I went through this exact scenario last filing season! I forgot a 1099-R from an old 401k rollover. I used FreeTaxUSA to prepare my amendment but waited until my original refund hit my account first. The whole process was surprisingly simple - took me about 30 minutes to prepare the amendment. My experience was that it took about 20 weeks for the amendment to process, but the IRS website said to expect up to 16 weeks, so I was mentally prepared for the wait.

This happened to me. Last year. With a pension 1099-R. I panicked. Then calmed down. Filed the amendment. Paid the extra tax. No penalties. IRS was fine with it. Self-correction looks better. Than waiting for them to catch it. They will catch it. Eventually.

File your own return and claim your two kids. Period. Your boyfriend can't claim you as a dependent if you make more than $4,400. With $10,000 income and two qualifying children, you'll likely get a significant EITC refund. Don't leave that money on the table. Just make sure you coordinate with him on who claims which child to avoid IRS issues.

Last year I was in your shoes (except with just one kid from prior relationship). I almost let my boyfriend claim all of us thinking it would be better... thank god I filed my own return! 😂 Got almost $5,000 back with EITC and Child Tax Credit with my low income. The tax system actually benefits single parents with lower incomes in many cases. My boyfriend's refund would have only increased by like $500 if he claimed me and my son. Run the numbers both ways if you want, but I'd bet money you'll come out ahead filing on your own.

I fixed this problem last week. Call TurboTax directly at their refund advance number. Don't waste time with chat support. Tell them you need an escalation to the advance processing team. They fixed mine in 24 hours after I'd been waiting for 9 days. My advance hit my account Tuesday morning at exactly 4:15am. The regular refund is still processing with the IRS but that's separate.

Has anyone checked if this is related to the verification issues mentioned on the TurboTax support forum? According to https://ttlc.intuit.com/community/tax-topics/help/refund-advance-delays/01/2023, some advance refunds are getting held up for additional identity verification steps that weren't required in previous years. Is there any notification in your TurboTax account about needing to verify identity?

I want to caution you about one thing that happened to me last year. I was in a similar situation and assumed everything was fine. Here's what I should have done: 1. First, verify your e-file was actually transmitted by checking your tax software status 2. Second, check your email for any rejection notices (sometimes they go to spam) 3. Third, create an IRS online account if you haven't already 4. Fourth, check both account and return transcripts 5. Finally, if nothing shows after 21 days, contact the IRS directly I waited too long assuming it was normal processing, but my return had actually been rejected due to an AGI mismatch from the previous year. By the time I figured it out, I was already 6 weeks delayed.

Have you tried checking your state tax refund status? Sometimes the state system will show acceptance even when the federal systems don't. Isn't it interesting how the two systems that should be communicating with each other often tell different stories? If your state shows acceptance, it usually means your federal return was also received since most software submits them together.

I've been through this exact process with TurboTax last year and it was infuriating how difficult they made it to fix! Once your return is transmitted, TurboTax locks it completely. You have to wait until the IRS processes it (mine took 18 days), then prepare an amended return. The worst part was that TurboTax charged me AGAIN for the amended return even though it was their confusing interface that contributed to my error in the first place. The whole system is designed to make simple corrections unnecessarily complicated.

My brother did this exact thing last year. His return was accepted with the wrong status. He had to file an amended return and wait 16 weeks for processing. The difference was about $3,200 in additional refund by switching from Single to Head of Household. Worth the hassle for that amount. Don't wait for the IRS to catch it - they might not. Just file the amendment as soon as your original return is processed.

I've been claiming my disabled sister for the past 3 tax years, so I can tell you exactly what to do. Back in 2021, I was in your exact situation. You need to pass the qualifying relative test: 1) Relationship test (sibling ✓), 2) Gross income test (under $4,700 for 2023), 3) Support test (you provide >50%), and 4) Joint return test (she can't file jointly with someone else). Document everything - I keep receipts organized by month. If your sister receives SSI, that's not taxable income, but it does count as support she provides for herself when calculating the 50% threshold. If your mother provides some support but you provide more than 50%, you're the one who gets to claim her - no need for a multiple support agreement in that case.

After struggling with this exact issue last filing season, I found that the IRS Interactive Tax Assistant (www.irs.gov/help/ita) has a specific tool called "Who Can I Claim as a Dependent?" It walks you through all the requirements step by step. In my case, I was able to claim my disabled brother (32) even though my parents provided some support. The key was documenting that I covered over 50% of his total support costs. I created a spreadsheet tracking every expense, including a portion of my mortgage, utilities, food, medical costs not covered by insurance, and transportation. Make sure to print and save this documentation in case of audit.

Have you considered that this might actually be a good sign for your tax situation? Think about it - tax advance loans are essentially lending you a portion of your expected refund. If they're offering less, could it mean your actual refund is projected to be smaller? And isn't a smaller refund actually better financial planning? The ideal tax situation is to break even - not owe anything and not get a big refund. A large refund means you've been giving the government an interest-free loan all year! Maybe your withholding is more accurate now? You need to act quickly though - if there is an issue with your return that's causing a smaller refund, identifying it now could make a big difference!

Tax advance loans have changed significantly for 2024 filing season. Here's what you need to know: • Advance loan amounts are typically 25-50% of your expected refund • Many tax providers reduced their maximum advance amounts this year • Credit requirements have become stricter across most providers • The elimination of enhanced Child Tax Credit has reduced many refunds • Some providers now use tiered approval systems • Advance approval algorithms now factor in more variables I've seen this pattern across multiple tax preparation companies. The days of easily getting $2000+ advances are largely over unless you have an exceptionally large refund coming. Most people are reporting significantly lower advance offers compared to previous years.

I successfully claimed my disabled cousin as a dependent on January 27th, 2023, and received my refund on February 14th, 2023. Your situation is actually more straightforward than mine was. As of January 1st, 2023, the income limit for a qualifying relative was $4,700, and SSI payments are specifically excluded from this calculation according to the guidance updated on March 15th, 2023. Make sure you have documentation showing you provided more than 50% of her support for the entire year (January 1st through December 31st). In my experience, calculating the fair rental value of the living space you provide is essential - this often represents the largest portion of support and is frequently overlooked.

Have you considered filing as Head of Household instead of just claiming her as a dependent? Why settle for just the dependent credit when you might qualify for a more advantageous filing status? Since you provide more than half the cost of maintaining the home where both you and your qualifying relative live, you likely meet the requirements. This could potentially lower your tax rate and increase your standard deduction significantly. The real question isn't just whether you can claim her, but how to optimize your entire tax situation given your circumstances.

Had this exact issue. Military family too. Moved three times in two years. Got my refund in April. Saw a 570 in July. Called IRS. They explained everything. Just routine verification. Nothing to worry about. Never heard anything else about it. Filed this year with no problems.

OMG I'm going through this right now and I'm freaking out!! 😫 I got my refund back in June and just checked my transcript yesterday and saw a 570 code from last week! I'm so scared they're going to take my money back or something. I already spent some of it on car repairs! Has anyone actually had the IRS come back and demand money after they already gave you your refund?? I'm literally losing sleep over this! 😭

I understand your concern about refund advances, but the TurboTax one is actually legitimate and can be helpful in certain situations. Here's how it works: 1. First, complete your tax return entirely in TurboTax 2. After your refund is calculated, you'll see an eligibility check for the advance 3. If eligible, you'll be offered between $250-$4,000 depending on your expected refund 4. The funds are loaded onto a prepaid debit card within 1-3 hours of IRS acceptance 5. There's no interest or finance charges on the advance itself The key is understanding that while there's no interest, there may be a fee for the paid version of TurboTax required to access this feature. For someone who genuinely needs funds quickly for an emergency, this can be a reasonable option compared to high-interest alternatives. Just be sure to read all terms before accepting.

So I actually work in financial services (though not for TurboTax, don't worry 😂) and can share some insider knowledge. For the 2024 filing season, TurboTax's refund advance program is particularly finicky. I helped my brother-in-law with his taxes last weekend, and the refund advance option appeared ONLY after he: 1. Selected the TurboTax Deluxe option ($59) or higher 2. Qualified for a refund over $1,000 3. Passed their soft credit check (which doesn't affect your credit score) 4. Reached the EXACT screen where you select your refund delivery method Here's the kicker - if you're using the free version, you won't see it at all. And if you're a higher income filer (over $100K AGI), they also won't show it regardless of your refund amount. It's like they're playing hide-and-seek with this feature! If you've already passed that screen, you might be out of luck unless you start over. But honestly, waiting the extra week for your full refund might be worth saving the upgrade fee.