Last tax season, my refund hit my Venmo at exactly 10:43pm on a Tuesday. I remember because I was obsessively checking it every few minutes! My regular paycheck always posts by 5pm on Fridays without fail, but the IRS deposit was completely different. Based on what happened to me and several coworkers, you should expect it between 9pm-midnight, and you'll need to wait for that notification sound rather than seeing it first thing in the morning like with regular payroll.

Venmo processes IRS deposits differently than regular payroll. Tax refunds typically post between 8pm-1am because they're batched separately from standard direct deposits. This is normal and doesn't indicate any problem with your refund. Just be aware that Venmo may also hold larger deposits for 1-3 business days for security purposes, especially if it's significantly larger than your usual deposit amounts. The IRS considers a deposit completed once they've sent it, even if Venmo hasn't made it available to you yet.

WARNING TO EVERYONE: If your return is in the "errors department" DO NOT IGNORE THIS! I made this mistake last year and it cost me months of delays. The IRS sent a letter requesting additional verification on March 12th that I completely missed. My refund was held until I responded in June! If TurboTax or the WMR tool shows any unusual status, you need to be checking your mail DAILY and responding immediately to any IRS correspondence. The technical term for this department is Error Resolution/Reject Processing, and they handle everything from simple math errors to suspected identity theft cases. Time is absolutely critical if they're requesting information from you.

Has anyone actually called TurboTax to ask what specific error they're referring to? When I had this issue last year, I found out that TurboTax just uses generic status messages that don't necessarily reflect what's actually happening with your return. Sometimes they say "errors department" when it's actually just normal processing.

I think there's a processing delay this year that's affecting many February filers. I've tracked exactly 27 cases in another forum where people filed between February 10-15 and are still showing no transcript updates. Of those, 22 received state refunds normally. The IRS is processing approximately 2.3 million returns per day according to their latest data, but they received over 54 million returns in February alone. The math suggests some returns will take 30-45 days just to enter the system. Can anyone confirm if this matches what they're seeing?

This happened to me last year! The IRS and your state tax department are like two siblings who don't talk to each other but live in the same house. My state refund came through in about 10 days while my federal return was apparently sitting in a digital waiting room for almost 7 weeks. No transcript updates, nothing. Then one magical Tuesday morning, my transcript suddenly appeared fully processed and my refund arrived two days later. The tax gods work in mysterious ways... just tell your friend to hang in there!

Think of Chime like a 24-hour convenience store while traditional banks are more like shops that close at 5pm. The IRS might send your money any time, and Chime will process it whenever they receive it - weekend, midnight, holiday, doesn't matter. I've been with them for 3 tax seasons now, and I'd say about 60% of my refunds have come on weekends or after hours when other banks would have made me wait until the next business day. Just don't count your chickens before they hatch - the IRS still has to send it first!

Be careful about counting on weekend processing. While Chime does technically process deposits on weekends, I've seen numerous cases where there were delays specific to tax refunds. The ACH network that handles these transfers has multiple participants, and any one of them can cause delays. Last year, many Chime users reported that despite having DDDs on Fridays, their deposits didn't show until Monday or Tuesday. I'd recommend having a backup plan rather than assuming you'll have access to those funds over the weekend.

I had the exact same issue and successfully navigated it! I received my verification letter in mid-February, but the message had vanished from my account. I wondered if I should still proceed with verification or if my return was already processing normally? Decided to verify anyway using the control number directly at idverify.irs.gov instead of through my account. Completed verification on February 20th, and my refund was deposited on March 8th. Isn't it better to be safe than sorry with these verification issues?

OMG this EXACT thing happened to me!!! 😤 The IRS verification system is SO broken this year! I'm seeing this issue EVERYWHERE in tax groups. Here's what works: IGNORE the message disappearing and verify anyway! The verification requirement is still in their system even if it's not showing up. I was freaking out when this happened but verified with my control number anyway and got my refund 11 days later! Don't wait for the message to reappear because it probably won't. Trust me on this one! 💯

From what I've observed analyzing the processing patterns this year: • Returns filed in early-mid February are experiencing longer delays than usual • Transcript updates often occur between 12am-3am EST on Wednesdays and Saturdays • Returns with status changes typically follow this sequence: - Transcript updates from N/A to available - Processing codes appear (usually 570/971 first) - WMR updates approximately 24-48 hours after transcript I'd recommend checking your transcript early Sunday morning as Saturday night updates are typically the largest batch of the week.

Did you receive any CP05 notices in the mail? I was stuck exactly 56 days with no movement when I finally received a verification letter requesting additional information. Many people don't realize the IRS often sends these notices without updating online systems.

Based on the data I've collected from 127 similar cases this tax season, CTC adjustments are taking exactly 32 days on average from acceptance to deposit. The IRS is processing these in 3 distinct batches each week: Monday adjustments, Wednesday mass processing, and Friday deposit scheduling. Your timeline of filing February 13th and getting a deposit date now (April 15-17 range most likely) fits perfectly with the current processing pattern. You can expect your adjustment notice CP12 approximately 7-10 days after your deposit.

I'd be careful about assuming everything is fine just because you got a deposit date. Sometimes when they make adjustments, there might be follow-up actions needed... I've seen cases where people spent their refund, then months later got a notice asking for some back. Maybe check if the adjustment amount seems reasonable? And perhaps set aside a small portion of the refund until you get the official letter explaining the changes? Just to be safe.

Per Internal Revenue Manual 21.3.6.4.1, verification letters require response within 30 days of the date on the letter (not the date you received it). Section 6213(b)(2)(A) of the Internal Revenue Code specifies that failure to respond to verification requests can result in automatic assessment of additional tax or delay of refunds. I received a 5071C letter last year that was forwarded to me 20 days after it was issued, leaving me only 10 days to respond. I called the Identity Verification Service at 800-830-5084 and explained the situation - they noted the delay in my file and gave me an extension.

Try the Taxpayer Advocate Service. Different approach. They help with urgent issues. Call 877-777-4778. Explain forwarded letter situation. They can often connect you directly. Bring your letter details. Have last year's tax return handy. They might need verification questions.

You might want to check if your Green Dot account has any limitations or restrictions that could have triggered this. Sometimes these accounts have maximum deposit limits or require additional verification for large government deposits. I'd recommend calling Green Dot customer service to see if there's anything on their end that might have caused the rejection... though in my experience, they might not be very forthcoming with that information. Maybe also check if your name is exactly the same on both your tax return and bank account? Even small differences can cause issues.

For anyone dealing with this issue, here's what the community has learned over time: • Paper checks typically arrive 2-3 weeks after the status change • The IRS won't tell you specifically why your direct deposit failed • Green Dot (and similar banks) have higher rejection rates • This doesn't affect your actual refund amount, just the delivery method • You can cash government checks at many places without fees • Next year, consider using a different bank for your refund This happens every tax season to thousands of people. Frustrating, but your money is still coming!

Be careful with some of the lesser-known tax services too. I tried OnLine Taxes last year to avoid TurboTax/SBTPG, but they use River City Bank as their processor which held my refund for 8 days. It's like comparing cable companies - they all have similar practices. The only way to truly avoid it is to pay your preparation fees upfront with a credit card or from your bank account directly. Then the IRS sends your refund straight to you without any stopover at a third-party bank.

I've been using H&R Block for years and found that if you pay for their services upfront with a credit card, your refund comes directly from the IRS to your bank account. No SBTPG or any intermediary involved. It might feel better psychologically to pay from your refund, but you're essentially taking a high-interest loan when you do that. The processing fees can be $40-$50 just for the convenience of not paying upfront.