I completely understand the panic you must have felt seeing that tab! I went through the exact same thing about two months ago and it really threw me for a loop. What helped me was understanding that the IRS has been rolling out these new portal features in waves, and they're appearing for everyone regardless of their actual tax situation. The fact that you already received your refund is actually the most reassuring sign possible. The IRS has automated systems that flag returns for review BEFORE they issue refunds, not after. If there had been any issues with your 2022 return, they would have held your refund while they reviewed it. I ended up calling the IRS (which took forever to get through) and the representative confirmed that these new tabs are part of their system modernization but don't indicate your personal status unless you've received official mail from them. Since you haven't gotten any letters, you're almost certainly not being audited. Try not to stress too much - the new interface is just poorly designed from a user experience standpoint. They really should only show relevant tabs instead of displaying everything to everyone!

I'm seeing a lot of great advice here, but wanted to add something that might help with future IRS communication confusion. I've been using a service called TaxBandits for document management and they recently added a feature that monitors your IRS account for changes and sends you plain-English alerts when something actually important happens. It's been super helpful because it filters out all the noise from these new portal "improvements" and only notifies you about stuff that actually matters - like real notices, refund updates, or genuine status changes. After going through my own panic with these confusing new tabs last year, having something that can distinguish between interface updates and actual IRS actions has been a game-changer. The service integrates with your IRS online account and translates all their bureaucratic language into normal English. Might be worth checking out if you want to avoid this kind of anxiety in the future!

I went through this exact same situation last month! The "Nonrefundable credits 1030" message is super frustrating, especially when you're trying to file for free as a recent grad. Since you mentioned you're making student loan payments, that's definitely what's triggering the upgrade requirement - the student loan interest deduction forces you into the paid version on TurboTax. Here's what I'd recommend: Before paying the $113, try the IRS Free File program that Tyler mentioned above. Since you're a recent grad, you'll almost certainly qualify based on income. Go to irs.gov/filing/free-file-do-your-federal-taxes-for-free and access TurboTax through there - you'll get the same deluxe features for free, including handling your student loan interest and any state move complications. If for some reason Free File doesn't work out, FreeTaxUSA is genuinely great for multi-state situations. I used it when I moved from Texas to Colorado and it handled everything smoothly for way less money. Don't feel bad about almost falling for the upsell - they make it seem like you absolutely need to upgrade when often you don't, or there are free alternatives that do the same thing!

Just wanted to chime in as someone who works in tax preparation - the suggestions about IRS Free File are spot on! The "Nonrefundable credits 1030" error you're seeing is indeed triggered by your student loan interest deduction. TurboTax's commercial version forces you to upgrade for this, but the Free File version through the IRS portal includes all these features at no cost. Since your income as a recent grad likely qualifies you (under $73,000 AGI), definitely try the IRS Free File route first. You can access TurboTax's full deluxe features completely free, including handling your Minnesota to Arizona move and student loan interest. One tip: when using Free File, make sure you have your 1098-E form (student loan interest statement) handy - you'll need the exact amount paid in interest for 2024. Your cross-state move shouldn't complicate things much since you'll just need to file part-year resident returns for both states. If Free File doesn't work out for any reason, FreeTaxUSA really is excellent for your situation and costs a fraction of TurboTax's upgrade fee. Good luck!

Make sure you check if you need to file state amendments too! Everybody's talking about the federal return but depending on your state, you might need to file a state amendment too after you fix the federal one.

The good news is that filing an amended return proactively is actually viewed favorably by the IRS - it shows you're being honest about the error rather than trying to hide income. I've been through this exact situation before. Here's what I'd recommend: 1) File Form 1040-X immediately to minimize interest charges, 2) Include a brief explanation that your preparer omitted the 1099-NEC despite you providing it, and 3) Pay any additional tax owed as soon as possible to stop interest from accruing. The IRS matching system will definitely catch this - they get copies of all 1099s electronically and run automated comparisons. Better to fix it now than wait for them to send you a notice with higher penalties. Your original refund should still process normally while the amendment is being reviewed separately.

Girl don't stress too much! I've been through this exact same thing before and TT152 disappearing is usually actually a GOOD sign that your return is moving through the system. The generic "still being processed" message is super annoying but it doesn't mean anything bad necessarily. Since you filed 1/17 and got accepted 1/21, you're right in that normal processing timeframe. I'd give it maybe another week or two before calling - the phone lines are absolutely insane right now anyway. Try to check your transcripts if you can access them, that'll give you way more info than WMR! Hang in there bestie, your refund is probably coming soon! 💪

Hey! I totally get the anxiety - I was in the exact same situation last month and it drove me absolutely nuts checking WMR constantly 😅 The disappearing TT152 actually ended up being a good sign for me - got my DDD like 4 days later! The generic "still processing" message is super frustrating but try not to read too much into it. Your timeline sounds totally normal for this time of year. The IRS is swamped right now so delays are pretty common. I'd definitely try checking your account transcripts on irs.gov if you can - they update faster than WMR and give you way more detailed info about what's actually happening with your return. Hang tight, you're probably closer than you think! 🤞

Something weird I noticed - you mentioned filing Form 5389 but that's not a tax form. Did you mean Form 5329 for Additional Taxes on Qualified Plans? That's the form you need for reporting excess contributions.

Just to add some clarity on the timeline and penalties - you're actually in a bit of a gray area that might work in your favor. While it's true that the ideal window to avoid penalties completely was by October 15, 2024, the fact that you caught this early in 2025 and took immediate corrective action shows good faith effort. When you file Form 5329 with your amended 2023 return, you'll calculate the 6% excise tax on the $6,500 excess for 2023. However, since you removed it promptly in 2025, you won't owe the penalty for subsequent years. One important note: make sure Fidelity codes the 1099-R correctly. It should show distribution code "J" (early distribution from Roth IRA) for the earnings portion. The $6,500 principal won't be taxable since Roth contributions are made with after-tax dollars, but the $350 in earnings will be subject to both income tax and the 10% early distribution penalty on your 2024 return. Consider keeping detailed records of when you discovered the error, when you contacted Fidelity, and when the funds were returned. This documentation could be helpful if the IRS has any questions about your timeline and good faith effort to correct the situation.