$15,652 tax refund with EIC showing on transcript with codes 570 & 810 freeze since January - no updates or letters from IRS

So looking at your transcript, I can see several things happening: - You have a refund freeze (code 810) from January 31, 2025 - There's a 570 code which means additional account action pending from March 10 - Your total refund amount is $15,652 (combination of withholding $7,901 + credit $2,237 + EIC $6,960) This combination of codes typically means your return is under review. The IRS often reviews returns with Earned Income Credit claims, especially with self-employment income. The 570 code means they're still processing something with your return. You should expect to receive a letter (usually CP05) explaining what they're reviewing. If it's been more than 3 weeks since the 570 code appeared and you haven't received a letter, you might want to call the IRS or contact Taxpayer Advocate Service. The fact that your withholding amount is so high compared to your income is likely one reason for the review. Did you have other income sources with withholding?

I was in a similar situation with a frozen refund and 570 code a few weeks ago. I was completely lost trying to figure out my transcript until I found this tool called taxr.ai that explained everything. It basically showed me exactly what was happening with my refund and what the codes meant in plain English. Honestly saved me so much time compared to trying to interpret all those codes and dates myself. Highly recommend checking it out: https://taxr.ai

After waiting 2 months for my refund with a similar freeze, I finally got through to the IRS using this service called Claimyr (claimyr.com). Instead of spending hours on hold, they got me a callback from an actual IRS agent who explained everything about my account. Agent told me my return was flagged for review because of the EIC claim but she released my refund right there on the phone! Money was in my account 4 days later. Totally worth it to finally know what was going on.

Not sure if this helps but I had a similar situation happen last year. The 570 code stayed on my transcript for about 6 weeks, and then one day it changed to 571 (resolved) followed by 846 (refund issued). Never got any letter or explanation. My advice is to keep checking your transcript weekly. The Where's My Refund tool is basically useless for these situations.

The combo of codes 810 (refund freeze) and 570 (additional action pending) is pretty common for EIC claims, especially with self-employment income. The IRS has been reviewing these very closely because of high fraud rates. Your withholding amount also seems pretty high relative to your income which might be raising flags in their system. Do you have anything on your account transcript showing that they sent you a letter? Look for a 971 code.

Man the IRS is such a joke. They can take all the time in the world to give us OUR money back, but if we owe them even a penny they expect payment immediately with interest and penalties. The whole system is broken. 🤡

I think your refund is being held because the amount is unusually large compared to your income. $15k+ refund on $17k income is going to trigger review almost every time. I'm not saying you did anything wrong, but from the IRS perspective that's a red flag. Have you double-checked your W2 withholding amount to make sure it's entered correctly?

Quick question - have you checked your mail carefully? Sometimes the IRS sends a letter requesting more information but it looks like junk mail. My spouse almost threw ours away last year thinking it was spam.

With that amount of EIC and income level, they might be verifying your self-employment income. Do you have good records of your business income/expenses? Make sure you have all that documentation ready just in case they ask for verification.

You're definetely getting manually reviewed. I work in tax prep and ANY return with Earned Income Credit over $5k and self-employment income gets flagged. Its part of their fraud prevention. Unfortunately it means honest people like you get caught in the crossfire and have to wait. Keep watching for code 971 (notice issued) followed by either 421 (exam) or 571 (resolved) on your transcript.

Omg I just went thru this EXACT same situation! Filed in February, had 810 and 570 codes, refund amount around $14k. I finally broke down and used taxr.ai after seeing it recommended here and it showed me EXACTLY what was happening with my return. Turns out I was in the income verification program and wouldn't have known without the detailed explanation. Check it out: https://taxr.ai - seriously worth it to understand what's happening!

I may be in the minority here but I'd just keep waiting. I had the exact same situation last year - 570 code and a large EIC claim. I didn't call or do anything special and my refund just showed up one day about 8 weeks after I filed. The system is frustrating but sometimes it does eventually work without you having to do anything.

After beating my head against the wall trying to understand my own transcript with similar codes, I finally got through to an IRS agent using claimyr.com. Took like 20 minutes to get a callback instead of the FOUR DAYS I spent trying to call myself. The agent explained everything and actually fixed the issue right on the phone. My refund was released that same day and deposited a week later. Seriously the best decision I made in this whole mess.

Looking at your numbers - your total refund is $15,652 but your income is only $17,410? That's a HUGE percentage getting refunded, which is probably why you're being reviewed. That's not necessarily bad, but it's unusual enough that they want to verify everything is correct. The system flags returns that have refunds exceeding certain percentages of income.

FWIW those 570 holds can last anywhere from a few weeks to several months. I've seen some get resolved in 3 weeks and others take 8+ months. There's really no way to know unless you can actually talk to someone at the IRS. Did you check if you qualify for any of the priority services like hardship assistance?

Your transcript actually looks standard for an EIC review. I had almost the same codes last year (810 and 570) and wound up getting a CP05 letter about a month later asking me to verify my income. Once I sent in the requested documents, it was processed within 3 weeks. Keep an eye out for a letter - it might be on the way but just hasn't shown up on your transcript yet.

Wait a second - how did you claim $6,960 in EIC with only $9,449 in self-employment income? That seems really high based on the EIC tables I'm familiar with. Did you have qualifying children? If the numbers don't add up correctly that could be causing the delay.

After spending literally 14+ hours on hold with the IRS over multiple days I gave up and tried claimyr.com - got a callback from an actual IRS agent in under an hour. Turns out my 570 code was because they needed to verify something simple that I could have fixed months ago if anyone had told me. The agent fixed it on the spot and my refund was issued 5 days later. Wish I'd known about this service months earlier!

have you tried accessing your account online at irs.gov? sometimes there's info there that doesn't show up on the transcript or wheres my refund. might be worth a try