Does anyone know if vision and dental expenses count as qualified medical expenses for HSA purposes? My employer contributes $750 to my HSA and I add $3,100 to max it out, but I'm not sure what all I can use it for.

Just to clarify one important point that might help with your AGI calculation - the $1,000 your employer contributes to your HSA is actually reported in Box 12 of your W-2 with code W, but it's NOT included in your taxable wages in Box 1. So when you're doing your taxes, you only get to deduct the $2,850 that you personally contributed. However, if you made your personal contributions through payroll deduction (which most people do), that $2,850 is also already excluded from Box 1 of your W-2, so you wouldn't take an additional deduction on your tax return. You only take the HSA deduction on Form 8889 if you made contributions directly to your HSA outside of payroll. The key thing for your AGI calculation is that employer HSA contributions never increase your income in the first place, so they can't reduce it either. Only YOUR contributions can reduce your AGI, and only if they weren't already excluded through payroll deductions.

Quick question - does this affect how much I can contribute to an IRA? I've heard that participating in an employer retirement plan can limit IRA deductions, but now I'm confused about whether mandatory 403b contributions count for that limitation.

This is such a helpful thread! I'm dealing with the exact same situation at my nonprofit organization. We have mandatory 5% contributions plus I chose to do an additional 3% voluntary contribution. Just to confirm my understanding based on everyone's explanations: my Box 12a Code E should only show the 3% voluntary amount, not the full 8%. But both amounts are still pre-tax and reduce my Box 1 wages, correct? I was getting ready to call payroll thinking they made an error, but now I realize the W-2 is probably correct. It's frustrating how confusing these reporting requirements can be - you'd think there would be clearer documentation about this distinction somewhere!

yall need to stop watching them transcripts like its netflix fr fr. Just set up alerts on taxr.ai and forget about it till they notify you 💅

Code 810 since March is definitely frustrating! The changing "as of" dates are normal system updates but don't indicate actual progress unfortunately. Since you haven't received any letters, I'd suggest calling the taxpayer advocate service at 877-777-4778 - they can sometimes get more specific info than the regular helpline. Also worth checking if you moved recently or if your address is correct with USPS, sometimes verification letters get returned and cause longer delays.

idk why they even bother with these timeframes anymore tbh. seems like everything is delayed these days smh

NY state is definitely backed up this year - I'm seeing similar delays across the board. The "processed" status usually means they've finished reviewing your return and approved the refund, but the actual payment can still take a few more weeks. Since you have direct deposit, you should hopefully see it within the next 2-3 weeks. If it goes beyond 4 weeks from the processed date, I'd recommend calling their refund hotline to check for any issues.

I think we're overthinking this. The key difference between Box B and Box C is whether basis was reported to the IRS. If Robinhood sent you a 1099-B AND reported basis to the IRS, then yes, technically Box B is correct. But the bottom line is that the IRS cares about getting their correct tax money, not which box you checked. As long as you report all your gains/losses accurately, this is not something they're going to come after you for.

I'm dealing with this exact same issue! Got my Robinhood 1099-B and CSV file, and TurboTax automatically put everything in Box C when I imported. But looking at the 1099-B, it does seem like Box B would be more appropriate since they're reporting basis information. Reading through all these responses, it sounds like the consensus is that Box B is technically correct for Robinhood crypto since they now report basis to the IRS, but using Box C won't cause any problems as long as all transactions are accurately reported. I think I'm going to stick with what TurboTax did (Box C) since manually changing everything would be a hassle and multiple people here confirmed it won't affect the tax calculation or cause issues with the IRS. Thanks everyone for the detailed explanations - this has been really helpful!