Just an FYI - the Final Notice to Pay (CP90/Letter 1058) gives you the right to request a Collection Due Process hearing within 30 days. This can buy you time to get everything in order and also gives you appeal rights if you disagree with anything. File Form 12153 to request the hearing. While the hearing is pending, they can't levy your assets (though liens may still be filed). It's a legitimate way to pause collections while you get your missing returns filed and set up a payment plan.

Based on everyone's experiences here, it sounds like you're at a critical juncture but you still have options. The fact that you're now financially able to address this is huge - many people dealing with Final Notices don't have that advantage. Your immediate priorities should be: 1) Get those missing returns filed within the 30-day window (even if they're not perfect), 2) Call the IRS to let them know you're actively working on compliance, and 3) Consider requesting a Collection Due Process hearing using Form 12153 to buy yourself time if needed. Don't let the TurboTax issues derail you - if you can afford a CPA now, that's probably your best bet for getting accurate returns filed quickly. The IRS cares more about having something on file than perfection at this stage. The key is showing good faith effort before that 30-day deadline hits. Once you're filing compliant and have the returns submitted, the payment plan options everyone mentioned become available. Stay proactive and you should be able to avoid the levy nightmare that some others described.

Just a quick tip - if you've missed the 1065 deadline like I did, filing as soon as possible is critical to minimize penalties. They calculate that $210 per partner per month even if you're only one day late in the month. And for Schedule B Question 4 specifically, don't overthink it - if you're late, you check "No" and move on. But be prepared for the extra reporting requirements that others have mentioned.

Great to see you got it sorted out, Fatima! Your experience is a perfect example of why partnership tax returns can be so tricky for first-timers. That cascade effect you mentioned - where checking "No" on Question 4 triggers additional reporting requirements throughout the return - catches a lot of people off guard. For anyone else reading this thread who might be in a similar situation, here's a key takeaway: when you're dealing with Form 1065, missing any one of the conditions in Schedule B Question 4 (including the timely filing requirement) means you lose access to simplified reporting. This isn't just about one checkbox - it affects multiple schedules and can significantly increase the complexity of your return. The silver lining is that once you've been through this process once, next year's filing will feel much more manageable. You'll know what to expect and can plan accordingly. Setting those calendar reminders is definitely smart - I'd suggest setting them for at least a month before the deadline to give yourself plenty of time to gather documents and work through any issues.

This happened to me. Last year. With a pension 1099-R. I panicked. Then calmed down. Filed the amendment. Paid the extra tax. No penalties. IRS was fine with it. Self-correction looks better. Than waiting for them to catch it. They will catch it. Eventually.

Adding to what others have said - the timing really matters here. Since your return is already accepted, you're correct that you should wait for it to fully process before filing the 1040-X. The IRS systems need to complete processing your original return first, otherwise the amendment might get confused in their system. One thing to watch for: if your 1099-R had federal taxes withheld, you might actually end up with an additional refund from the amendment! I've seen this happen when people think they're going to owe more but the withholding covers it and then some. Check box 4 on your 1099-R to see if there was any federal withholding. The medical bills pressure is real, but rushing the amendment before your original processes could actually slow things down more. Better to do it right the first time on the amendment.

The IRS website is straight 🗑️ fr fr... been trying since last week

Have you tried using a different browser or clearing your cache/cookies? Sometimes the IRS site gets glitchy with stored data. Also, if you recently moved or had any address changes with USPS, there might be a mismatch in their system. You could try using your address exactly as it appears on your driver's license or voter registration - sometimes that format works better than the tax return format.

I think everyone's missing something important here - the S-corp angle. Since your LLC is taxed as an S-corp, you need to be careful about how the vehicle is handled. If the S-corp owns the vehicle, but you use it personally at all (even that 10% you mentioned), that could be considered a taxable fringe benefit to you as the employee/shareholder. You'd need to track personal use and either reimburse the company or report it as compensation on your W-2. Many tax pros recommend keeping vehicles outside the S-corp and using accountable plan reimbursements instead. This avoids the fringe benefit issues while still getting the tax deduction.

Great question about vehicle deductions! I've been through a similar analysis for my own business. A few additional considerations that might help: 1. **Timing matters for S-corp elections** - Since your LLC is taxed as an S-corp, make sure your vehicle purchase timing aligns with your tax year planning. If you're trying to drop tax brackets, consider whether spreading the deduction over multiple years via depreciation might actually be more beneficial than trying to maximize first-year deductions. 2. **Documentation is critical** - Whatever route you choose (standard mileage vs. actual expenses), start tracking business use immediately and contemporaneously. The IRS is particularly strict about vehicle deductions, and you'll need detailed mileage logs showing business purpose, destinations, and dates. 3. **Consider lease vs. buy** - Given your expanding family situation, a lease might offer more flexibility. Lease payments are generally easier to deduct (just the business use percentage), and you won't face recapture issues if your business use changes when your wife starts using it full-time. 4. **State tax implications** - Don't forget to check how your state handles vehicle deductions, especially with the S-corp structure. Some states have different rules that could affect your overall tax strategy. The Honda Odyssey is a great family vehicle, but as others noted, the luxury auto limits will significantly impact your deduction strategy. You might want to run the numbers on both the depreciation method and standard mileage rate to see which works better for your specific situation.