Congrats on finally getting a DDD! From my experience, most banks will post the refund exactly on the date shown (05/22 in your case), usually in the early morning hours between 12am-6am. Chase is pretty reliable about sticking to the exact date. Since you mentioned no offsets, you should get the full amount. Just keep an eye on your account that morning - it'll likely show up as a pending deposit first, then become available. The waiting is finally almost over!

Based on my experience with Chase, you should see your refund hit exactly on 05/22, usually early morning around 2-4am. Chase is pretty consistent about posting on the exact DDD - I've never had them post early like some of the online banks do. Since your transcript shows the 846 code with that date and no active holds, you're all set! Just a few more days and you'll finally have your money after that long wait since February. The relief when it finally hits is amazing after months of checking transcripts and WMR!

This is exactly the kind of question that trips up a lot of married couples! The good news is that with your income levels, filing jointly is almost certainly going to be your best option. When you're married filing jointly, the child tax credit isn't about which parent "claims" the child - it's based on your combined household income. At around $105k total, you're well below the $400k threshold where the credit starts to phase out, so you'll get the full $2,000 credit for your daughter. Filing separately would likely cost you money in several ways: you'd have access to smaller standard deductions, lose eligibility for various credits and deductions, and potentially push one of you into higher tax brackets. The IRS basically designed the tax code to benefit married couples who file jointly. Your husband's minimal W-2 income actually helps your overall tax situation when filing jointly - it brings down your effective tax rate compared to if you were single. I'd strongly recommend sticking with married filing jointly and claiming your daughter on that joint return. You should get the full child tax credit plus keep access to all the other married filing jointly benefits.

Just to reinforce what others have said - definitely go with married filing jointly! I work in tax prep and see this scenario all the time. When there's such a big income disparity between spouses ($104k vs $660), filing jointly almost always comes out ahead. Your combined income of ~$105k puts you in a great spot for the child tax credit - you'll get the full $2,000 with no phase-out. Plus you'll benefit from the larger standard deduction ($27,700 for MFJ vs $13,850 each for MFS), better tax brackets, and eligibility for credits that get restricted or eliminated when filing separately. The only time I typically see married filing separately make sense is in very specific situations like when one spouse has significant student loan debt on income-driven repayment plans, or major medical expenses that need to be itemized. Those don't apply to your situation. Your husband's low income actually helps lower your overall effective tax rate when you combine it with yours. File jointly, claim your daughter, and you should be in good shape!

I was in the exact same situation last week. Waited 4 days past my DDD with SBTPG showing unfunded. I was getting really nervous about it. Then suddenly on day 5, the money just appeared in my account without any status change on SBTPG's website. Their system seems to be lagging behind actual transfers this year. I wouldn't worry too much until it's been at least 5 business days past your DDD.

I'm going through the exact same nightmare right now! Filed on Feb 15th, got my DDD of March 6th, and here we are on March 9th with SBTPG still showing "unfunded." It's incredibly frustrating because I need this money for upcoming expenses too. What's really annoying is that their website tracker hasn't been updated in days - it still shows the same generic "unfunded" status with no additional information or timeline. I've been checking multiple times daily hoping for some change. Based on what others are saying here, it sounds like this is unfortunately becoming the norm this season rather than the exception. Really hoping we both see movement soon!

I'm going through this exact nightmare right now! Filed in early February, got my error letter in March, and I'm still waiting with zero movement on my transcript. It's incredibly frustrating when you need that refund and the IRS just seems to forget you exist. What really gets me is how they can process millions of returns normally but somehow the errors department operates like it's 1985. I've been checking my transcript obsessively (probably not healthy 😅) and it's still completely blank - no cycle codes, nothing. Has anyone had success with faxing additional documentation even if they didn't specifically request it? My tax preparer thinks we should send a cover letter explaining the error in more detail, but I'm worried it might just confuse things further or reset our place in line. The uncertainty is killing me. At least when you're in normal processing you get some kind of timeline, but with errors it's just "wait and hope." I've been tempted to call but after reading everyone's experiences, it sounds like even getting through doesn't guarantee much progress.

I'm a newcomer to this community but unfortunately not new to IRS errors department delays! Just wanted to share my recent experience since it might help set realistic expectations. I got caught in the errors department earlier this year - filed in January, error letter in February, and finally resolved in late April. That's about 12 weeks total from when I submitted the requested documentation. What I learned is that the "8-10 weeks" timeline people mention is really just the minimum - it can easily stretch longer depending on the complexity of your case and current backlogs. One thing that really helped my peace of mind was understanding that no transcript movement doesn't mean no progress. My case was apparently being worked on for weeks before anything showed up on my transcript. When it finally updated, like others have mentioned, it all happened at once - cycle codes, processing date, and refund date all appeared within 24 hours. The hardest part is accepting that there's really nothing you can do to speed it up once you've submitted what they requested. Calling constantly doesn't help and might actually be counterproductive. I found that checking my transcript once a week (instead of daily) helped reduce my stress levels significantly. Hang in there - it will eventually resolve, even though the wait feels endless!

The receipt should definitely include the company's tax ID number or sales tax permit number - this is crucial documentation that proves they're authorized to collect sales tax on behalf of the state. Without this, the DMV may not accept that you've already paid the tax. At minimum, your receipt should show: - Purchase price of the vehicle - Sales tax amount (listed separately) - Company's tax ID/sales tax permit number - Date of sale - Vehicle identification details (VIN, year, make, model) I'd also recommend asking your company which state they'll be remitting the tax to, especially if there's any question about interstate issues. Some companies have agreements to collect tax for multiple states, while others may only be set up for their home state. Getting this clarified upfront will save you potential headaches at the DMV later.

This is a really common confusion point! Your employer is likely correct about collecting the sales tax upfront, especially if they regularly sell fleet vehicles. When businesses dispose of fleet vehicles, they often need to follow commercial seller regulations rather than private party rules. The key thing to verify is whether your company has the proper authorization to collect and remit sales tax in your state. Some larger companies obtain dealer licenses specifically for fleet disposal, while others work through third-party fleet management companies that handle the tax collection. I'd suggest asking your employer for: 1. Their sales tax permit or dealer license number 2. Confirmation of which state they'll remit the tax to (important if you live in a different state than where the company is based) 3. A detailed receipt showing the tax amount separately from the purchase price If they can't provide this documentation, that might be a red flag that they're not properly set up to collect sales tax, and you should handle it directly with the DMV instead. Don't let them pressure you into paying tax without proper documentation - you could end up paying twice!