which legally obligates them to act in your best interest. Not all financial advisors are fiduciaries.
This is a great point about needing a team. Do you recommend finding professionals who already work together or assembling my own team? I'm worried about coordination issues if everyone is working separately.
Omar Zaki
ā¢I strongly recommend finding professionals who already have established working relationships. Ask the CPA you're considering who they regularly collaborate with for estate planning and financial advice. Existing teams will have systems for sharing information efficiently and won't duplicate efforts. The worst scenario is having different advisors giving contradictory guidance. For example, I've seen situations where an investment advisor recommends selling assets that would trigger massive tax consequences the CPA would have advised against. When your team already works together, these issues get addressed before they become problems.
AstroAce
Has anyone used a CPA who specializes in real estate? I'm in a similar situation to the original poster but my biggest complexity is having properties in 3 different states. Tax filing has become a nightmare.
Chloe Martin
ā¢Check out the National Association of Real Estate Tax Professionals (NARETP). I found my CPA through them and it made a huge difference. Multi-state properties create special issues with depreciation tracking and state-specific rules that general CPAs often miss.
Join the conversation
One thing nobody mentioned yet - make sure you're keeping good records of all your investment purchases and sales! The IRS requires you to track your "cost basis" (what you paid for the investment) to calculate your gains or losses accurately. Most brokerages now report this information to the IRS on Form 1099-B, but sometimes the information is incomplete or incorrect. I learned this the hard way when I couldn't prove my original purchase price for some stocks I'd held for years.
Do you have any tips for how to keep track of all this? I've been investing through multiple platforms (Robinhood, Vanguard, and a little crypto on Coinbase) and I'm worried about keeping everything straight for next year's taxes.
I recommend downloading annual tax documents from each platform and saving them in a dedicated tax folder on your computer. Name each file with the year and platform (like "2025_Robinhood_1099.pdf"). For crypto especially, consider using a dedicated tracking app that can integrate with multiple exchanges to create a comprehensive tax report. Some platforms like CoinTracker or Koinly can sync with Coinbase and other exchanges to track your cost basis automatically. The few minutes spent organizing throughout the year will save you hours of stress during tax season.
Justin Trejo
Quick tip: If you're married filing jointly, the capital loss deduction limit is still $3,000 total (not $3,000 per person). My spouse and I found this out when we tried to deduct $6,000 in losses and got our return rejected.
Alana Willis
ā¢Are you sure about that? My accountant let us deduct $3,000 each last year. Maybe the rules changed for the 2025 filing season?
Marcus Marsh
Does anyone know if we can file normally (earlier than November) if we want to? My house was barely affected (just some minor leaking) and I'm actually expecting a pretty big refund this year. I'm in Santa Barbara County which is covered by the extension, but I'd rather get my refund sooner if possible.
0 coins
Hailey O'Leary
ā¢Yes, you can absolutely file earlier! The November date is just the deadline - you can file anytime before then. If you're getting a refund, it definitely makes sense to file as soon as you're ready.
0 coins
Cedric Chung
One important thing that hasn't been mentioned yet - if you make estimated tax payments, this extension also applies to those. So the Q1 and Q2 2025 estimated payments that would normally be due April 15 and June 15 are now also extended to November 16. This was a huge relief for me since my small business got hit hard by the flooding and cash flow has been a nightmare. Being able to delay those estimated payments while we rebuild is actually making a significant difference.
0 coins
Talia Klein
ā¢Does anyone know if we'll get hit with an underpayment penalty if we don't make any estimated payments until November? Usually you're supposed to pay quarterly but this situation seems different.
0 coins
Cedric Chung
ā¢Based on what I learned from the IRS when I called, you won't face underpayment penalties for delaying these specific estimated payments until November 16th. The disaster relief specifically waives penalties for these delayed payments. However, it's important to note that this only applies to the specific payment deadlines that fall within the relief period. Future estimated payments beyond this period would still follow the regular schedule and penalty rules.
0 coins