Have you tried calling Go 2 Bank directly? Sometimes they can see pending deposits before they post to your account. Wouldn't it be better to get the information straight from the source rather than relying on others' experiences which might not match your specific situation? Another option is to check your tax transcript for the 846 code, which sometimes gives a more accurate date than WMR. Either way, planning for the official date and being pleasantly surprised by an early deposit is probably the safest approach for your home repairs timeline.

I've been banking with Go 2 Bank for about 18 months now, and from what I've experienced, they're pretty reliable with the early deposits on tax refunds. Mine came 2 days early last year - WMR showed March 15th but it hit my account on March 13th around 2am. The thing that surprised me was how it just appeared overnight without any pending notification first. I'd definitely recommend setting up push notifications on your Go 2 Bank app if you haven't already, because you might wake up to a pleasant surprise! Given that your home repairs are urgent, I'd say there's a solid chance you'll see it by the 27th or 28th. Fingers crossed for you!

According to IRS Publication 17, you are required to report all income regardless of when you receive the documentation. Per IRC §6662, failing to report income can result in accuracy-related penalties of 20% of the underpayment. The key question is whether this additional W2 will significantly change your tax situation - if it results in a refund reduction or balance due, filing an amendment is necessary. If it results in an additional refund, you have up to 3 years to claim it, though filing sooner is advisable.

I went through something similar last year and here's what I learned the hard way: definitely amend, but first check if your original return has been processed using the "Where's My Refund" tool. The IRS matching system WILL eventually catch the missing W2 - usually 12-18 months later - and when they do, you'll get a CP2000 notice with potential penalties and interest that have been accumulating. It's much better to proactively file Form 1040-X now. My amendment took about 18 weeks to process, but at least I avoided the penalties. Pro tip: keep detailed records of when you filed the amendment and track it using the "Where's My Amended Return" tool. The waiting is frustrating, but it beats dealing with an IRS notice later!

I went through this exact same situation about 6 months ago! Got the 4883C letter even though I filed everything correctly through TurboTax. In my case, the trigger was that I had moved to a new state and changed jobs within the same tax year - apparently that combination raises red flags in their system. The verification call itself wasn't too bad once I actually got through (took about 2 hours on hold though). They asked me to verify information from my current return, my previous year's return, and some personal details like prior addresses. The whole verification process took maybe 15 minutes once I had an agent on the line. One tip: call first thing in the morning (8 AM when they open) - the wait times are usually shorter then. And definitely have your Social Security card, driver's license, last year's tax return, and this year's return all laid out in front of you before you call. Good luck!

I had a similar experience last year and found that the 4883C verification letters can be triggered by surprisingly minor things. In my case, it was because I had updated my direct deposit banking information from the previous year - apparently even that small change can flag their system. One thing that really helped me was keeping a detailed log of when I called, how long I waited, and what information they asked for. The IRS agents were actually quite helpful once I got through, and they walked me through exactly why my return was flagged. Pro tip: if you're expecting a refund, don't panic about the timing. Even though the verification process adds weeks to your processing time, the IRS will pay interest on delayed refunds if they take longer than 45 days from the original due date (or the date you filed, if later). It's not much, but it's something. The most important thing is just to call as soon as possible and get it sorted out.

Just wanted to add another option for getting your old W2s - you can also call the IRS directly at 1-800-829-1040 and request a "wage and income transcript" over the phone. This saved me when I couldn't get the online account verification to work. When you call, have your Social Security number, date of birth, and current address ready. The agent will verify your identity and can immediately send you the wage and income transcripts for the years you need. They'll mail them to your address on file, which usually takes about 5-10 business days. The transcripts show all the W2 information that was reported to the IRS - your wages, federal tax withheld, Social Security wages, etc. It's basically everything you need to file your taxes except for state withholding (as others mentioned). I had to do this for 2016-2018 myself, and while the phone wait was long (about 2 hours), the actual process once I got through was really straightforward. The IRS agent was helpful and not judgmental at all about me being behind on my filings.

I went through this exact same situation last year - hadn't filed from 2016-2019 and was completely overwhelmed by where to start. Here's what worked for me: First, definitely get those wage and income transcripts from the IRS as others mentioned. I used the online method through IRS.gov which was instant once I got my account set up. The identity verification can be tricky - you need to answer questions about your credit history, but it's worth persisting through it. One thing I wish someone had told me earlier: don't panic about the penalties and interest. Yes, they add up, but the IRS has payment plan options and sometimes even penalty relief programs if you can show reasonable cause for not filing. I was so stressed about owing thousands in penalties, but once I actually filed everything and talked to them, we worked out a manageable payment plan. Also, file your returns in order (2016 first, then 2017, etc.) because sometimes the refunds from earlier years can offset what you owe in later years. I actually got refunds for two of the years that helped cover the penalties on the others. The whole process took me about 3 months from start to finish, but honestly the relief of finally being caught up was incredible. You've got this - taking the first step by asking for help here shows you're ready to tackle it!

The whole process is so frustrating. I was in the same boat last year and absolutely could not get a straight answer from anyone. Ended up spending hours on forums trying to piece together what was happening. This year I used taxr.ai before filing and it helped me avoid all the headaches - showed me potential flags that could delay my return and explained the whole process super clearly. Highly recommend for anyone who hates this annual guessing game with the IRS. https://taxr.ai

Hey Kyle! I went through this exact same thing with REFUNDO last year and it was so stressful. The 3/14 date you see on your transcript is when the IRS sent the money to REFUNDO, not when REFUNDO sends it to your bank. They have to process it on their end first which typically takes 3-7 business days depending on how busy they are. Since 3/14 was Thursday and we just had a weekend, you're really only about 1-2 business days "late" right now. I'd give it until Wednesday before calling their customer service line. My refund showed up on day 4 after my DDD last year. The waiting is the worst part but it should come through soon!