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Have you looked at the actual breakdown of what's being withheld? Sometimes it's not just income tax - there could be health insurance, retirement contributions, uniform fees, or other deductions you weren't expecting.
This happened to me! Turned out they were automatically enrolling me in their health insurance plan even though I told them I didn't want it. Check every line item on your paystub carefully!
I just checked the breakdown more carefully and you're right! There's a $45 deduction for "meal plan" that I never signed up for! Apparently they automatically enroll staff in a discounted meal program but no one told me about it during onboarding. That explains part of the difference, but I'm still seeing higher tax withholding than my old job. I'm going to talk to them about both issues. Thanks for pointing this out!
Good catch on finding that meal plan deduction! That's a perfect example of why it's so important to go through every line item on your paystub. Many restaurants have automatic enrollments for things like meal programs, uniform cleaning services, or even employee discounts that get deducted from your check. For the remaining tax withholding difference, definitely bring up that filing status issue with payroll - switching from "single" to "head of household" should make a noticeable difference in your take-home pay. Also ask them to walk you through exactly how they're calculating withholding on your tip income, since that seems to be where a lot of the confusion is coming from. It's frustrating when employers don't clearly explain these things during onboarding, but at least you're catching it early and can get it fixed going forward!
Absolutely agree about checking everything during onboarding! I wish employers would just hand you a checklist of all the automatic deductions instead of leaving you to discover them on your first paycheck. @ea5bda5990dd - since you're dealing with both the filing status issue AND the meal plan deduction, you might want to ask for a corrected paycheck once you get everything sorted out. Some employers will adjust your next check to account for the overage, especially if it was their mistake for not explaining the automatic enrollments properly. Also, keep good records of all this in case you need to reference it later when doing your taxes!
theres a secret number to call the IRS that actually works. i got through in 15 minutes. call 800-829-0582 and use extension 652. you're welcome.
This doesn't work anymore. They caught on and now this extension is just as bad as all the others. I tried yesterday and got the "call back later" message 5 times.
I've had better luck with claimyr.com - they navigate the IRS phone system and call you when they get an agent. Saved me hours of frustration.
I'm going through the exact same thing! Filed January 30th, got accepted same day, and now I've got a 570 code with a March processing date. It's so stressful when you're counting on that money. From what I've been reading here, it sounds like the dates on the transcript don't really mean much - they're just administrative placeholders. The good news is that most people seem to be getting their refunds resolved within 3-4 weeks even with the 570 code. I'm trying to stop checking my transcript daily because it's driving me crazy, but it's so hard! Hang in there - sounds like we're both in the same boat and just have to wait it out.
A tip for the original poster - when you file your amended return, include a brief, clear explanation of why you're amending. Also attach a copy of the IRS notice you received. This helps the IRS process your amendment faster and connect it to the open issue in their system.
Thank you all SO MUCH for the helpful advice! I'm going to tackle this tomorrow - will start by gathering all my business expenses (which I luckily kept receipts for) and then prepare the Schedule C and SE. Really appreciate everyone walking me through this!
One important thing to add - when you file your amended return, make sure to check the "Amended Return" box on Form 1040X and clearly indicate which tax year you're amending. Since you're adding Schedule C and SE, your tax liability will likely increase due to the self-employment tax (around 15.3% on your net self-employment income). However, don't panic about the amount! You can often set up a payment plan with the IRS if you can't pay the full amount immediately. The key is responding to their notice within the 30-day timeframe they gave you. Even if you can't complete everything perfectly, at least contact them to show you're working on it. Also, for future reference, any time you receive a 1099-NEC (or 1099-MISC for non-employee compensation), you'll need to file Schedule C and SE. Most tax software should prompt you for this, but it's good to know for next year's filing.
This is really solid advice about the payment plan option! I'm in a similar boat and was stressed about potentially owing a large lump sum. Do you know if there are any fees associated with setting up a payment plan with the IRS? And how long do they typically give you to pay it off?
Yes, there are fees for IRS payment plans, but they're usually pretty reasonable. For online installment agreements, it's typically around $31-149 depending on the type of plan and payment method. If you qualify as low-income, the fees can be reduced or waived entirely. The IRS is generally flexible with payment terms - they often allow 6 years (72 months) to pay off balances, sometimes longer depending on your financial situation. The key is being proactive about setting it up rather than waiting for them to come after you. Interest and penalties continue to accrue, but having an approved payment plan shows good faith and prevents more aggressive collection actions. You can apply for a payment plan online through the IRS website, which is usually faster and has lower fees than applying by phone or mail.
I went through this exact scenario back in 2022. My license had expired two months before I filed, and I was convinced I'd have issues. Looking back, it was completely unnecessary stress! The return was accepted, processed normally, and I received my refund without any delays or questions about my ID. The IRS uses the ID for verification purposes, not to check if you're current with your state's DMV.
This is correct. The IRS verification process works like this: ⢠They check that your name matches the ID number ⢠They verify your date of birth matches their records ⢠They confirm the ID number itself is legitimate ⢠They do NOT check expiration status with state DMVs This is why people can file successfully even with expired IDs.
I had no idea about any of this until I went to file this year! My tax preparer asked for my driver's license and when I handed it to her, I suddenly realized it had expired on my birthday last month. She just laughed and said it happens all the time and wouldn't affect anything. Did you have to do anything special when you filed with the expired license?
Hey Oliver! I totally get why you're stressed - I was in the same boat last year when I helped my sister with her taxes and realized her license had expired 6 months prior! š But honestly, you can breathe easy. The IRS doesn't reject returns based on expired IDs. They're using that information to verify your brother's identity against their existing records, not to check if he's allowed to drive. Think of it this way - they care about WHO he is, not whether his state driving privileges are current. Your brother's return should process just fine, and you did nothing wrong by helping him! The fact that you're so concerned about doing right by him shows what a good sibling you are. š
Paolo Rizzo
Anybody know if calling the IRS helps speed things up? Been on hold for 2 hours already today
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QuantumQuest
ā¢dont waste ur time. they just gonna tell u to wait 9 weeks š
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Elijah O'Reilly
The 570 code can be really frustrating, but try not to panic yet. Since your transcript shows everything filed correctly on March 20th with no penalties or interest accruing, that's actually a good sign. The IRS is probably just doing routine verification - maybe checking your dependents since you claimed 4 exemptions as Head of Household, or matching up your W-2s. A few things that might help while you wait: - Keep checking your transcript weekly for any updates - Watch your mail for any CP05 or other notices (they usually send something within 30 days if they need info from you) - The "Where's My Refund" tool might give you more specific timeline info Most 570 holds get resolved within 4-6 weeks, especially when there's no underlying issue like yours appears to be. Since you're only about 10 days in, you're still well within the normal processing window. Hang in there! š¤
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