The community wisdom on verification timelines is that 14-28 days is the typical range for direct deposit after successful verification! I'm SO EXCITED to report that the IRS seems to be processing faster this year compared to the disaster that was 2023. Most people in this sub are reporting closer to the 14-21 day range recently. Make sure you're checking both WMR and your transcripts - sometimes one updates before the other!

I completed my ID verification call on March 28th and I'm also waiting for direct deposit. The agent was really thorough - asked about previous addresses, prior year AGI, and some personal details from credit reports. She mentioned the same 4-week timeframe you got. From what I've gathered reading through forums, the key things that seem to affect timeline are: 1) which processing center handles your return, 2) whether you claimed certain credits like EITC or CTC, and 3) if there are any other flags on your account. I've been checking my transcript weekly and haven't seen any movement yet, but based on what others are sharing here, it sounds like most updates happen suddenly rather than gradually. Really hoping we both see movement soon - medical expenses definitely can't wait for bureaucratic delays!

Another approach: if you've already paid enough in Q1 to cover 25% of last year's tax liability, you might already be meeting the safe harbor for Q2 even without an additional payment. The safe harbor rule states you won't face a penalty if you pay at least 100% of last year's tax (or 110% if your AGI was over $150k) in equal quarterly installments.

Fyi for anyone confused about when freelancers actually "receive" income - it's when the money is available to you, not when you invoice or do the work. I learned this the hard way! If client pays you July 2, that's Q3 income even if the work was done in April/May.

I'm in almost the exact same situation! Filed my Indiana return on February 20th with income from 3 different 1099s, and I've been stuck on "processing" for 32 days now. Federal came through in 16 days no problem. Based on what others are saying here about the new verification protocols for multiple 1099 income, it sounds like we're both in that 30-45 day processing window. Really appreciate everyone sharing their timelines - gives me hope that mine should come through in the next 1-2 weeks. The waiting is the worst part when you have no real information!

I'm dealing with the exact same situation! Filed my Indiana return on February 16th with income from 5 different 1099s (mix of consulting and freelance work), and I've been watching that "processing" status for 31 days now. My federal refund hit my account in 18 days, so the contrast is really stark. Reading through everyone's experiences here is actually really helpful - I had no idea about the new fraud prevention protocols or that multiple 1099 income specifically triggers longer processing times. Based on the timeline breakdowns from @Mateo Martinez, it sounds like I should expect my refund sometime in the next 1-2 weeks. The most frustrating part is definitely the lack of communication from Indiana DOR - just a vague "processing" status with no indication of what's actually happening or expected timeframes. At least now I know I'm not alone in this wait!

I went through this nightmare last year with my son's return. Everything had been fine for years, then suddenly rejections. After trying everything, I discovered his birth certificate had his full middle name but his Social Security card had just the initial. The SSA had updated their database to match the birth certificate without issuing a new card. I filed a paper return with a note explaining the situation, and it was processed without issues. Two weeks later, got the full refund. Sometimes the electronic system is too rigid for these edge cases.

This is incredibly frustrating but you're not alone! I went through something similar with my son last year. A few things that helped me: 1. **Check for recent SSA database updates** - Sometimes the Social Security Administration updates their records without notifying anyone, which can cause mismatches even if you've been filing correctly for years. 2. **Marriage-related changes** - Your recent marriage might have triggered additional verification checks in the IRS system, even for dependents who haven't changed. 3. **Try the SSA's online verification tool** - Go to ssa.gov and use their "Verify Social Security Number" service to see exactly how your daughter's information appears in their database. 4. **Contact both agencies** - Call the SSA first to confirm your daughter's exact name format in their system, then call the IRS to ask specifically about dependent verification after marriage status changes. 5. **Paper filing as backup** - If all else fails, paper returns get manual review and can bypass these electronic matching issues. The fact that you've been claiming her successfully since 2017 suggests this is a system glitch rather than an actual error on your part. Don't let it drive you crazy - these technical issues are more common than you'd think!

I noticed nobody mentioned that you could potentially file Form 8275 (Disclosure Statement) with your return if you're going to report amounts different from your 1099. This form lets you disclose items or positions that aren't otherwise adequately disclosed on a tax return. It won't necessarily prevent an audit, but it shows you're being transparent about the discrepancy rather than trying to hide something. Include your calculation method and why you believe the broker's 1099 is incorrect.

I went through something very similar last year with a $2,800 discrepancy on my 1099-B. Here's what I learned from my CPA: First, don't panic and file with numbers you know are wrong - that can create bigger problems down the road. The key is to systematically figure out where the difference is coming from. Start by requesting your "realized gains and losses" report from your investment platform for the entire tax year. This is different from just your transaction history and will show exactly how they calculated each gain/loss. Compare this line by line with your records. Common causes of discrepancies I've seen: - Cost basis adjustments from corporate actions (stock splits, spinoffs, etc.) - Reinvested dividends that create new cost basis - Wash sale adjustments that defer losses - Different lot identification methods than what you used If you find a legitimate error after this review, document everything and request a corrected 1099 in writing. Most platforms will issue one if you can clearly show the mistake. If they won't correct it but you're certain there's an error, you'll need to report the 1099 amounts on your return but make an adjustment on Form 8949. Include a clear explanation and keep all your supporting documentation. The worst thing you can do is ignore the 1099 completely - the IRS computer will definitely flag that mismatch.