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The IRS is such a joke fr. How they expect us to wait months for OUR money is beyond me ๐คก
facts! and they charge interest if were late but we get nothing when they take forever ๐
Hope your mom is recovering well! ๐ Based on everyone's input here, it sounds like Saturday morning checks are definitely worth it. I'd suggest setting up a simple routine: check transcripts Saturday morning around 9-10 AM (gives time for overnight processing), and maybe do a quick WMR check on Friday mornings too. Three weeks in processing isn't unusual this time of year, especially if there are any complexities with the return. Since you're managing her finances, you might also want to consider calling the IRS directly if it hits the 21-day mark - they can often see additional details about what's holding up processing that don't show up in the online tools. Hang in there - refunds do eventually come through! ๐ค
This thread has been incredibly helpful for understanding IRS update schedules! I'm also dealing with family tax matters and had no idea there was such a clear pattern to when updates happen. One thing I'd add for anyone managing returns for elderly family members - consider setting up the online account access through IRS.gov if you haven't already. It requires identity verification, but once set up, you can access transcripts 24/7 without having to call during business hours. This has been a lifesaver when caring for my dad during his recent health issues. The Saturday morning 6-8 AM ET window seems to be the consensus here, and I love how everyone's sharing actual tracking data rather than just speculation. It's amazing how much anxiety this systematic approach can eliminate compared to random daily checking. For those waiting on refunds while managing medical expenses - hang in there! The processing delays are frustrating but temporary. Having a reliable checking schedule definitely helps maintain sanity during an already stressful time. Wishing quick recoveries to all the family members mentioned in this thread! ๐๐
They're just doing this to earn interest on our money for as long as possible. Pure scam. I had a hold placed on my refund for no reason last year. When the letter finally arrived it just asked me to verify my identity by answering a few basic questions. Got my refund 3 weeks later with zero explanation for the hold.
This exact thing happened to me three years ago and I was terrified thinking I'd done something wrong on my taxes. Turned out it was just a routine identity verification - they sent me a 5071C letter and I had to go through the ID.me verification process online. The whole thing took about 20 minutes and I had my refund deposited within 9 business days after completing it. The waiting is definitely the worst part, especially when you're counting on that money for bills. But from what I've seen in this community, the vast majority of these holds are resolved pretty quickly once you respond to whatever they're asking for. Try not to spiral too much while you wait for the letter - easier said than done, I know! Keep us posted on what the letter says when it arrives.
Thanks for sharing your experience! It's really reassuring to hear from someone who went through the same thing. The waiting really is the hardest part - my mind keeps going to worst case scenarios even though logically I know I didn't do anything wrong on my return. Did you have to provide any documents during the ID.me process or was it just the online verification questions?
Don't forget about state taxes too! If you owe federal taxes on that 1099-NEC, you probably also need to amend your state return. Each state has different rules and forms for amendments.
Oh crap I didn't even think about the state return. Is that a separate amendment process or can I do both at the same time?
You'll need to file separate amendments - one for federal (Form 1040-X) and one for your state. Each state has its own amendment form (usually called something like "Amended State Tax Return" or "[State] Form X"). Most tax software can handle both amendments together, generating all the required forms, but they're submitted separately. Your state amendment usually needs to reflect the changes you made on your federal amendment, so it's best to do the federal one first or at the same time.
Just my 2 cents but I'd definitely amend. The peace of mind is worth it. I ignored a similar situation a few years back (was only around $700) and ended up with a surprise bill from the IRS that included the taxes plus interest and a penalty. The letter came almost 18 months after I filed, and by then the amount I owed had increased by about 25%.
Did they just send you a bill or did you get audited? I'm scared of triggering a full audit over something small.
It wasn't a full audit - just an automated notice (CP2000) basically saying "hey, we got this 1099 that doesn't match your return." They calculated what I owed and gave me the option to agree or disagree. Since the math was correct, I just paid it, but the interest and penalties made it way more expensive than if I had just amended originally. A full audit is different and much more intensive - this was just their computer systems catching the discrepancy.
Omar Hassan
don't use turbotax!!! they charged me like $120 last year after starting with their "free" version. as soon as i had to enter an HSA contribution they forced me to upgrade to deluxe. check out the IRS Free File options, many people qualify for actually free software from various providers (including turbotax) but they hide these options. google "irs free file" instead of going directly to turbotax.
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Chloe Taylor
โขThis is good to know. I make under $73k so I should qualify for Free File but I always end up paying when I go through TurboTax's website directly.
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Ethan Brown
I've been using TurboTax for the past 3 years and it's been solid for my situation, which sounds similar to yours. The step-by-step interview process really does help catch deductions you might miss - like the student loan interest deduction that I completely forgot about until it prompted me. That said, I'd definitely recommend starting with their free version first to see if it covers everything you need. For just W-2 income and some interest, you might not need to upgrade at all. The live chat with tax pros is nice to have as a safety net, but honestly their help articles and automated suggestions have answered most of my questions. One tip: if you do end up needing to upgrade, wait until you're actually filing rather than upgrading early in the process. Sometimes what looks like it requires an upgrade actually doesn't, and you can avoid unnecessary fees.
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