This appears to be what's known as a CSED synchronization issue (Collection Statute Expiration Date). The WMR tool and the transcript database operate on different update cycles. The IDRS (Integrated Data Retrieval System) that powers your transcript is the primary system of record, while WMR is a secondary customer-facing tool. Did you file with any specific credits like CTC or EITC that might have triggered additional processing?

According to IRM 21.4.1.3 (Internal Revenue Manual), transcript data takes precedence over WMR indicators. I suggest checking your account transcript rather than just the return transcript. The account transcript will show transaction codes that indicate exactly where you are in the process. You might also consider creating an online account at ID.me if you haven't already, as it provides more detailed access to your tax information than the basic transcript request tool.

In accordance with IRS Publication 2043 and the Automated Clearing House (ACH) guidelines, financial intermediaries like TPG must process federal disbursements within 3 business days of receipt. For a 03/15 DDD, TPG would typically receive funds by end-of-day on the 15th, and must complete processing by the 20th (accounting for the weekend). However, most TPG transactions are completed within 24-48 hours of receipt. Your funds are protected under Regulation E throughout this process, and any delays beyond 3 business days would require specific notification from TPG.

Have you checked your bank's pending transactions? Sometimes the money is in transit but not yet posted. Or perhaps your bank has a policy of holding ACH transfers? What about your tax preparer - did they confirm everything was set up correctly with TPG? And is this your first time using TPG as a processor? Different banks handle these deposits differently, so knowing your specific situation would help troubleshoot.

Have you received any notices in your IRS online account? Sometimes they send digital notices faster than paper ones. This reminds me of how credit card companies can instantly detect suspicious activity but take 7-10 business days to process a refund. Did you have to verify because of the ITIN, or was there something specific that triggered the verification requirement?

I went through this exact nightmare on April 2nd last year. Waited 32 days for a verification letter, then another 21 days after verifying before my refund was approved. Then mysteriously, on May 27th, my transcript updated with a direct deposit date for June 1st. Meanwhile, I underpaid my estimated taxes by $120 on April 15th this year, and somehow had a notice about it by April 22nd. The systems aren't just separate - they're from different decades!

Been there. Done that. Got the runaround too. Finally broke the cycle. Made an appointment at local TAC office. Brought two forms of ID. Verified in person. Refund processed 8 days later. Direct deposit arrived on day 10. Skip the phone calls. Go straight to in-person appointment. Save yourself weeks of frustration. Online appointment system works well. Most offices have slots within 1-2 weeks.

I've seen dozens of cases like this at the VITA site where I volunteer. The verification letter system has a serious flaw - the IRS computer system marks letters as "sent" when they're queued for printing, not when they actually go out. During busy periods (especially February-April), there can be a 2-3 week gap between when the system says a letter was sent and when it actually gets printed and mailed. To make matters worse, these verification letters are often generated by automated systems that don't check if previous letters were delivered. So when you call, the representative sees the letter marked as "sent" in their system, assumes you should have received it, and triggers a new one - which enters the same backlogged printing queue. We've had taxpayers receive 4-5 identical verification letters all at once in May for returns filed in February. The system is fundamentally broken.

Everyone's talking about checking transcripts, but I actually found that calling the automated refund hotline at 800-829-1954 gave me updates before WMR or transcripts showed anything. It might be somewhat less reliable than transcript codes, but it's definitely worth trying if you're not seeing updates elsewhere. Just make sure you have your filing status, SSN, and refund amount ready.

I filed on January 17th at 2:13 PM EST with EITC and CTC. My transcript updated on January 28th showing TC 150 (return filed), TC 806 (withheld credits), TC 570 (temporary hold), and TC 971 (notice issued). The 570 code was released on February 1st and replaced with TC 571. My cycle code is 20240504, which indicates a weekly update pattern. DDD (846 code) appeared February 2nd with deposit date of February 7th. The entire process took exactly 21 days from submission to DDD.

Appreciate everyone sharing their insights! This community has been so helpful for my tax anxiety. • The timeline OP shared matches what I experienced • Filed 2/15 with similar processing time • Transcript updated exactly as described • Money hit my account right on the DD date It's such a relief when the system works as intended. After the nightmare of delayed refunds in previous years, it's nice to see things improving.

I processed my return on February 10th and received my deposit on February 27th, which aligns with your timeline. I'm actually surprised by how efficient the IRS has been this season - it's a stark contrast to the 2021 filing season when I waited until April 15th for a January filing. The cycle dates seem to be much more reliable this year, with most Thursday/Friday transcript updates leading to the following Wednesday deposits. Your March 5th date falls right into that pattern.

Your experience is MUCH better than what most people are seeing this tax season. When I compare your 16-day turnaround to my brother-in-law's return (filed January 25th, still processing) or my coworker's situation (filed February 1st, just got approved yesterday), you definitely got the VIP treatment! The difference is probably the complexity - returns with child tax credits, earned income credits, or self-employment income take way longer than simple W-2 only returns. If your return was straightforward with just standard deductions, that explains the speed compared to more complex situations.

According to the IRS2Go app and https://www.irs.gov/refunds, your timeline is actually quite normal for a simple return with no flags. The IRS is processing electronic returns much faster this year compared to the backlogged 2021 and 2022 seasons. TurboTax also has direct integration with the IRS systems, which can sometimes result in faster initial processing. One thing to keep in mind: even though you have a DD date, your refund can still be adjusted if discrepancies are found. The WMR tool updates overnight, so check it again the day before your scheduled deposit just to confirm everything is still on track.

Has anyone noticed that verification cases seem to follow a pattern? My tax preparer handles about 50 clients who needed verification this year. Almost all of them had their transcripts update within 14-21 days after verification. The ones who verified online through ID.me were faster (average 14 days) than those who had to call in (average 19 days). And here's the interesting part - returns with Child Tax Credit seemed to take 3-5 days longer than those without. Anyone else seeing similar patterns in their experience?

After going through verification three years in a row (yes, really!), I can tell you that the April timeline is the worst-case scenario. The IRS tells everyone the maximum time to manage expectations. My personal experience: 2022 took 8 weeks (during COVID backlog), 2023 took 4 weeks, and this year took only 17 days from verification to deposit. The system is getting more efficient. Just make sure you've actually completed verification correctly - check your email for confirmation and log into your IRS account to confirm your identity status shows as verified.

This happened to me last year and the year before. In 2023, my refund was scheduled for March 15th but didn't show up until March 18th. In 2022, it was even worse - a full week delay. The WMR tool is notoriously unreliable during peak filing season. I've learned to just expect delays and be pleasantly surprised if it actually arrives on time.

Have you considered that the amended return might be causing this delay? Amended returns often follow a different processing timeline than standard returns, don't they? The IRS systems might be treating this as a special case due to the amendment. Did you receive any correspondence after submitting your amended paperwork? Sometimes these deposits get held for additional verification when there's been a change to the original filing.

I experienced the same situation during the 2023 filing season. The state Department of Revenue implemented enhanced verification protocols due to increased identity theft attempts. Your federal return with TC 152 is still in the standard processing queue within the IRS Master File system. According to the current IRS processing timeline, non-complex returns filed in mid-February should complete processing by approximately March 9-15, assuming no additional review flags are triggered. The state verification requirement is completely separate from federal processing parameters.

Be careful with assuming this is a coincidence. Under IRC §6103(d), states and the IRS can share taxpayer information for tax administration purposes. While the verification processes are separate, if your state finds discrepancies during their verification, they may report this to the IRS, potentially triggering additional federal scrutiny. I've seen this happen to clients where state verification issues led to federal delays of 8+ weeks. Document everything and respond promptly to any verification requests to minimize potential delays.