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The ID verification process is standard for returns with certain risk factors. Your timeline is normal. Online verification takes 2-3 weeks to process. Paper verification takes 6-9 weeks. Phone verification takes 4-6 weeks. You did the right thing by verifying online immediately. The WMR update to "being processed" happens exactly when your return enters the normal processing queue after verification clears. Your March 27 deposit date will be accurate.
This is so helpful to read! I'm currently in week 3 of verification limbo after filing February 2nd. Found the verification requirement in my online account March 5th and completed it immediately, but my WMR still shows "still processing" with no updates. Your timeline gives me hope that I should see movement soon. The waiting is the worst part - especially when you need that refund for bills and expenses. Thanks for sharing your experience and congrats on finally getting through the system!
Transcript trumps WMR. Always. DDD is confirmed. WMR updates later. No need to worry. Tax cycle complete. Money coming on 3/20. Mark your calendar. Congrats on getting through verification.
Congratulations on getting through the identity verification process! That's always a relief. Your transcript showing the 846 code with a DDD of 03/20 is definitely the most reliable indicator - transcripts are the internal IRS processing system, while WMR is more of a public-facing tool that updates on a delay. I've seen this pattern many times where transcripts update first, sometimes by 1-3 business days before WMR catches up. Since you completed verification on 03/08 and your transcript already updated, you're in good shape. Just keep an eye on your bank account around 03/20 and don't be surprised if WMR still shows "processing" even after your refund hits your account!
Just to give you a heads up - once you start filing taxes correctly, DO NOT file a return claiming yourself if someone else has already claimed you as a dependent. This creates a red flag and both returns will likely be reviewed. Instead, file your return on paper (not electronically) and include a note explaining that someone has incorrectly claimed you. The IRS will investigate and determine who is entitled to claim you. If you haven't been claimed yet for the current tax year, file electronically ASAP and claim yourself. This will block them from e-filing with you as a dependent (their return would be rejected).
This happened to my friend and it was a MESS. His parents kept claiming him even though he was financially independent. When he filed correctly, they both got letters from the IRS and it caused huge family drama. But honestly it needed to happen, and after the initial blowup things got sorted properly.
I want to add some perspective on the Social Security aspect since it's really important and often overlooked. At $16.75/hour for 24 hours per week, you're earning about $20,904 annually. Over 15 years, that's over $313,000 in wages that haven't been reported to Social Security. To qualify for Social Security retirement benefits, you need 40 "quarters of coverage" (basically 10 years of reported earnings). Right now, you have ZERO quarters despite working for 15 years. This means you're not building toward any retirement benefits at all. Even worse, Social Security benefits are calculated based on your highest 35 years of earnings. Missing these 15 years means those will count as $0 years in your calculation, significantly reducing your eventual monthly benefits. The good news is you can still fix this by filing back tax returns. The IRS generally allows you to file returns for previous years to claim refunds (though there are time limits), and this will also report your earnings to Social Security. You're still young enough that getting into the system now and working legitimately for the next 20-30 years can still result in decent Social Security benefits. But every year you wait makes it harder to build up those credits. This isn't just about current taxes - this is about your ability to retire someday. Your relative may be "old school" but they're literally jeopardizing your future financial security.
Don't forget about potential credits for taxes paid! When dealing with territorial income like this, you need to make sure you're not being double-taxed. If your clients paid any tax to Guam on their W-2GU income, they may be eligible for a foreign tax credit on their US return using Form 1116. I went through this with income from Puerto Rico last year. Even though Puerto Rico is a US territory, for tax purposes it's treated as a foreign jurisdiction in many ways. The same applies to Guam. Also, check whether there's any special treatment for moving expenses between a territory and the mainland. There used to be some deductions available for these situations that survived the 2018 tax law changes, but only for moves involving territories.
Isn't there some kind of exclusion for territorial income? I thought you didn't have to pay US federal tax on income earned in US territories like Guam if you were a bona fide resident there. Or does that not apply in this case since they were only there part of the year?
That's a good question! The income exclusion you're thinking of generally applies to bona fide residents of the territory for the entire tax year. Since these folks were only in Guam for part of the year (moved to Nevada in June 2023), they wouldn't qualify as bona fide residents for the full year. Part-year residents typically need to allocate their income based on where it was earned during different parts of the year. That's exactly what Form 5074 helps accomplish - it allocates income and tax between the US and the territory. For truly bona fide residents who meet all the requirements, you're right that there can be exclusions, but those rules are quite strict and require documentation of things like physical presence, tax home, and closer connection tests.
One important detail I don't see mentioned yet - when you're dealing with W-2GU forms, make sure to check if the employer properly allocated the income between Guam-source and US-source on the forms themselves. Sometimes employers in the territories don't correctly distinguish between income that's truly territorial versus income that should be reported as US-source (like for federal contracts or mainland-based work done while stationed in Guam). Also, since they only have Copy A available for one of the W-2GU forms, they should contact the employer to request the proper copies for filing. The IRS is pretty strict about having the correct document copies attached to paper returns, especially for territorial income situations that are already under closer scrutiny. Another tip: when you complete Form 5074, pay close attention to the income allocation dates. Since they moved mid-year (June 2023), you'll need to clearly document which income was earned during their Guam residency period versus their Nevada residency period. This timing can significantly impact the tax allocation between jurisdictions.
Fatima Al-Sayed
The IRS is so broke they cant even show numbers anymore smh
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Dylan Hughes
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Diego Mendoza
The "AS OF: F" status you're seeing typically indicates your return is in a "freeze" or pending status while the IRS processes it. This is completely normal for returns that are still working through the system. The $0.00 balances and "NOT PRESENT" fields are standard placeholders until processing completes. Since you filed electronically 3 weeks ago, you're well within the normal 21-day processing window. The IRS updates transcripts in cycles (usually weekly), so those empty fields should populate once your return moves to the next stage. Head of Household returns sometimes take a bit longer due to additional verification steps. Keep checking your transcript weekly - once processing advances, you'll see those "NOT PRESENT" fields fill in with your actual tax data and any refund amount will appear. If nothing changes after 6-8 weeks total, then it might be worth calling the IRS directly.
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