Can't reach IRS? Claimyr connects you to a live IRS agent in minutes.
Claimyr is a pay-as-you-go service. We do not charge a recurring subscription.
Using Claimyr will:
- Connect you to a human agent at the IRS
- Skip the long phone menu
- Call the correct department
- Redial until on hold
- Forward a call to your phone with reduced hold time
- Give you free callbacks if the IRS drops your call
If I could give 10 stars I would
If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
Really made a difference
Really made a difference, save me time and energy from going to a local office for making the call.
Worth not wasting your time calling for hours.
Was a bit nervous or untrusting at first, but my calls went thru. First time the wait was a bit long but their customer chat line on their page was helpful and put me at ease that I would receive my call. Today my call dropped because of EDD and Claimyr heard my concern on the same chat and another call was made within the hour.
An incredibly helpful service
An incredibly helpful service! Got me connected to a CA EDD agent without major hassle (outside of EDD's agents dropping calls ā which Claimyr has free protection for). If you need to file a new claim and can't do it online, pay the $ to Claimyr to get the process started. Absolutely worth it!
Consistent,frustration free, quality Service.
Used this service a couple times now. Before I'd call 200 times in less than a weak frustrated as can be. But using claimyr with a couple hours of waiting i was on the line with an representative or on hold. Dropped a couple times but each reconnected not long after and was mission accomplished, thanks to Claimyr.
IT WORKS!! Not a scam!
I tried for weeks to get thru to EDD PFL program with no luck. I gave this a try thinking it may be a scam. OMG! It worked and They got thru within an hour and my claim is going to finally get paid!! I upgraded to the $60 call. Best $60 spent!
Ask the community...
- DO post questions about your issues.
- DO answer questions and support each other.
- DO post tips & tricks to help folks.
- DO NOT post call problems here - there is a support tab at the top for that :)
Join the conversation
Join the conversation
Don't forget about state taxes too! If you owe federal taxes on that 1099-NEC, you probably also need to amend your state return. Each state has different rules and forms for amendments.
Oh crap I didn't even think about the state return. Is that a separate amendment process or can I do both at the same time?
You'll need to file separate amendments - one for federal (Form 1040-X) and one for your state. Each state has its own amendment form (usually called something like "Amended State Tax Return" or "[State] Form X"). Most tax software can handle both amendments together, generating all the required forms, but they're submitted separately. Your state amendment usually needs to reflect the changes you made on your federal amendment, so it's best to do the federal one first or at the same time.
Diego Vargas
Just my 2 cents but I'd definitely amend. The peace of mind is worth it. I ignored a similar situation a few years back (was only around $700) and ended up with a surprise bill from the IRS that included the taxes plus interest and a penalty. The letter came almost 18 months after I filed, and by then the amount I owed had increased by about 25%.
Did they just send you a bill or did you get audited? I'm scared of triggering a full audit over something small.
Carmen Reyes
ā¢It wasn't a full audit - just an automated notice (CP2000) basically saying "hey, we got this 1099 that doesn't match your return." They calculated what I owed and gave me the option to agree or disagree. Since the math was correct, I just paid it, but the interest and penalties made it way more expensive than if I had just amended originally. A full audit is different and much more intensive - this was just their computer systems catching the discrepancy.
Join the conversation
They're just doing this to earn interest on our money for as long as possible. Pure scam. I had a hold placed on my refund for no reason last year. When the letter finally arrived it just asked me to verify my identity by answering a few basic questions. Got my refund 3 weeks later with zero explanation for the hold.
Actually the IRS doesn't make interest on held refunds. That's not how government accounting works. They do these holds to prevent fraud, which is a massive problem.
@profile34 ok whatever you say mr irs man š
Ezra Collins
This exact thing happened to me three years ago and I was terrified thinking I'd done something wrong on my taxes. Turned out it was just a routine identity verification - they sent me a 5071C letter and I had to go through the ID.me verification process online. The whole thing took about 20 minutes and I had my refund deposited within 9 business days after completing it. The waiting is definitely the worst part, especially when you're counting on that money for bills. But from what I've seen in this community, the vast majority of these holds are resolved pretty quickly once you respond to whatever they're asking for. Try not to spiral too much while you wait for the letter - easier said than done, I know! Keep us posted on what the letter says when it arrives.
Thanks for sharing your experience! It's really reassuring to hear from someone who went through the same thing. The waiting really is the hardest part - my mind keeps going to worst case scenarios even though logically I know I didn't do anything wrong on my return. Did you have to provide any documents during the ID.me process or was it just the online verification questions?
Join the conversation
Just want to add something nobody's mentioned - if you're audited for those gambling losses, the IRS will want to see that you had the financial means to sustain those losses. So if you're claiming $13,000 in gambling losses but your income for the year was only $40,000, they might question how you afforded to lose that much gambling. Make sure you can demonstrate that you had access to the funds that you supposedly lost. Bank withdrawals near casino locations are helpful for this. Otherwise, they might disallow some of your loss deductions if the amounts seem unreasonable compared to your income and other expenses.
Zoe Walker
ā¢That's a really good point I hadn't considered. I make about $65,000 a year, and I've probably lost around $9,000 gambling this year (sadly). Would that raise red flags? Most of those losses were small amounts over many casino visits throughout the year.
That level of losses relative to your income likely wouldn't raise immediate red flags, especially since it's spread out over multiple visits rather than a few large losses. The IRS understands that people don't typically lose their entire gambling budget in one session. Just make sure you've got some supporting evidence beyond just the losing tickets - bank withdrawals at casino ATMs, credit card statements showing charges at gambling establishments, etc. The more documentation you have connecting your financial activity to your claimed gambling losses, the stronger your position would be if questioned. And remember, you're only claiming these losses to offset the winnings you already reported - you're not trying to generate a tax loss beyond that.
Mateo Silva
I work at a casino and here's a tip many people don't know: if you're a regular gambler, ALWAYS use a player's card when you gamble. Not only do you get comps, but most casinos can provide you with an annual win/loss statement if you request it. This is GOLD for tax purposes! Way better than trying to recreate a gambling log after the fact.
Does the player's card tracking actually work for slots too? I mostly play slots and video poker and wasn't sure if those machines track losses accurately.
Yes, player's cards track slot and video poker play very accurately! The machines record every spin, bet amount, and payout when your card is inserted. Most casinos can provide detailed win/loss statements that break down your activity by date, machine type, and even specific machine numbers. Just make sure to always insert your card before you start playing - I see so many people forget and then lose out on tracking their losses. Some casinos can even email you monthly statements automatically if you set it up, which makes tax time much easier. The win/loss statements from casinos are considered excellent documentation by the IRS since they're generated by the casino's computerized systems.
Join the conversation
Taylor Chen
Is there any way to find out if your employer's 401k plan supports the mega-backdoor option without having to call them? Mine has a website but its terribly designed and the FAQs don't mention anything about after-tax contributions or in-plan conversions.
Check your Summary Plan Description (SPD) document - employers are required to provide this to all participants. It should list all contribution types allowed, including after-tax if available. Also look for terms like "in-plan Roth conversion" or "in-plan Roth rollover" in the document.
Great question about the mega-backdoor Roth! To address your specific situation - since your employer contributions are already bringing you close to the $69k limit, you likely don't have much room for the after-tax contributions that make the mega-backdoor strategy possible. Regarding your $22.5k traditional 401k contributions, you generally can't go back and convert those to Roth within the 401k after they've already been made. However, you might be able to roll them to a traditional IRA and then do a Roth conversion (though this would trigger taxes on the converted amount). For previous years, unfortunately you can't retroactively make mega-backdoor Roth conversions. The contribution limits and tax years are fixed once they've passed. But going forward, if you have any room between your total contributions and the annual limit, you could potentially start using the strategy. I'd recommend checking with your plan administrator to see exactly how much contribution space you have after employer matching, and whether your plan allows after-tax contributions and in-plan Roth conversions. Even a small amount of extra Roth space could be beneficial over time.
GamerGirl99
ā¢This is really helpful context! I'm in a similar situation where I think my employer contributions might be eating up most of the available space for after-tax contributions. One follow-up question - when you mention rolling traditional 401k contributions to a traditional IRA and then doing a Roth conversion, would that be subject to the pro-rata rule if I have other traditional IRA balances? And would there be any advantage to doing that versus just changing future contributions to Roth within the 401k (assuming my plan allows it)? Also, is there a typical timeline for when employers make their matching contributions? Like if they do it at year-end, would I potentially have more room for after-tax contributions earlier in the year?
Reginald Blackwell
This has been such an educational thread! I'm also managing tax stuff for my mom while she recovers from surgery, and I had no idea there was an actual science to when the IRS updates their systems. I've been checking WMR obsessively every day (sometimes multiple times) and feeling frustrated when nothing changes. Based on everyone's advice here, I'm switching to: - Saturday mornings 6-8 AM ET for transcript checks - Friday mornings for WMR - Maybe one mid-week transcript check (Tuesday/Wednesday) The tip about transcripts being more detailed than WMR is huge - I always thought they showed the same info! And knowing that Saturday morning updates happen about 80% of the time gives me so much more confidence in this approach. Thanks to everyone who shared their experiences and tracking data. It's amazing how much less stressful this becomes when you understand there's actually a pattern instead of just hoping for random updates. Really appreciate this community! Hope all your refunds come through soon, and sending good thoughts to everyone else caring for family members right now. š
0 coins
Anastasia Ivanova
ā¢This schedule approach is going to be such a game-changer! I've been in the same boat - constantly refreshing WMR throughout the day and getting nowhere. It's really reassuring to see so many people in similar situations (caring for family members during recovery) and how they've found a systematic way to handle the IRS checking without the stress. Your three-point schedule looks perfect, and I'm definitely going to adopt the same approach. The Saturday 6-8 AM transcript check seems to be the golden window that everyone's mentioning. It's wild how much more organized this feels compared to my random panic-checking! Also really appreciate you mentioning the transcript vs WMR difference - I had no clue they were separate systems either. This whole thread has been like a masterclass in IRS update schedules that I never knew I needed. Sending good vibes for your mom's recovery and hoping both our refunds show up in those Saturday morning checks soon! š¤āØ
0 coins
Saanvi Krishnaswami
This thread has been incredibly helpful for understanding IRS update schedules! I'm also dealing with family tax matters and had no idea there was such a clear pattern to when updates happen. One thing I'd add for anyone managing returns for elderly family members - consider setting up the online account access through IRS.gov if you haven't already. It requires identity verification, but once set up, you can access transcripts 24/7 without having to call during business hours. This has been a lifesaver when caring for my dad during his recent health issues. The Saturday morning 6-8 AM ET window seems to be the consensus here, and I love how everyone's sharing actual tracking data rather than just speculation. It's amazing how much anxiety this systematic approach can eliminate compared to random daily checking. For those waiting on refunds while managing medical expenses - hang in there! The processing delays are frustrating but temporary. Having a reliable checking schedule definitely helps maintain sanity during an already stressful time. Wishing quick recoveries to all the family members mentioned in this thread! šš
0 coins