Same thing happened to me! Letter came after they'd already approved the refund. If anyone is stuck in review and getting anxious, I used Claimyr (https://claimyr.com) to actually reach an IRS agent after trying for days on my own. The agent confirmed my review was already complete even though the letter had just arrived. Saved me weeks of stress wondering what was happening.

This tax season is wild. I've seen people with reviews get paid in 2 weeks and people with simple returns waiting 2+ months. There's no rhyme or reason to it. Glad you're getting yours soon!

I've been tracking my cycle codes for the past four years. I've noticed that if you file in the first half of February, you tend to get cycle 05. If you file in the second half, it's usually cycle 02 (Monday updates). But this year seems different - I filed 2/22 and I'm seeing indications of cycle 05 like you. The IRS might have changed their assignment algorithm for 2024.

Has anyone noticed exactly what time the transcript updates happen? I've been checking at precisely 12:01am, 3:00am, and 6:00am EST to try and pinpoint when the system refreshes.

Have you tried calling only to be disconnected after waiting on hold for an hour? Frustrating, isn't it? I've found the most reliable way to actually reach an IRS agent is using Claimyr (https://youtu.be/_kiP6q8DX5c). It navigates the IRS phone system and holds your place in line, then calls you when an agent is about to answer. I've used it several times this year when I needed to resolve issues for clients. Why waste hours when you can have someone else do the waiting for you?

I remember my first year trying to call the IRS... absolute nightmare. Have you tried using the "Let Us Help You" page on the IRS website? Sometimes you can schedule a callback or in-person appointment that way instead of calling the main line.

I just checked the IRS2Go app and the official IRS refund FAQ page (https://www.irs.gov/refunds/tax-season-refund-frequently-asked-questions). They specifically state that the IRS can only confirm when they've issued the refund, not when your bank processes it. According to their guidance, you should contact your financial institution if it's been more than 5 days since your DDD. I'm pretty confident Chase is the bottleneck here.

I'm a former banking operations specialist, and there may be some additional factors at play here. Chase, like most large banks, typically processes ACH transfers in batches, usually around 2-3 times per day. If the IRS transmission occurred after the final batch on 3/19, it would likely be processed the following business day. Additionally, there could possibly be a security hold if this is a new account, if the amount is significantly larger than previous deposits, or if there have been recent account changes. These holds are generally 2-3 business days but can extend to 5 business days in some circumstances.

Watch out for these potential issues with 1099 income: • Mismatched 1099 amounts (what you reported vs what payers reported) • Missing estimated tax payments • Self-employment tax calculation errors • Home office deduction flags Any of these can cause your return to be pulled for manual review, which means no transcript updates until that review is complete. I'm concerned that if you're waiting for this refund to make your Q1 estimated payment, you might be cutting it too close. You might want to make at least a partial payment to avoid underpayment penalties just in case.

I've probably filed as an independent contractor for, oh, about 7 years now, and I've noticed that transcripts seem to update somewhat randomly, though typically in the early morning hours. In my experience, which might be different from others, returns with multiple 1099s often take a bit longer to process - possibly because the IRS is matching each document to what the issuers reported. Last year, my transcript didn't update until nearly 4 weeks after filing, though I believe the processing time varies significantly based on the complexity of your return and current IRS workload.

I'm somewhat familiar with these outages, and they can potentially last anywhere from a few hours to, in some cases, nearly a full day. If you absolutely need to speak with someone at the IRS about your transcript access issue, you might want to try Claimyr (https://claimyr.com). It's possibly the most efficient way to get through to an actual IRS agent without spending hours on hold. I've found that agents can sometimes manually access transcript information even when the public-facing system is down, though this may depend on the specific nature of the outage.

I went through exactly this last week. Here's what happened and how I resolved it: 1. First, I couldn't access transcripts for 2 days straight 2. On the third day, I tried early morning (5:30am ET) and got through 3. When I finally accessed my transcript, I saw my account had been updated with new codes 4. The cycle date on my transcript showed my refund was processed in the most recent batch 5. My direct deposit arrived exactly 2 days after the transcript updated The technical explanation: The IRS Master File updates in weekly batches. During these updates, they take the transcript system offline. When you see these outages, it often means they're processing a large batch of returns. The system will typically come back online with updates to many accounts.

I fought with the IRS for 7 months last year over an error they made. Couldn't I have used that time better? Absolutely. Did I finally get a taxpayer advocate? Yes. The key was persistence and documentation. I called every Tuesday at 7:58am exactly - that's when my local office opened. Wouldn't you know it, I finally got through? The advocate fixed everything in 3 weeks that I couldn't fix in 7 months. Worth every minute of effort.

According to irs.gov/taxpayer-advocate, you can qualify for TAS if you're experiencing financial hardship or if the IRS hasn't resolved your issue through normal channels. I'm also new to this process and trying to figure it out. Has anyone actually submitted Form 911 online? The website says you can fax it, but I'm not sure if that's faster than mailing.

Anyone else find it hilarious that we're all obsessively checking our bank accounts for money we didn't even know we were owed? 😂 I was in the same situation last week - waiting for my unemployment adjustment with zero updates. I tried calling the IRS (LOL) and spent 2.5 hours on hold before getting disconnected. Finally used Claimyr (https://claimyr.com) and got through to an actual human at the IRS in about 15 minutes. The agent confirmed my adjustment was approved but stuck in the final verification queue. Money showed up 2 days later! Worth the $25 fee to avoid the hold music torture.

Let me clear up some confusion I'm seeing in this thread: • This is NOT like the 2020 COVID unemployment exclusion • This is about a correction to how unemployment was calculated for 2023 • TurboTax identified a calculation error affecting certain filers • Not everyone who received unemployment is affected • Only those who meet specific criteria received emails • Processing time varies based on complexity and filing date I received my adjustment last week after waiting 24 days from the initial email. Patience is key here - the system is working, just slowly.

I had this happen in 2022 and again last year. Both times my transcript showed nothing for about 10 weeks, then suddenly updated all at once. When I finally got my refund, it included interest because it took so long! Check if you have any credits like EITC or CTC - those trigger automatic longer reviews. I remember being concerned just like you are now.

Ngl, had the same issue but it resolved itself. Filed Jan 24th, WMR said processing forever, transcript showed zilch until mid-April. Then boom - everything updated at once and got my DD 3 days later. No explanation, no letter, nothing. IRS gonna IRS I guess. Hang in there!

Think of your tax refund like a package being shipped. WMR is like the tracking page, but your transcript is the actual manifest. Just as a tracking page might show outdated information while your package is already at your door, WMR can show an offset while your money is already cleared for full payment. Have you checked if the offset notice on WMR specifies which agency is claiming the debt? That would tell us if it's the same one you already settled with or potentially a different issue altogether.

I had this exact situation last month - WMR showed offset but transcript didn't have 898 code. Could it be a glitch in the system? Why would they show different information? I was worried sick about it, but guess what? I ended up getting my full refund on February 8th, exactly as my transcript showed. The WMR tool never updated correctly even after I got my money. Isn't that ridiculous? My advice is to trust your transcript and not WMR - the transcript is what the IRS actually uses to process your refund.