will the irs come after me if i dont report my lyft income? its only like $400 and they dont even know about it since theres no 1099 right?

I went through this exact same situation last year! You're right to be concerned about reporting everything properly. Even though Lyft won't send you a 1099 for that $480, you absolutely need to report it along with your Uber income. The good news is it's actually pretty straightforward - just log into your Lyft driver account and download your annual earnings summary. They provide this even when they don't send a 1099. You'll report both income sources on a single Schedule C under something like "Rideshare Services" as your business activity. Also, don't forget to track your vehicle expenses! Since you're doing this across two platforms, your mileage deduction could easily offset a big chunk of that income. I wish someone had told me that my first year - I left hundreds on the table by not tracking my business miles properly.

does anyone know if i would be better off calculating my taxes manually using the brackets or just using the tax table? im single making around 82k and i feel like every calculator i use gives me a different answer

The confusion you're experiencing is totally understandable! To directly answer your question: the tax bracket breakdown method you described is absolutely correct. The Tax Table is just a pre-calculated version of exactly that same progressive calculation. So for your $135K example, you're right that it would be: $13,800 × 10% + ($56,350 - $13,800) × 12% + ($120,750 - $56,350) × 22% + ($135,000 - $120,750) × 24%. The Tax Table does this exact same math for lower incomes to save you time. The key thing to remember is that you're NEVER taxed at just one bracket rate on your entire income. That's the biggest misconception people have about tax brackets. Your effective tax rate will always be lower than your highest bracket because only the income above each threshold gets taxed at that higher rate. For your $98K example, using the Tax Table is perfectly fine and will give you the same result as doing the bracket calculation manually. The IRS provides it specifically to eliminate calculation errors and make filing easier.

My transcripts looking exactly the same rn. Its so frustrating trying to figure out what all these random numbers mean tbh

I've been through this exact same situation! Those codes are actually pretty encouraging. The 767 removed a credit that was likely incorrectly applied initially, the 290 with $0 is just a processing marker (not actual additional tax), and 971 means they're sending you a notice - probably just explaining the adjustments. Your account balance of -$6,595 suggests you should still get a refund around that amount. The freeze from February (810) was probably just routine verification that's now been resolved. I'd expect to see an 846 refund code appear in your next transcript update, which usually happens within 1-2 weeks after these adjustment codes show up. Hang in there!

Had the same issue with a business vehicle but in TaxAct. Here's what fixed it for me: enter the Schedule C with zero income, then go to the asset/depreciation section. Enter the truck with 0% business use for the year. This tells the software the asset is still there but wasn't used for business at all. Then next year, you can properly dispose of it if the business is permanently closed. This approach avoided me having to deal with recapture calculations since technically I didn't dispose of the asset yet, just didn't use it for business in that tax year.

You're absolutely right to be frustrated with HR Block's software! I dealt with this exact same issue when I closed my consulting business. The key thing to understand is that once you've claimed depreciation on a business asset, the IRS tracks it until you formally account for what happened to it. Here's what worked for me: Create a Schedule C showing $0 income and $0 expenses, then in the depreciation section, report the truck with 0% business use for 2024. If you're completely done with the business, mark the truck as "converted to personal use" and enter a fair market value. This will trigger Form 4797 to handle any depreciation recapture. The software isn't being difficult on purpose - it's actually protecting you from an IRS inquiry later asking "what happened to that truck you were depreciating?" Better to handle it properly now than get a letter asking for clarification down the road.

Just a heads up about Credit Karma Tax (now Cash App Taxes) - they're great for simple returns but can be limited with stock transactions. I switched to FreeTaxUSA last year and they handle ESPP and RSUs much better.

I went through this exact same situation last year! Form 3922 is basically just a record-keeping document that shows the details of your ESPP purchase - it's not something you directly input into your tax software like a W-2 or 1099. The key thing to understand is that you only need to worry about reporting anything related to your ESPP shares when you actually sell them. Until then, just keep that Form 3922 in a safe place because you'll need it later to calculate your cost basis and determine if you have a qualifying or non-qualifying disposition. If you haven't sold any shares yet, you're all set for this year's taxes. Credit Karma should work fine for your current situation. The confusion you're experiencing is totally normal - most people don't realize that Form 3922 is informational only and doesn't require any immediate action on your tax return.