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EDD unemployment during school break with second full-time job - still eligible?

So I've been working for a local school district for the past 3 years and always collect unemployment during summer breaks. This year is different because I had to take on a second full-time job (medical billing) to make ends meet since I'm the only income provider for my family. Both are legitimate W2 jobs, both 40 hours per week (school job during day, medical billing evenings/weekends). My question is - can I still apply for unemployment for the school break period? In previous summers I automatically qualified and got benefits, but I'm worried that having this second job will disqualify me completely. I really depend on that summer unemployment to cover my bills since the school district doesn't offer summer pay. Anyone been in a similar situation or know if EDD considers income from other jobs when determining eligibility for school employee summer claims?

Ryder Ross

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Unfortunately, having another full-time job will definitely disqualify you from receiving unemployment benefits during your school break. Unemployment is only available to people who are totally or partially unemployed - and working 40 hours at your medical billing job means you're fully employed according to EDD standards. The basic requirement for UI is that you're able and available for work, but not employed full-time. Since you already have full-time work, you wouldn't meet the eligibility criteria.

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Kyle Wallace

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Thanks for the quick response. That's what I was afraid of... I guess it makes sense, but it's going to be really tough financially. Do you know if I could reduce my hours at the medical billing job temporarily during summer and maybe qualify for partial unemployment?

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Gianni Serpent

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wait can't u just not tell them about the other job?? i mean if ur already approved from before maybe the system just automatically does it again?

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Henry Delgado

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This is extremely bad advice and could result in serious consequences. When you certify for UI benefits, you must report ALL employment and earnings. Failing to report income or employment is fraud and can result in penalties, having to repay all benefits with added penalties, and even criminal prosecution. EDD regularly cross-references employment records with tax information, so they will find out about both jobs.

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Olivia Kay

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I was a substitute teacher with a weekend retail job, and EDD considers your total employment situation. When you certify each week, you have to report ALL work and earnings. The system will automatically calculate if you're eligible for partial benefits based on your total income, but with 40 hours at another job, you'll almost certainly get $0 in benefits because you're considered fully employed.

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Kyle Wallace

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That makes it clear - thanks for sharing your experience. Sounds like I need to adjust my summer budget plans since unemployment won't be an option this year.

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Joshua Hellan

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The other commenters are right that full-time work disqualifies you, but let me add that school employees have special rules anyway. Many school employees are specifically excluded from summer unemployment benefits if they have "reasonable assurance" of returning in the fall. The district might have been designating you as not having this assurance before, which is why you qualified previously. It's worth checking exactly how your employment was classified that allowed you to collect in previous summers.

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Kyle Wallace

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That's interesting - I didn't know about the "reasonable assurance" thing. I'm a classroom aide, not a teacher, and I sign a new contract each school year. My district HR always told us we qualify for summer unemployment, and I've never had issues in the past. But I guess the second job makes that whole question moot now anyway.

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Jibriel Kohn

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THIS IS EXACTLY THE PROBLEM WITH THE SYSTEM!!! People who are working TWO FULL TIME JOBS just to survive can't get help when one job temporarily stops. The whole thing is rigged against working people. I had a similar situation last year and even though I was making less money during summer, EDD didn't care. They only look at HOURS not how much you actually NEED the money!!!! So frustrating.

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Edison Estevez

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yep the system is broken for sure. my cousin works at amazon and his hours got cut but not enough to qualify for anything from EDD even though his check was way smaller

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Henry Delgado

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To add some clarity: unemployment insurance is designed specifically for people who are unemployed or working reduced hours through no fault of their own. Since you have another full-time job (40 hours), you technically have full employment, even though your income might be reduced without the school job. If you're really struggling with the reduced summer income, you might want to look into: 1. Asking your medical billing employer if you can temporarily increase hours during summer 2. Checking if your school district has any summer programs or positions you could apply for 3. Looking into emergency assistance programs if you're facing hardship But unfortunately, UI benefits won't be an option with another full-time job.

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Kyle Wallace

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Thank you for the suggestions. I'll definitely look into summer school programs - I know they hire some aides for summer school. I was just hoping to avoid working seven days a week all summer, but it might be the only option to keep up with bills.

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i had kinda the same thing happen but different jobs. i worked retail and uber on weekends and when i got laid off from retail they counted my uber earnings against my weekly benefit. i still got SOME money but way less than the full amount. if ur working 40 hours tho they probably wont give u anything sry :

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Kyle Wallace

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Thanks for sharing your experience. Yeah, sounds like I'm out of luck with the full 40 hours at the other job.

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Olivia Kay

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If you need to speak with EDD directly about your specific situation, I'd recommend using Claimyr. I was dealing with a complicated situation last month and couldn't get through to EDD for days. Claimyr helped me connect with an EDD rep in about 20 minutes. You can see how it works in their video demo: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Their website is claimyr.com - it saved me hours of frustration and redial attempts. The rep I spoke with was able to explain exactly how my particular employment situation affected my claim.

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Kyle Wallace

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Thank you for the tip! I'll check it out if I decide to apply anyway and need clarification on how they'll handle my specific situation.

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Gianni Serpent

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does that claimyr thing actually work?? i tried calling edd like 50 times last month lol

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Joshua Hellan

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One thing that hasn't been mentioned is that you should check when your benefit year ends. If you had an active claim from last summer, it might still be open, and you'll need to report your current employment situation regardless. If you simply don't certify, your claim will just sit dormant, but it's always better to make sure everything is properly reported to avoid any issues down the road.

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Kyle Wallace

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That's a good point! I think my benefit year from last summer would have ended already, but I should double check to make sure everything is clear in the system. I definitely don't want any complications or overpayment issues.

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Edison Estevez

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my mom works for school district and they have this thing called "reasonable assurance letter" that means your coming back next fall so you cant get unemployment during summer but maybe since ur job is different?

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Henry Delgado

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You're exactly right about reasonable assurance letters. However, different types of school employees are treated differently. Certificated staff (teachers) generally can't get summer benefits with reasonable assurance, but some classified employees (like aides, cafeteria workers, or bus drivers) sometimes can, depending on their specific employment terms. But again, in this case, the second full-time job makes this distinction irrelevant since they'll be considered fully employed regardless.

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