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Hey! I totally get the confusion - I was in the exact same boat when I started my first job last year. The W-4 form is honestly not designed to be user-friendly, especially for teens. For your wage estimate, here's what I did: I asked my manager roughly how many hours I'd get per week, then did the math. So if you're making $12/hour and expect to work about 16 hours a week for, say, 35 weeks (accounting for school breaks), that's $12 Ć 16 Ć 35 = $6,720. Don't stress about being exact - it's just an estimate! For the additional withholding section, definitely put $0 or leave it blank. That's for people who want extra money taken out of their paychecks, which you probably don't need. One thing that really helped me was talking to someone in HR or payroll at work. They deal with W-4s all the time and can usually walk you through it. Way less intimidating than calling the IRS, and they know your specific pay situation. Also, don't feel dumb about this! Literally everyone is confused by tax forms the first time. Your parents probably just forgot how overwhelming it was when they started working. You're being responsible by asking questions instead of just guessing randomly.
This is such great advice! I'm also a teen who just started working and was totally overwhelmed by the W-4. Your point about talking to HR/payroll is spot on - I was so nervous about seeming stupid, but when I finally asked, the payroll person was super nice and helped me through it in like 10 minutes. They see confused teens all the time and are usually happy to help! One thing I'd add is that you can always change your W-4 later if your situation changes. Like if you end up working way more hours in summer than you expected, or if you get a raise, you can just fill out a new form. It's not set in stone forever, which made me feel way less anxious about getting it "perfect" the first time. @cd33dae18b61 Thanks for being so encouraging about not feeling dumb - that really helps!
Don't worry - you're definitely not alone in feeling overwhelmed by the W-4! I remember staring at mine for like an hour when I got my first job at 16. Here's the simplest way to think about the wage estimate: Just make your best guess based on what you know right now. If you're working at a coffee shop, maybe ask your manager what a typical part-time schedule looks like. Let's say it's 12 hours/week at $13/hour - that would be about $156/week. If you work for 30 weeks this year (accounting for school and breaks), that's roughly $4,680. The key thing is not to stress about being exact. The IRS isn't going to come after you if you estimate $5,000 and actually make $4,500. This is just to help determine how much tax to withhold from your paychecks. For that additional withholding section - definitely just put $0. That's for people who want extra money taken out, which you almost certainly don't need with a part-time job. One last tip: if you make less than about $13,850 this year, you probably won't owe any federal income tax anyway. So even if you mess something up slightly, you'll likely get any withheld money back as a refund when you file your taxes. You've got this! And honestly, your parents should be more helpful - everyone needs guidance on their first tax forms.
This is such a helpful breakdown! I'm also a teen dealing with my first W-4 and the math example really makes it clear. I was overthinking it so much, but you're right that it's just an estimate to get in the ballpark. Quick question though - when you say "if you make less than about $13,850 this year, you probably won't owe any federal income tax" - does that mean I could claim exempt like some other people mentioned? Or is it safer to just let them withhold a little and get it back as a refund? I'm working at a restaurant and honestly have no idea if I'll end up with more shifts during busy seasons or fewer during exams. @ea99f97eb184 Thanks for being so encouraging about parents not always being helpful - mine are the same way!
Has anyone tried using an accountant who specializes in healthcare workers? My regular tax guy keeps telling me I can't deduct anything as a W-2 employee but I feel like he doesn't understand the unique situation of home health workers who drive between multiple clients.
YES! This made a huge difference for me. I found an accountant who works specifically with healthcare professionals and she immediately identified several deductions my previous accountant missed, including a partial home office deduction and the mileage between clients. The key is finding someone who understands the "principal place of business" rules for home health workers. A general accountant will often just follow the basic W-2 rules without digging into the exceptions.
I'm in a very similar situation as your husband! I've been working as a home health aide for about 8 months now and was also told by my supervisor that W-2 employees can't claim mileage. But after reading through all these responses, I'm realizing there might be options I didn't know about. I do keep a small desk area at home where I complete all my patient documentation, scheduling, and communicate with the office - basically all my administrative work happens there. From what I'm reading, this might actually qualify as a home office? I drive to about 3-4 clients per day and easily put 800+ miles per month on my car just for work. I think I'm going to look into that taxr.ai tool that people mentioned and maybe also try to get through to the IRS directly to ask about my specific situation. It sounds like there are legitimate ways for home health workers to claim these expenses even as W-2 employees if you meet certain criteria. Thanks for posting this question - I had no idea this was even a possibility! Definitely going to start keeping better mileage records just in case.
I'm new to this community but going through the exact same thing! Just started as a home health aide last month and my car is already racking up miles like crazy. Reading all these responses has been super eye-opening - I had no idea there were potentially legitimate ways to deduct this mileage even as a W-2 employee. The home office angle is really interesting. I also do all my charting and scheduling from a dedicated space at home, so maybe that could qualify? Definitely going to start tracking my mileage properly from now on. Has anyone here actually successfully claimed these deductions and gotten through an audit? That's my biggest worry - I don't want to get in trouble with the IRS even if it seems legitimate. Also wondering if anyone knows - do you need to use the home office deduction in order to claim the mileage between clients, or are these separate things? Some of the responses made it sound like they're connected but I'm not totally clear on that.
I just want to echo what everyone else has said here - this is almost certainly a scam! The fact that they're directing you to a non-.gov website is the biggest red flag. I fell for something similar a few years ago and learned the hard way. One thing I haven't seen mentioned yet is that you can actually check if you owe the IRS any money for FREE by creating an account on the official IRS website (irs.gov) and looking at your "Tax Account" section. It will show you exactly what you owe, if anything, and any payments you've made. This way you'll know for sure if there's a legitimate debt before you even call them. Also, keep that fake letter as evidence when you report it to the IRS fraud department. They use these samples to help identify and shut down scam operations. Stay safe out there!
This is exactly what I needed to hear! I had no idea you could check your tax account online for free - that's such a simple solution. I'm definitely going to create an account on irs.gov first thing tomorrow morning to see if I actually owe anything before I stress out any more about this letter. I'll also make sure to keep the fake letter to report it. It's scary to think how many people might be getting the same scam letter in my area. Thanks for sharing your experience - sometimes hearing from someone who's been through it makes all the difference in knowing what to do!
I'm dealing with something very similar right now! Got a letter yesterday with a CP503 notice code claiming I owe $3,247 from my 2022 return. Like yours, it had a suspicious website (irs-taxresolution.net) instead of the official irs.gov site. The letterhead looked convincing but something felt off about the whole thing. After reading through all these responses, I'm definitely not going to that website or calling their number. Going straight to the official IRS website to create an account and check my actual tax records. It's so frustrating that scammers are getting this sophisticated - they're really preying on people's fear of the IRS. Thanks to everyone who shared their experiences and tips here. This thread is going to save a lot of people from falling for these scams!
Has anyone done this through tax software instead of paper forms? I made the same mistake in TurboTax Business and wondering if I can just submit corrections through there or if I have to do paper forms.
Most tax software platforms let you create and submit corrected 1099s electronically. In TurboTax Business, you can go back to the 1099 section, select the forms that need correction, check the "Corrected" box, and make your changes. It'll guide you through resubmitting them to the IRS and generating new copies for your contractors.
I tried correcting through TaxAct last year and it was a nightmare. The software kept crashing, and when I finally got it to work, they still didn't get submitted correctly. Had to do paper corrections anyway. Save yourself the headache and just do paper forms if its only 6 forms.
I made this exact same mistake with my freelance writing LLC last year! The mismatch between your LLC name and personal SSN will definitely cause processing issues. You're right to be concerned about it. Here's what I learned from my experience: Yes, you need to send corrected 1099-NECs to all your contractors AND file corrections with the IRS. The good news is that since you're only dealing with 6 forms, it's very manageable. For the corrections, make sure to: 1. Check the "CORRECTED" box on each new 1099-NEC 2. Use your LLC's EIN in the payer's TIN field 3. Keep everything else exactly the same (amounts, contractor info, etc.) 4. Include a new Form 1096 when you mail the corrections to the IRS I sent my corrections within a week of realizing the mistake, and it all got processed smoothly. Your contractors will appreciate getting the corrected forms quickly so they don't have to worry about mismatched information when they file. Don't panic - this is fixable and more common than you think!
Thanks for sharing your experience! This gives me a lot of hope that it's not as scary as I thought. Quick question - when you sent the corrected forms to your contractors, did you include any explanation letter or just send the new 1099-NECs? I'm wondering if I should explain what happened or if that just creates more confusion. Also, did you have to pay any penalties to the IRS for the initial mistake, or did they waive them since you corrected it quickly? I'm trying to figure out if there are any financial consequences beyond the cost of printing and mailing the corrections.
Butch Sledgehammer
I'm going through the exact same situation right now! Filed in March, have been staring at those 570/971 codes for weeks. Based on what everyone's saying here, it sounds like we just need to be patient and wait for that notice to arrive. The fact that so many people are experiencing this makes me feel a bit better - at least we're not alone in this waiting game. I'm going to stop checking my transcript twice a day and try to relax until the mail comes. Thanks everyone for sharing your experiences, it really helps to know this is more common than I thought!
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AstroExplorer
ā¢I totally feel you on this! I'm new to dealing with IRS transcript codes and honestly this whole thread has been super educational. It's reassuring to see that most people with the 570/971 combo eventually get their refunds, even if it takes longer than expected. I never realized how common these holds were - makes me feel less singled out by the system. Hope you get your notice soon and everything resolves quickly!
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Mei Chen
This is really helpful to read through everyone's experiences! As someone who's never dealt with these transcript codes before, I was getting pretty anxious seeing 570 and 971 on mine. It sounds like the key is just waiting for that notice to arrive and not panicking in the meantime. I'm in a similar boat - filed with EIC and CTC, so it makes sense they'd want to take a closer look. Thanks for asking this question and to everyone who shared their stories. It's nice to know this is more routine than it feels when you're going through it for the first time!
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