The community wisdom on verification timelines is that 14-28 days is the typical range for direct deposit after successful verification! I'm SO EXCITED to report that the IRS seems to be processing faster this year compared to the disaster that was 2023. Most people in this sub are reporting closer to the 14-21 day range recently. Make sure you're checking both WMR and your transcripts - sometimes one updates before the other!

I completed my ID verification call on March 28th and I'm also waiting for direct deposit. The agent was really thorough - asked about previous addresses, prior year AGI, and some personal details from credit reports. She mentioned the same 4-week timeframe you got. From what I've gathered reading through forums, the key things that seem to affect timeline are: 1) which processing center handles your return, 2) whether you claimed certain credits like EITC or CTC, and 3) if there are any other flags on your account. I've been checking my transcript weekly and haven't seen any movement yet, but based on what others are sharing here, it sounds like most updates happen suddenly rather than gradually. Really hoping we both see movement soon - medical expenses definitely can't wait for bureaucratic delays!

Just a heads up about the cars - while they're not a tax issue like others said, make sure you properly transfer the titles! My brother "took" my mom's car without formally transferring the title, then got in an accident 6 months later. Since the car was still technically part of the estate, it created a legal nightmare with insurance.

Going through this as an executor myself right now, so I really feel for you! One thing that helped me was creating a simple spreadsheet tracking what income belonged to mom personally (up to date of death) versus what the estate earned afterward. For the $600 threshold on Form 1041 - that's GROSS income, not net. So even if your estate account doesn't earn interest, if there are any other income sources (like final dividend payments that came in after death, or rent from the house if anyone's living there), those count toward the $600. Also, since you mentioned the house hasn't sold yet - if you're paying property taxes, insurance, or utilities on it from estate funds, keep good records. Those are deductible expenses on the 1041 if you do end up having to file. The good news is it sounds like you've handled the beneficiary designations correctly, which is where a lot of people mess up. Just make sure you have documentation of the date-of-death values for everything, especially that house, before you sell it!

I'm in almost the exact same situation! Filed my Indiana return on February 20th with income from 3 different 1099s, and I've been stuck on "processing" for 32 days now. Federal came through in 16 days no problem. Based on what others are saying here about the new verification protocols for multiple 1099 income, it sounds like we're both in that 30-45 day processing window. Really appreciate everyone sharing their timelines - gives me hope that mine should come through in the next 1-2 weeks. The waiting is the worst part when you have no real information!

I'm dealing with the exact same situation! Filed my Indiana return on February 16th with income from 5 different 1099s (mix of consulting and freelance work), and I've been watching that "processing" status for 31 days now. My federal refund hit my account in 18 days, so the contrast is really stark. Reading through everyone's experiences here is actually really helpful - I had no idea about the new fraud prevention protocols or that multiple 1099 income specifically triggers longer processing times. Based on the timeline breakdowns from @Mateo Martinez, it sounds like I should expect my refund sometime in the next 1-2 weeks. The most frustrating part is definitely the lack of communication from Indiana DOR - just a vague "processing" status with no indication of what's actually happening or expected timeframes. At least now I know I'm not alone in this wait!

Something important that hasn't been mentioned yet: if you use your home partly for business (home office deduction) and you sell the home at a profit, the portion of the profit attributable to the business use is NOT eligible for the capital gains exclusion ($250k for single, $500k for married). For example, if you've been claiming 20% business use of your home, then 20% of your profit when selling would be taxable as a capital gain, even if you otherwise qualify for the exclusion. When my wife and I sold our previous home with a $220k profit after claiming home office deductions, we had to pay capital gains tax on about $30k of that profit due to the business use portion. Still worked out better than not claiming the home office deduction over the years, but something to be aware of in your long-term planning.

This is exactly the kind of thorough analysis I was hoping to find! As someone who's been considering this same move, all these responses have been incredibly helpful in understanding the full picture. Between the higher mortgage rates for LLC purchases (great point about the 0.75% difference), the potential loss of capital gains exclusions, and the complications with personal use being treated as taxable benefits, it's becoming clear that the "tax advantages" I'd heard about are largely mythical for a primary residence situation. I'm particularly interested in what @Romeo Barrett mentioned about the capital gains implications of the home office deduction - that's something I need to factor into my long-term planning. Even though it sounds like the home office deduction is still worthwhile over time, knowing about that partial capital gains exposure when selling is crucial for making informed decisions. It seems like the consensus is pretty clear: keep the primary residence in personal name, take the home office deduction if applicable, and make sure you have good insurance coverage. The simplicity and actual tax benefits of this approach outweigh the theoretical advantages of LLC ownership for most situations like mine. Thanks everyone for sharing your experiences - this has saved me from what could have been a costly mistake!

I went through this nightmare last year with my son's return. Everything had been fine for years, then suddenly rejections. After trying everything, I discovered his birth certificate had his full middle name but his Social Security card had just the initial. The SSA had updated their database to match the birth certificate without issuing a new card. I filed a paper return with a note explaining the situation, and it was processed without issues. Two weeks later, got the full refund. Sometimes the electronic system is too rigid for these edge cases.

This is incredibly frustrating but you're not alone! I went through something similar with my son last year. A few things that helped me: 1. **Check for recent SSA database updates** - Sometimes the Social Security Administration updates their records without notifying anyone, which can cause mismatches even if you've been filing correctly for years. 2. **Marriage-related changes** - Your recent marriage might have triggered additional verification checks in the IRS system, even for dependents who haven't changed. 3. **Try the SSA's online verification tool** - Go to ssa.gov and use their "Verify Social Security Number" service to see exactly how your daughter's information appears in their database. 4. **Contact both agencies** - Call the SSA first to confirm your daughter's exact name format in their system, then call the IRS to ask specifically about dependent verification after marriage status changes. 5. **Paper filing as backup** - If all else fails, paper returns get manual review and can bypass these electronic matching issues. The fact that you've been claiming her successfully since 2017 suggests this is a system glitch rather than an actual error on your part. Don't let it drive you crazy - these technical issues are more common than you'd think!