1099-NEC has my SSN and personal name instead of LLC EIN - How to report in TurboTax as a sole member LLC?

You're on the right track! As a single-member LLC, you're what's called a "disregarded entity" for federal tax purposes. This means that even though you have an LLC and EIN, the IRS still views your business income as your personal income. The fact that your 1099-NECs have your SSN instead of your EIN isn't ideal, but it's a common situation. You should still report this income under the Business section in TurboTax, using the LLC information you've already entered. TurboTax will handle the connection between your personal tax return and your business income correctly. When you file, your business profit will flow through to your personal tax return via Schedule C, and you'll pay self-employment taxes on that income. The important thing is that all income gets reported, not whether it matches perfectly with your LLC structure.

I had this exact same problem last year with my consulting LLC. After trying to figure it out myself, I ended up using taxr.ai (https://taxr.ai) to analyze my LLC documentation and tax forms. Their system was able to confirm that even though my 1099s had my personal SSN, I should still file everything under my business in TurboTax. What I liked was they could look at my operating agreement and tell me exactly how to handle the mismatch between my LLC paperwork and 1099s. They showed me where in TurboTax to enter everything and even explained how to handle the Schedule C filing. Really saved me from making errors on my first year of LLC taxes.

Update for anyone with this same problem: I decided to try taxr.ai after seeing the recommendation here, and it was seriously helpful! Uploaded my LLC paperwork and the 1099s with my personal info, and they confirmed I should file everything under the business section in TurboTax. They explained that since my LLC is taxed as a disregarded entity, the IRS systems will match both my SSN and EIN to my tax return. The analysis even included screenshots of exactly where in TurboTax to enter everything. I was overthinking this whole thing! Filed my return yesterday and the peace of mind was worth it. Going to tell my clients to use my EIN for next year's 1099s though, just to keep things cleaner.

Been there! After struggling with this exact issue and spending HOURS on hold with the IRS trying to get clarification, I discovered Claimyr (https://claimyr.com). They got me connected to an actual IRS agent in about 15 minutes when I'd been trying for days. The IRS agent confirmed that for a single-member LLC taxed as a disregarded entity, it doesn't create filing problems if your 1099s have your SSN instead of EIN. They said to file under the business section in TurboTax and everything will flow correctly to your personal return. If you need official confirmation directly from the IRS, check out this demo of how their callback system works: https://youtu.be/_kiP6q8DX5c. Saved me a ton of time and frustration!

I want to follow up on my skeptical comment earlier. I actually ended up trying Claimyr after continuing to struggle getting through to the IRS myself. I had called 6 times over 3 days and kept getting disconnected after long holds. Surprisingly, it worked exactly as advertised. Got a callback with an IRS agent on the line within about 20 minutes. The agent confirmed everything about my single-member LLC situation - that I should file under the business section in TurboTax even though my 1099s have my personal SSN, and that this is completely normal for a disregarded entity. Honestly, I didn't expect it to work, but it saved me tons of frustration. Just wanted to correct my previous comment since it actually helped resolve the exact issue this thread is about.

For what it's worth, I've been running a single-member LLC for 5 years and always get a mix of 1099s - some with my SSN, some with my EIN. I just enter all of them in the business section of TurboTax and have never had an issue. The clients who've known me longer tend to use my SSN, while newer ones use the EIN. I've been audited once (for an unrelated reason) and they didn't care about this discrepancy at all.

Another thing to consider - if you're planning to build business credit for your LLC, you should definitely have clients use your EIN on future 1099s. It helps establish your business as a separate entity for credit purposes even though it's a disregarded entity for taxes. But for this year's filing with TurboTax, just put everything in the business section regardless of whether the 1099s have your SSN or EIN.

Just wanted to share my experience as someone who went through this exact same situation last year! I was so stressed about the mismatch between my LLC paperwork and my 1099s having my personal info. What really helped me was understanding that as a single-member LLC, you're essentially filing as a sole proprietor for tax purposes - the LLC is just a legal structure that doesn't change how the IRS views your income. So even though it feels weird having mixed identifiers on your 1099s, the IRS systems are designed to handle this. I ended up entering everything in the business section of TurboTax just like you planned, and it worked perfectly. The software automatically flows your business profit to your personal return through Schedule C. One tip: keep good records of which 1099s had which identifier, just in case you ever need to reference it later. But honestly, after going through this once, I realized I was overthinking it way more than necessary. You've got this!

I just went through this exact same situation with my single-member LLC! Like others have mentioned, you're absolutely doing the right thing by entering everything in the business section of TurboTax, even though your 1099s have your personal SSN instead of your EIN. What helped me feel more confident was understanding that the IRS actually expects this kind of mismatch with single-member LLCs. Since your LLC is a "disregarded entity," your business income is ultimately treated as personal income anyway, so whether the 1099s show your SSN or EIN doesn't affect your actual tax liability. I'd definitely recommend asking your clients to use your EIN for next year's 1099s though - not for tax reasons, but for privacy and to help establish your business identity. Most clients are happy to update their records if you send them a clear email with your EIN and business name. Don't stress too much about it - you're handling this correctly and it's way more common than you might think!

I'm going through this exact same situation right now with my first-year LLC! Reading through all these responses has been incredibly helpful - I was definitely overthinking this whole thing and stressing myself out unnecessarily. It's really reassuring to see so many people confirm that entering everything in the business section of TurboTax is the right approach, even when the 1099s have your personal SSN instead of the LLC EIN. The explanation about single-member LLCs being "disregarded entities" for tax purposes makes it all click into place. I'm definitely going to reach out to my clients with my EIN and business name for next year's 1099s - not just for the privacy benefits, but also to start building that business credit history that was mentioned earlier. Thanks everyone for sharing your experiences and taking the stress out of this!