Anyone use those NFC tags for tracking? I just started using them to track my mileage (tap when I start a business trip, tap when I end) and it's been a game changer. Wondering if there's a good system using those for receipt tracking too?

I feel your pain! I went through the exact same struggle when my freelance writing business started taking off. The shoebox method is a nightmare and you're definitely leaving money on the table with missed deductions. Here's what finally worked for me: I use a simple "receipt immediately" rule - as soon as I get a receipt, I either snap a photo with my phone or stuff it in my wallet, then deal with it that same evening. No exceptions. I have a dedicated folder on my phone called "Business Receipts" and use the built-in document scanner on my iPhone. For tracking, I keep a simple Google Sheet with columns for Date, Vendor, Amount, Category, and Description. Takes maybe 2 minutes per receipt. The key is doing it RIGHT AWAY, not letting it pile up. Also, don't forget about mileage! Get an app like Stride or just use your phone's built-in location tracking. I was missing out on hundreds of dollars in mileage deductions before I started tracking properly. For your current shoebox situation - set aside one weekend, grab some coffee, put on a good playlist, and just power through it. Sort by date first, then category. It's painful but you'll feel so much better once it's done!

If you're waiting for your Cash App refund, check that you dont have a negative balance already! My friend had his refund come in but he already had -$83 on his account from an overdraft so that got taken out first. just fyi!

I'm also using Cash App with a DDD of 2/20 and mine just hit this morning around 7am! So yours should be coming any time now. Cash App has been pretty consistent for me - usually 1-2 days before the official date. The key is making sure your account is fully verified like others mentioned. I'd keep checking throughout today and tomorrow. The IRS sends refunds in batches so even people with the same DDD might get theirs at slightly different times. Hope yours comes through soon - I know how stressful it is waiting when you need the money for bills!

Something nobody mentioned yet - if you're claimed as a dependent on someone else's return (like if you're a student and your parents claim you), your standard deduction is much lower. I learned this the hard way when I got my first job in college and was surprised at my tax bill.

Just a heads up for seniors - if you're 65 or older there's an additional standard deduction amount you can claim! My mom didn't know this and had been missing out for years.

Also make sure you check if your home country has a tax treaty with the US that might affect how your investment income is taxed. Some treaties have specific provisions for students that override the general nonresident alien rules.

Just wanted to add another perspective here - I had a similar situation last year as an F-1 student with crypto losses. After going through all the research and even consulting with a tax professional, I can confirm what others have said: your crypto and stock losses generally don't need to be reported on Form 1040-NR since they're not effectively connected with a U.S. trade or business. However, I'd strongly recommend keeping detailed records of all your transactions anyway. Even though you're not reporting them this year, if your tax status changes in the future (like when you potentially become a resident alien), having that transaction history will be crucial for calculating your basis in any remaining positions. Also, regarding the missing Coinbase 1099 - they sometimes don't issue them if your total proceeds are under certain thresholds or if you only had losses. You can usually download your transaction history directly from their platform for your records. One last tip: if you're worried about the IRS questioning why you received a 1099 but didn't report the transactions, you can attach Form 8833 (Treaty-Based Return Position Disclosure) if your home country has a relevant tax treaty, or just include a simple statement as others mentioned.

Cash App is notorious for this compared to traditional banks. When I used Bank of America last year, my refund showed up exactly on my DDD. When my sister used Cash App this year, hers took 4 days after the DDD to appear. Cash App seems to hold tax refunds longer than regular deposits. Most people in our tax Facebook group say to expect 2-5 business days after your DDD with Cash App specifically.

I'm going through the exact same thing right now! My DDD was also 02/26/25 with Cash App and still nothing. After reading everyone's experiences here, it sounds like Cash App commonly holds tax refunds for additional verification - even when they don't notify you. I'm going to call their tax refund support line first thing tomorrow morning. It's reassuring to know this seems to be a Cash App processing issue rather than an IRS problem. Will update once I hear back from them!