How to report DEO unemployment income on 1040 tax form - FLORIDA

Unemployment benefits get reported on Schedule 1, Line 7 of Form 1040. You'll need to fill out Schedule 1 and attach it to your 1040. The amount from your 1099-G box 1 goes on that line. Then the total from Schedule 1 gets transferred to line 8 of your Form 1040. Don't add it to your W-2 income - they go in different places. Make sure you're looking at the current tax year forms since they change the line numbers sometimes.

BE CAREFUL!! DEO messed up my 1099-G last year and showed I got $2,400 more than I actually received!! Double-check the amount on your 1099-G against your payment history in CONNECT before you file!!! I had to spend MONTHS getting them to issue a corrected form and had to file an amended return. The DEO tax department barely answers their phones!!

Just went through this last month. Besides putting it on Schedule 1, remember that Florida unemployment is subject to FEDERAL taxes but not state taxes (since FL doesn't have income tax). If you didn't have taxes withheld from your unemployment payments, you might end up owing money. Check box 4 on your 1099-G to see if any federal tax was withheld from your benefits.

i just use turbotax and it asks about unemployment and i just type in the numbers from the 1099g form. way easier than trying to figure out all the forms yourself tbh

I had the same problem last year trying to get through to DEO about tax questions. Could NOT get past the automated system. Finally used Claimyr to connect with an actual DEO agent (claimyr.com) and they have a video showing how it works: https://youtu.be/UzW_hbUy-ss?si=zORd51jeq1GX5Ldj. Got through to a real person in about 20 minutes instead of spending days calling. The agent was able to explain why my 1099-G amount didn't match what I thought I received (some payments were from the previous tax year).

Don't forget that if you received unemployment in 2025, you don't get the tax break that they gave during the pandemic years. Back in 2020-2021, the first $10,200 of unemployment was tax-free under the American Rescue Plan, but that expired. Now 100% of your unemployment is taxable at the federal level.

this is why our system is so messed up!!! regular working ppl get laid off, then get taxed on their unemployment while billionaires pay nothing! and florida deo makes everything 10x harder with their broken website and impossible customer service. the whole system is designed to confuse us!!

To answer your second question - you don't need to mail in the actual 1099-G form with your tax return. The IRS already gets a copy directly. You just need to report the amount on Schedule 1. But definitely keep your 1099-G with your tax records for at least 3 years in case of an audit.

My brother got audited cuz he forgot to put his unemployment on his taxes last year so definitely don't skip it