Can't reach IRS? Claimyr connects you to a live IRS agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the IRS
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the IRS drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls – which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
Join the conversation
Join the conversation
if ur worried abt understanding ur transcript check out taxr.ai - its basically an AI that translates all the IRS mumbo jumbo into normal person speak. best dollar i ever spent on anything tax related tbh
just tried it and wow! finally know wtf is going on with my refund
Same thing happened to me last year! Don't stress about 766 and 768 not adding up to your total refund - there's usually other stuff like withholdings, estimated payments, or other credits that factor in. The key is to look for code 846 which shows your actual refund amount and date. If you see that, you're golden! 👍
This is super helpful! I was literally losing sleep over this thinking something was wrong with my return. Just checked and I do have the 846 code so I guess I can finally relax 😮💨 Thanks for breaking it down!
Join the conversation
Those codes confused me last year too! I freaked out thinking I was getting audited or something. The 766 code is for credits to your account and 846 is for refunds/payments issued. The matching pairs are normal. In my experience, the date next to each code matters a lot. Check if the dates align with when you might have received payments or credits throughout the year.
Do these codes show up for everyone? I've never looked at my transcript before and now I'm curious if I should check mine for these patterns.
Looking at your description, this is definitely related to your marketplace health insurance Premium Tax Credits! Those paired 766/846 codes appearing every 5-6 weeks throughout the year are exactly how Advanced Premium Tax Credits show up on your transcript. Here's what's happening: Each month, the government calculates your estimated premium tax credit based on the income you projected when you enrolled. They then send that payment directly to your insurance company to reduce your monthly premium. On your transcript, this shows as a 766 credit (money you're entitled to) followed immediately by an 846 disbursement (that money being paid out to your insurer). The $320 amounts you're seeing represent the monthly credit amounts being processed. When you file your tax return, you'll reconcile these advance payments with your actual income for the year. If your actual income was higher than projected, you might owe some back. If it was lower, you might get additional credit. This is completely normal and nothing to worry about! It's just the IRS's way of tracking the premium assistance you received throughout the year.
This explanation is incredibly helpful! I've been stressing about these codes for weeks thinking something was wrong with my account. The timing and amounts make perfect sense now - I do have marketplace insurance and the $320 matches what I remember seeing as my monthly premium credit. One follow-up question though - should I expect to see any adjustments or changes to these amounts when I file my return this year? My income ended up being pretty close to what I estimated when I enrolled, but not exactly the same.
Join the conversation
I'm dealing with similar GBTC reporting issues on my E-Trade 1099-B! What's really frustrating is that some of my transactions show completely different basis amounts than what I actually paid, and others are missing basis information entirely. I've been keeping detailed records in a spreadsheet since I started investing in crypto-related assets, so I know exactly what I paid for each purchase. But seeing these discrepancies on the official 1099-B form is making me second-guess everything. Has anyone had success contacting E-Trade directly about these reporting errors? I'm wondering if they can issue corrected forms or if I just need to override everything manually when filing. The last thing I want is to overpay on taxes because of their incomplete reporting, but I also don't want to do anything that might cause issues with the IRS later. Thanks for starting this thread - it's reassuring to know I'm not the only one dealing with this mess!
I tried calling E-Trade about similar GBTC reporting issues and honestly didn't get very far. The customer service rep basically told me that their system generated the 1099-B based on the data they had, and they couldn't issue corrections for what they considered "complete" forms - even though the basis information was clearly wrong or missing. My advice would be to skip the hassle of trying to get E-Trade to fix it and just override the numbers manually in your tax software. Since you've kept detailed spreadsheet records (which is awesome!), you have everything you need to report the correct basis amounts. Just make sure when you're entering the corrections that you select the appropriate checkboxes indicating you're adjusting the basis from what was reported on the 1099-B. I ended up doing exactly that with my GBTC transactions and it worked out fine. The key is having your documentation ready in case anyone ever asks questions about the discrepancies between your filed return and what the brokerage reported to the IRS.
I'm going through the exact same headache with my E-Trade 1099-B and GBTC! It's such a relief to find this thread because I was starting to think I was doing something fundamentally wrong with my record-keeping. My situation sounds almost identical to yours - some transactions showing "basis not reported to IRS" and others with cost basis amounts that are completely different from what I actually paid. I've been tracking everything meticulously in Excel since I started buying GBTC two years ago, so I know my numbers are right. What's particularly confusing me is that some of my earlier GBTC purchases from 2023 are showing correct basis information, but my 2024 purchases are all messed up. I'm wondering if this has something to do with the trust-to-ETF conversion that happened or if E-Trade just changed how they handle crypto-adjacent reporting. Based on what everyone's saying here, it sounds like I should just override the imported numbers in TurboTax with my actual purchase records and not worry too much about the discrepancies. Has anyone who's done this already filed their return? I'm curious if there were any follow-up questions or issues from the IRS. Thanks for posting this - definitely going to check out some of the tools people mentioned to double-check my work!
Join the conversation
Has anyone used the IRS's own QBI worksheet rather than online calculators? I found it in the Form 1040 instructions and it seems more detailed than most online tools. It definitely accounts for the thresholds and limitations we're discussing.
I tried the IRS worksheet last year and it was helpful but super time-consuming. It's about 12 pages of calculations! The forms correctly handle the wage limitations and phase-out thresholds, but you need to be really careful about entering everything perfectly. I made a small error that cascaded through the calculations and had to start over twice.
The IRS worksheet is definitely the most accurate approach, but you're right about it being complex. As a CPA who helps clients with QBI calculations regularly, I always recommend starting with the official worksheet to get the correct baseline calculation before using any online tools. One tip that helps avoid calculation errors: work through each section methodically and double-check that your "qualified business income" number excludes reasonable compensation from your S-corp. I see clients mess this up frequently - they include their W-2 wages in the QBI amount when it should only be the remaining business profits. For Dylan's original question about the $340K joint income with $250K from the S-corp - make sure you're clear on whether that $250K is before or after your reasonable compensation. If it's after, then you're on the right track. If it includes your salary, you'll need to subtract that first to get your actual QBI amount.
This is really helpful clarification! I think this might be where I went wrong with my calculations. When I said $250K from my S-corp, that was actually the total business income before paying myself. I pay myself $80K in reasonable compensation, so my actual QBI would be $170K, not $250K. That changes the calculation significantly - 20% of $170K is only $34K potential deduction. With the $80K in W-2 wages, the limitation would be 50% of $80K = $40K, so I'd still get the full $34K deduction even above the income threshold. Thanks for catching that - no wonder the online calculator seemed off!
Ava Hernandez
You might also want to check if you qualify for any hardship exemptions. For student loans, you can request a hearing within 65 days if you believe the offset is causing financial hardship. For unemployment overpayments, some states have hardship waivers if you can prove the overpayment wasn't your fault or that repayment would cause serious financial difficulty. Documentation is key - gather bank statements, bills, income proof, etc.
0 coins
Natalia Stone
•This is super helpful info! Do you know how long the hearing process usually takes? And what kind of documentation works best for proving financial hardship?
0 coins
Carmen Ruiz
•The hearing process typically takes 30-60 days once you submit your request. For documentation, focus on: monthly budget showing expenses exceed income, medical bills if applicable, eviction notices, utility shut-off warnings, proof of dependents, and bank statements showing minimal balances. The key is proving that keeping the refund is necessary to avoid serious harm to your basic living situation.
0 coins
Jasmine Hancock
Also worth noting - if you're dealing with both student loans and unemployment debt, prioritize getting the student loans sorted first since those offsets tend to be larger. You can request a copy of your offset notice from Treasury to see the exact amounts each agency is claiming. Sometimes there are errors that can be disputed. And if you're expecting a state refund too, act fast because some states participate in offset programs as well. Document everything and keep copies of all communications!
0 coins
Talia Klein
•Great advice about prioritizing student loans! @Jasmine Hancock do you know if there s'a specific form to request the offset notice copy? And how long does Treasury usually take to send it? Want to make sure I have all the details before trying to dispute anything.
0 coins