Pay nothing until a live IRS agent is on the phone with you.
Can't reach IRS? Claimyr calls for you, so you don't have to wait on hold.
$0 upfront. We only hold your card.
No live agent, no charge.
$9.99 is charged only once a live IRS agent is on the phone with you.
Using Claimyr will:
- Connect you to a human agent at the IRS
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the IRS drops your call
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
Join the conversation
Join the conversation
One thing nobody has mentioned - your dad should keep good records of all gifts, especially if he ever goes over the annual exclusion amount and has to file Form 709 (the gift tax return). The IRS looks at lifetime giving, so documentation matters. When my parents gifted me money for my house down payment, they wrote a simple letter stating it was a gift with no expectation of repayment, signed and dated it, and kept a copy for their records. This helped with both the mortgage company and potential future tax questions.
Does the letter need to be notarized or anything official? My mom wants to gift me money but we want to make sure we're doing it right.
The letter doesn't need to be notarized for IRS purposes, though it's not a bad idea for extra documentation. However, if you're using gift money for a mortgage down payment, some lenders might want the gift letter notarized, so check with your specific mortgage company about their requirements. For general tax purposes, a simple signed letter works fine. Just make sure it clearly states the amount, that it's a gift with no expectation of repayment, the date, and have both parties sign it. Keep copies for both the giver and receiver.
Be careful with gifts to children - depending on how much and how it's set up, there could be kiddie tax implications if the money generates a lot of investment income. For smaller amounts it's usually not an issue.
What's the threshold for kiddie tax in 2025? We're planning to set up investment accounts for our nieces and nephews.
For 2025, the kiddie tax applies to unearned income (like investment gains, interest, dividends) over $2,650 for children under 19 (or under 24 if full-time students). The first $1,325 is tax-free, the next $1,325 is taxed at the child's rate (usually 10%), and anything above $2,650 gets taxed at the parents' marginal rate. So if you're gifting money that will just sit in a savings account earning minimal interest, kiddie tax won't be an issue. But if you're planning to invest larger amounts that could generate significant returns, you might want to consider 529 plans or other tax-advantaged accounts instead. The kiddie tax rules are designed to prevent parents from shifting large amounts of investment income to their children's lower tax brackets.
Join the conversation
yall need to stop filing amended returns fr they take FOREVER to process
didnt have a choice bro had to fix some stuff 🤷♀️
I see you're dealing with the classic amended return waiting game! That code 290 with the October date is actually the IRS's projected processing date for your amendment - it's not set in stone. The good news is that once they finish reviewing your amended return, that 810 freeze should lift automatically. I've seen cases where people got their refunds weeks before the projected date shown in the 290 code. Keep checking your transcript weekly - you'll want to look for a code 846 (refund issued) or 971 (notice issued) which will give you more info about the final outcome. Hang in there, the wait is brutal but at least your case is moving through the system!
Join the conversation
4 Does anyone know if you need to apportion the RSU income based on days worked in each state, or is it strictly based on residency at vesting? My situation is complicated because I lived in California when the RSUs were granted, but was traveling between California and Texas for work during the vesting periods.
17 In my experience, it depends on the states involved and their specific rules. California, for example, looks at both where you were resident and where the work was performed that earned the compensation. For RSUs, California typically considers where you performed services during the period from grant to vest, not just where you were on vesting day. So if you split time between CA and TX, you might need to calculate the percentage of time you physically worked in each state during that period and allocate accordingly.
One thing I'd add is to make sure you understand the timing of when California considers RSU income to be "earned." California generally follows the rule that RSU income is earned ratably over the vesting period from grant date to vest date, not just on the vesting date itself. This means if you received RSUs in January 2022 while living in California, but moved to Washington in July 2022, and the RSUs vested in January 2024, California would typically claim tax on approximately 50% of that income (the portion earned while you were a CA resident). The key is documenting your exact move date and keeping records of your RSU grant agreements. I'd also recommend running the numbers both ways - allocating by days worked vs. strict residency periods - to see which method results in the most accurate tax treatment for your specific situation.
Join the conversation
I've used both actually! DailyPay was solid for my refund last year - took about the same time as Chime (2-3 days after IRS sent). The main difference I noticed was DailyPay's customer service was more responsive when I had questions. But honestly @Zoe Papadakis makes a good point about traditional banks being more reliable overall. If you're already set up with Chime and it's worked fine, might not be worth switching unless you have other reasons to use DailyPay.
Noah Torres
Has anyone tried getting their W2 information directly from the IRS transcript service? I've heard you can view your wage and income transcript online and it shows essentially the same info that would be on your W2.
0 coins
Samantha Hall
•Yes, but there's a catch - the wage and income transcripts aren't typically available for the current tax year until late May or June. So it won't help OP file on time for this tax season. It's more useful for prior years' missing W2s.
0 coins
Ally Tailer
Another option worth considering is contacting your state's Department of Labor or equivalent agency. Many states have procedures for helping workers obtain missing wage documents from unresponsive employers. Since you mentioned having issues with both a Michigan and Florida company, you could file complaints with both states' labor departments. In my experience, employers often respond much faster to government agency inquiries than to individual requests. The state agencies can sometimes compel employers to provide required documents or face penalties. It's worth trying this route while you're also pursuing the IRS Form 4852 option - having multiple approaches working simultaneously might get you results faster. You can usually file these complaints online through each state's labor department website. They'll typically ask for details about your employment dates, the employer's contact information, and documentation of your attempts to obtain the W2s.
0 coins