My bet is you're fine. The IRS and their systems rarely sync up properly. Last year they said my return was 'still processing' for 3 months AFTER I had already received and spent my refund lol.

I went through this exact same thing! Filed in early March, app stuck on "Refund Received" for almost a month. I was checking my bank obsessively every morning. Then one random Tuesday - boom - there was my refund, no warning at all. The app didn't update to "Approved" until 3 days AFTER the money hit my account. Since you filed in early April and it's been 3+ weeks, you're right around that 21-day processing window. The app is notoriously unreliable - I've learned to just check my bank account instead of driving myself crazy with the app. Keep checking your account each morning since deposits usually post overnight. Your money could show up any day now even if the status never changes!

Think of the IP PIN system like a digital deadbolt that changes every year - the IRS is basically sending you a new key for 2024. The online retrieval system is like having a spare key hidden under the mat - it's there when you need it! For your 2022 return, the address change might be like telling the post office where you live but forgetting to tell your grandmother - the IRS might be sending notices to your old address. Have you checked both your old and new address mail for any IRS correspondence?

I'm dealing with a very similar situation! Moved last spring and never got my 2024 IP PIN in the mail either. I ended up using the "Get an IP PIN" tool on IRS.gov after reading through these comments - it actually worked pretty smoothly once I got through the ID.me verification process. Just a heads up though, make sure you have a good internet connection and plenty of time when you do the identity verification - mine timed out twice before I got through successfully. For your 2022 return still in processing, I'd definitely recommend checking your online transcript first to see what codes are showing up. Sometimes there are specific hold codes that can give you clues about what's causing the delay. The address change could definitely be a factor - I had similar issues when I moved mid-tax season a few years back.

Has anyone had success resolving this kind of issue through the IRS online account system? I'm dealing with a similar RSU situation but really don't want to mail in physical documents if I can avoid it. The CP2000 notice mentions something about responding online, but I'm not sure if that's effective for this type of issue.

I went through almost the exact same situation with my 2021 return! Got a CP2000 for about $42k in RSU income that was already on my W2. The stress was unreal - I was convinced I'd somehow messed up my taxes and was going to owe thousands. What really helped me was creating a simple chart showing the breakdown. I made three columns: "Source", "Amount", and "Already Taxed". Then I listed my base salary from my W2, the RSU amount from my W2 (which I found in Box 14 like others mentioned), and showed how they added up to my total W2 income in Box 1. Then I showed the same RSU amount on the 1099-DIV and wrote "DUPLICATE - already included above" next to it. I also included a copy of my final 2022 paystub that showed the year-to-date breakdown with RSUs listed separately, plus the tax withholding statements from when the shares vested. The IRS accepted my response within about 6 weeks and sent me a letter saying no additional tax was owed. The key is really just making it crystal clear to whoever reviews your case that this is the same income being reported twice, not two separate income sources. Don't panic - this is totally fixable!

I got hit with this last year and found that some of my eBay income was reported TWICE - once on 1099-K from eBay and a separate 1099-NEC from PayPal! Make sure you check if you're getting multiple forms for the same income and don't report it twice.

This is such a common confusion! I went through the exact same thing last year. The key thing to remember is that the 1099-K reporting threshold and your actual tax liability are completely separate issues. You're absolutely right that you only made $4,100 in actual profit, and that's what matters for your taxes. The $6,700 gross amount on the 1099-K is just what eBay has to report to the IRS - it doesn't mean you owe taxes on that full amount. When you file, you'll report the $6,700 as income but then deduct all your legitimate expenses (eBay fees, shipping, PayPal fees, cost of items if you have records, etc.) to get down to your actual $4,100 profit. You'll only pay taxes on that net amount. Also, keep in mind there's no minimum threshold for owing taxes on business income - even if you made $100 profit, you'd technically owe taxes on it. The reporting thresholds are just about when platforms have to send you (and the IRS) the 1099 forms. Make sure to keep good records of all those expenses you mentioned - eBay's transaction history is actually pretty helpful for this!

Unpopular opinion maybe but I think all this tax anxiety is overblown for most W-2 earners. I've filed my taxes in like 30 minutes using the free fillable forms directly from the IRS website for years. No software fees, no CPA costs. As long as you have your W-2s and 1099s in front of you, it's literally just copying numbers from one form to another. The "complicated" stuff like HSAs have dedicated worksheets with instructions. Unless you have a business or rental properties, paying someone hundreds of dollars seems excessive to me.

I've been following this thread with interest since I'm in a very similar boat - W-2 income, some investment activity, and an HSA. After reading everyone's experiences, I think the key is being honest about your own comfort level and the complexity of your situation. For what it's worth, I've found that even "simple" returns can have nuances that aren't immediately obvious. Last year I thought I had a straightforward filing until I realized I'd been handling my HSA distributions incorrectly for medical expenses. Cost me about $200 in additional taxes that could have been avoided. My takeaway from this discussion is that there's a middle ground between expensive CPAs and basic DIY software. Services like the tax optimization tools mentioned here, or even just getting a one-time consultation to review your approach, might be the sweet spot for people like us who aren't completely tax-illiterate but also don't want to leave money on the table. Thanks to everyone who shared their real experiences - much more helpful than the generic advice you usually find online!