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Zoe Christodoulou

What has the highest unemployment rate right now and how does it affect California EDD claims?

So I've been trying to wrap my head around this whole unemployment situation and I keep going down rabbit holes reading about which industries and regions have the highest unemployment rates. I got laid off from my construction job about 6 weeks ago and filed with California EDD pretty quickly after. My claim got approved but now I'm wondering - does it matter that construction tends to have higher seasonal unemployment? Like does California EDD treat claims differently based on your industry? I reported everything correctly when I filed, listed my last employer, my wages, all of it. But I keep seeing news about which sectors have the highest unemployment and I'm genuinely curious if that plays into how EDD handles your claim or your benefit amount. Anyone have experience with this? Also my weekly benefit amount feels lower than I expected given what I was making.

Great question actually. To answer the industry part - California EDD doesn't really penalize or reward you based on which industry has the highest unemployment. Your weekly benefit amount (WBA) is calculated from your base period wages, specifically the highest earning quarter during your base period. So if construction was your highest-paying quarter, that's what drives your benefit amount. The industry unemployment rate doesn't factor into your individual WBA calculation at all.

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Ok that actually clears up a lot. So it's purely based on what I earned, not what the broader construction unemployment situation looks like?

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yep thats exactly right. been through this twice now with edd and both times they just looked at my pay stubs basically. industry doesnt matter

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This is correct. The base period calculation uses the first four of the last five completed calendar quarters before you filed. The quarter with your highest wages determines the benefit amount. California EDD uses a formula where your WBA is roughly 60-70% of your weekly earnings up to the maximum allowed amount.

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Honestly I think what you're really asking is whether your benefit amount can be adjusted or reconsidered. Short answer - not based on industry trends. BUT if you think your wages were miscalculated, you can absolutely request a wage audit. I did this and found out my employer had underreported one quarter. Got my WBA bumped up after that.

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Wait how do you request a wage audit? I had some overtime that might not have been captured correctly.

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You can call EDD directly or submit a written request through UI Online asking them to review your base period wages. You'll want to have your pay stubs ready to compare against what EDD has on file. The tricky part is actually getting someone on the phone to initiate it.

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getting someone on the phone at EDD lmaooo good luck with that one

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Since you mentioned having trouble understanding your benefit amount and possibly needing to talk to someone at EDD about it - I was in a similar spot a few months back trying to get my WBA reviewed. Spent literally two weeks trying to get through on the phone. Someone on a thread like this mentioned Claimyr (claimyr.com) and I was skeptical but tried it. They basically navigate the EDD phone queue for you and connect you when an agent is available. Saved me hours of redial hell. There's a video showing how it works at https://youtu.be/JmuwXR7HA10 if you want to see what it actually does before trying it.

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I've heard EDD phone lines are brutal. Is this actually legit? Doesn't require anything weird does it?

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Nothing weird about it - just helps you get through the queue. Completely straightforward. I talked to an actual EDD agent within the same day which felt like a miracle honestly.

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I used something similar a while back. The EDD phone system is designed to frustrate people into giving up I swear. Anything that helps you actually reach a human is worth knowing about.

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ok so the highest unemployment industries in california right now are construction, hospitality, and some parts of retail. not that it helps your claim but just fyi since you asked. i work in hospitality and got laid off last year and my edd experience was pretty normal filing wise

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Yeah construction has always been boom and bust. My foreman said half the crew got notices the same week I did.

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Hospitality here too. Filed last spring. The whole process felt identical to what people from other industries described online. EDD really does treat everyone the same in terms of process even if some industries have way more volume of claims at certain times of year.

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To add some context on the broader question: California historically sees elevated unemployment in agricultural regions like the Central Valley, and construction tends to spike in winter months. However from an individual claimant perspective, what matters most to your California EDD claim is: 1) your base period wages, 2) your reason for separation, 3) whether you're able and available for work, and 4) your ongoing weekly certifications. The macro unemployment picture doesn't change those individual factors.

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The separation reason - does construction layoff vs seasonal slowdown matter? My employer said budget cuts but it's also just slower in winter.

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Good question. Layoff due to lack of work is straightforward - you're eligible. Purely seasonal work can sometimes be trickier depending on whether your position was defined as seasonal from the start. If your employer issued a standard layoff notice for budget reasons that's the cleaner situation for EDD eligibility purposes.

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i got tripped up on this exact thing two years ago. they asked a ton of questions about whether my work was seasonal or permanent. ended up fine but went to adjudication for a while which was nerve wracking

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UGHH this thread is bringing back memories. I filed when the tech layoffs were massive last year and EDD was absolutely SLAMMED. Processing times were insane. When one sector has the highest unemployment spike everyone files at once and EDD just cannot handle the volume. My adjudication took 8 weeks because so many people from the same company filed simultaneously. The system is not built for surge capacity AT ALL.

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8 weeks in adjudication sounds terrifying. What was the issue they were investigating?

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Nothing on my end - it was purely because EDD was overwhelmed with the volume. When my employer laid off 200+ people all at once EDD apparently had to verify the mass layoff situation. Once they cleared it claims started processing. But those 8 weeks with no money coming in were brutal.

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Mass layoffs do create this exact backlog. EDD has protocols for mass separation events but the staffing just isn't there to handle sudden surges. It's a known systemic problem.

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yeah when my company did layoffs they filed a WARN Act notice which i guess is supposed to give EDD advance notice. not sure if it actually helped speed things up for us or not

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For the weekly benefit amount question you had - the maximum WBA in California for 2025 is around $450 per week for regular UI, but your actual amount depends entirely on your highest base period quarter. If you were making good construction wages with overtime you should be close to the max. If it feels low, definitely worth checking your Notice of Computation that EDD sent when your claim was established. It shows exactly which wages they used and from which quarters.

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I got that notice but honestly didn't fully understand it. It listed four quarters and percentages. Should I be comparing those numbers to my actual W2s?

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Exactly - compare the quarterly wages EDD shows to your actual pay stubs or W2 for those same quarters. Any discrepancy could mean your employer reported wages incorrectly or EDD has an error. If you find a gap that's when requesting a wage audit makes sense.

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my notice of computation had one quarter completely missing. employer had delayed filing payroll taxes and it wasn't in EDD's system yet. took a while to fix but they did correct it

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Kind of off topic but your question about highest unemployment made me think about my situation - I've been unemployed before in three different industries and honestly the California EDD process felt the same each time. The only time industry mattered was when I was in entertainment and had to deal with the SDI office crossover stuff. That was a whole different beast. For regular UI though same process regardless of sector.

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Entertainment industry unemployment sounds complicated - I've heard something about union-specific rules?

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Yeah there's a whole different set of rules for entertainment industry workers through EDD's special entertainment unit. Intermittent work, guild minimums, all that. For construction you're in the simpler standard UI bucket which is probably better honestly.

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Just want to flag something that might affect your claim - construction work often involves prevailing wage jobs and certified payroll. Make sure whatever wages EDD has on file match your certified payroll records if any of your projects were public works. I had a discrepancy from a public works job where the prevailing wage rate wasn't properly reported and it initially lowered my WBA.

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Oh interesting - yes I had some public works projects last year. I'll need to dig out those certified payroll records.

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Definitely worth checking. Prevailing wage is higher than standard wage in construction and if it wasn't reported correctly to EDD your base period calculation could be understating your actual earnings. A call to EDD to flag this would be the move.

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This is a really specific and useful point. Certified payroll wage discrepancies are way more common than people realize in construction UI claims.

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Trying to get EDD on the phone about any of this wage calculation stuff is a whole journey btw. I spent three mornings in a row getting the automated system just to hang up on me. Eventually used Claimyr and got connected to an actual agent who pulled up my file while I was on the phone. Made the whole wage review conversation possible in one call instead of weeks of trying. claimyr.com for anyone hitting that wall.

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The automated hangup thing seems like a universal EDD experience based on this thread lol

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It's genuinely absurd. The system just disconnects you after a certain number of callers are queued. No warning, no callback option offered, just gone. Tools that get you past that point are worth knowing about especially when you have a specific issue like a wage discrepancy that actually requires talking to someone.

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i called 47 times over two days once. not exaggerating. 47 times before getting through. the edd phone system is the most demoralizing thing ive ever dealt with

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Going back to the adjudication thing someone mentioned - if you had your claim approved already you're in a better spot than a lot of people. Once approved and doing your weekly certifications just make sure your job search activities are logged. California requires you to search for work unless you're on standby status or have a union hiring hall exemption. Construction union members sometimes qualify for the union hiring hall exemption which means you don't have to do the standard three job search activities per week.

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I'm not in a union so I assume I need to do the three job search activities per week. Is there a specific way to log those?

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You log them during your weekly certification on UI Online. When it asks about job search you enter the employer name, contact method, and date for each activity. Keep your own records too - if EDD ever audits your job search you'll want documentation beyond just what's in the system.

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To add to this - acceptable job search activities include submitting applications, attending job fairs, networking contacts with employers, and career center visits. Make sure you're logging actual employer contacts not just browsing job boards.

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The question about highest unemployment is actually interesting from a policy standpoint. When unemployment spikes in specific industries California sometimes implements emergency measures or extended benefit programs. We had that during the 2008 recession and COVID era. Right now we're in a standard benefits environment so no special programs, just regular UI with a maximum of 26 weeks. After 26 weeks you're done unless Congress authorizes federal extended benefits which requires national unemployment to hit certain thresholds.

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26 weeks - ok that gives me a clearer picture of my runway. I'm actively looking but construction is slow right now so good to know there's no extensions available.

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Correct. Plan around 26 weeks as your horizon. Use CalJOBS as your job search platform since it integrates with EDD. Some employers post exclusively there for certain construction trades and it also satisfies your job search requirements automatically when you apply through it.

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CalJOBS integration is real - applications submitted through CalJOBS count toward your weekly job search requirements automatically which is one less thing to manually enter in your certification

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one thing nobody mentioned - if construction picks back up and your employer calls you back, if it's partial work (less than full time) you can still claim partial UI benefits. you report your wages during your weekly cert and EDD uses the earnings disregard formula to calculate reduced benefits. a lot of construction guys don't know you can still collect partial UI while working part time

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I did not know that. So if they call me back for 2 days a week I could still claim partial UI?

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yes exactly. you report the gross wages you earned that week (not when you get paid but when you earned it) and EDD calculates partial benefits. it reduces your WBA but you still get something plus your wages so total income can actually be more than UI alone

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The earnings disregard in California is 25% of your WBA. So the first 25% of what you earn in a week doesn't reduce your benefits at all. After that it's dollar for dollar. Partial UI is genuinely useful for exactly the situation you're describing - intermittent construction work while you're searching for something steady.

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nobody talks about how stressful it is waiting for that first payment when you just filed. i remember refreshing my UI Online account constantly. it took me 3 weeks to get my first payment and i had no idea if something was wrong or if it was normal

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Yes this is exactly my anxiety right now even though my claim is approved. Just waiting on the cadence to feel normal.

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it does become routine eventually. once you get past the first few certifications it just becomes part of your week. the first month is the hardest not knowing what to expect

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Standard timeline after approval is your first payment typically arrives within 2-3 weeks of your first certification. If it's been longer than 3 weeks from your approved certification with no payment showing as pending, that's when it's worth calling EDD to check. Sometimes there's a hold that didn't generate a notice.

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lol at people thinking they can just call EDD. my record is 6 hours on hold before getting disconnected. SIX HOURS. i had the phone on speaker doing other stuff and still got cut off. the whole system is broken and they know it and nothing changes

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The 6 hour disconnect is a classic EDD experience unfortunately. I've been there. That's specifically why I ended up using Claimyr - I couldn't keep losing entire days to hold music. https://youtu.be/JmuwXR7HA10 shows how it works if anyone is curious. It's not magic but it's way better than the manual redial nightmare.

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ok I've heard about this claimyr thing a few times now on various edd threads. might actually have to try it. my current approach of screaming at my phone is not effective

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It actually works. I was as skeptical as you. Check claimyr.com and watch the video. The fact that it connects you to a real agent is the whole point - once you're actually talking to EDD most issues get resolved pretty quickly. It's just getting to that point that's impossible with the standard phone system.

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went through a similar situation when i got laid off from a construction adjacent job (commercial HVAC). the industry specific stuff was confusing me too. in the end edd just cared about my wages and my reason for separation. everything else was noise. focus on your weekly certs and your job search log and you should be fine

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This is reassuring honestly. I've been overthinking the industry angle when it sounds like EDD really just cares about the basics.

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exactly. the system is frustrating but it's also kind of simple once you understand what it actually looks at. keep certifying on time, do your job search, report any earnings. that's really the whole game

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One final practical note on the wage issue since that seemed to be a real concern - if you do find discrepancies between EDD's base period wages and your actual earnings, document everything before calling. Have your pay stubs, W2s, and the Notice of Computation side by side. When you get an EDD agent (however you manage to reach one) you want to be able to clearly state the discrepancy amount and which quarter it's in. Agents can pull up your file and initiate a wage audit on the spot if you're prepared. An unprepared call usually results in them mailing you a form which just adds weeks to the process.

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This is exactly the kind of practical prep advice I needed. I'm going to pull all my records this weekend and do a proper comparison before I attempt to call.

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Being organized going into the call makes such a difference. I've called EDD twice - one time totally prepared and it was resolved in one call, one time flying by the seat of my pants and it turned into a three week back and forth. Prepare first.

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Also note that if there's a wage discrepancy you have the right to request a wage audit in writing through UI Online under the Contact EDD option. Sometimes the written route actually moves faster than waiting for a phone call depending on current EDD staffing levels.

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