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Went thru this last month! Here's what they asked me for: - Last paystub from 2024 - All W2s - Photo ID - Utility bill for address verification Did everything online and got my refund exactly 19 days later
Just went through this last week! The whole process was actually pretty straightforward. Make sure you have all your docs ready before you start - W2s, last paystub, driver's license, and a recent utility bill. The ID.me verification took about 15 minutes once I had everything uploaded. Still waiting on my refund but the IRS website shows it's processing. Good luck! š¤
Can I just point out how ridiculous it is that we have multiple tax ID numbers? I have an SSN, my business has an EIN, and my cousin who's not a citizen has an ITIN. Why can't the govt just use ONE system instead of making everything so complicated??
Another quick tip - if you're using tax software like TurboTax or H&R Block, they'll usually ask for your "SSN or TIN" in the same field, which confirms they're the same thing for most people. The software automatically knows to use your SSN as your TIN when generating forms. This was helpful for me when I wasn't sure if I needed to find some separate TIN document that didn't exist!
19 What about Credit Karma Tax? I heard they do free filing including for self-employment. Has anyone used them for gig work taxes?
3 Credit Karma (now called Cash App Taxes) is free, but I found it lacks some important features for gig workers. It doesn't have as much guidance for deductions specific to rideshare/delivery, and the interface isn't as intuitive for Schedule C filing. I tried it one year and switched back to FreeTaxUSA because I wasn't confident I was getting all my deductions. If your situation is super simple it might work, but with multiple 1099s and crypto, I'd be careful. They also don't offer audit support if you need it later.
I've been doing gig work (mainly Uber and some DoorDash) for about 8 months now and just went through my first tax season. I ended up using TaxAct which seems like a good middle ground between the expensive options and the basic free ones. TaxAct cost me about $25 for federal and state filing with self-employment forms, which is way cheaper than TurboTax but still gives you good guidance for gig worker deductions. They have a specific section for rideshare drivers that walks you through vehicle expenses, mileage tracking, and all the common deductions we can claim. For crypto, they handle it pretty well too - you can import from some exchanges or enter manually. The interface isn't as fancy as TurboTax but it gets the job done and saved me probably $100+ compared to the premium options. Might be worth looking into if you want something between FreeTaxUSA and the expensive software!
Don't worry too much. The IRS is just playing games with our money as usual. I'd bet money you get it on that new date.
This happened to me too! Filed early February and my refund date got pushed back twice. It's super frustrating but unfortunately pretty normal during peak tax season. The IRS systems get overwhelmed and they're constantly adjusting processing timelines. Since you have a code 846 with the new date of 04/02, that's actually a good sign - it means your refund is approved and will be issued, just delayed. I know the waiting is awful but try not to stress too much. Most people do get their refunds on the updated date. Just keep checking your bank account around that time since deposits sometimes show up before the transcript updates!
Sophia Nguyen
One approach nobody mentioned - you could also report this on Line 8z "Other Income" on Schedule 1 with a description like "Reimbursed travel expenses - see offsetting expense" and then deduct the same amount on Line 24b "Other deductions" with a note about travel expense reimbursement. This way you're not filing a Schedule C which might trigger more questions about self-employment, but you're still reporting the 1099-NEC amount so it matches IRS records. Net tax effect is zero.
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Jacob Smithson
ā¢This is actually much better advice than using Schedule C in this case. When you file Schedule C, it can trigger more scrutiny and implies you're running a business activity. The Schedule 1 approach is cleaner for a one-off situation like this.
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Sophia Nguyen
ā¢Thanks! I've had to use this approach a couple times for unusual income situations. The key is making sure both entries have clear descriptions that match each other, and keeping documentation of the reimbursement in case of questions. The IRS mainly wants to see that you're reporting all income properly, but they're generally reasonable about not taxing reimbursements when properly explained.
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Mateo Sanchez
Just to add another perspective - make sure you keep detailed documentation of everything related to this situation. Save copies of the original receipts your husband paid, the reimbursement from Company Y, any correspondence about the interview assignment from his employer, and the 1099-NEC itself. If the IRS ever questions this, having a clear paper trail showing that: 1) He was on assignment for his W-2 employer 2) He paid expenses out of pocket first 3) Company Y reimbursed those exact expenses 4) No services were provided to Company Y ...will make it much easier to explain that this was a misclassified reimbursement, not taxable income. Documentation is your best friend in situations like this where forms don't tell the whole story. I'd still recommend trying to get Company Y to correct the 1099-NEC first, but if they won't, the Schedule 1 approach mentioned by Sophia is probably the cleanest way to handle it on your return.
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