EDD says 'all benefits payable' used up but my benefit year isn't over - any options?
So frustrated right now! Just logged into my UI Online account and got hit with 'You have received all benefits payable to you at this time. You cannot file another California Unemployment Insurance claim until your current benefit year ends.' But my benefit year doesn't end until October 2025! I thought I had 26 weeks of benefits, but I've only collected about 14 weeks worth. I was laid off from my accounting job in March and really need these payments to cover rent. Has anyone else run into this message? Is there anything I can do, or am I just out of luck until October? My rent is $2,600 and I don't know how I'll manage without these payments. Should I call EDD or is this message basically final?
20 comments
Join the conversation
Asher Levin
That message usually means you've exhausted your regular UI claim balance, not that your benefit year is over. Your benefit amount is calculated based on your earnings during your base period, and sometimes it doesn't equal a full 26 weeks. Check your claim summary in UI Online - it should show your maximum benefit amount and how much you've already received. If they match, then you've used all available benefits even though your benefit year isn't over yet.
0 coins
Haley Stokes
•Thanks for explaining! I just checked my claim summary and you're right - my maximum benefit amount was $8,450 and I've received exactly that amount over 14 weeks. I had no idea the full 26 weeks wasn't guaranteed. This is so stressful.
0 coins
Serene Snow
THIS IS SUCH BS!!!! I got the same message last year and EDD did NOTHING to help. They don't care if you can't pay your bills. My benefit year had 4 months left but they said I used all my money. I called like 57 times and nobody could help. The system is DESIGNED to screw people over!!!!!
0 coins
Issac Nightingale
•same here... EDD just leaves u hanging when u need help the most 😓
0 coins
Romeo Barrett
You might qualify for a Fed-Ed extension if your state is in a period of high unemployment, or you could check if you're eligible for PUA if you have any covid-related reasons for unemployment. Also, sometimes people can get approved for state disability if they have medical conditions.
0 coins
Asher Levin
•This information isn't accurate anymore. Fed-Ed and PUA were temporary programs during the pandemic that ended years ago. There are currently no federal extension programs available in California. The only programs currently available are regular UI, State Disability Insurance (SDI), and Paid Family Leave (PFL), but each has different eligibility requirements.
0 coins
Marina Hendrix
Actually, you should double-check your original award letter. It shows your total claim amount and weekly benefit amount. Just divide the total by your weekly to see how many weeks you actually qualified for. Not everyone gets the full 26 weeks - it depends on your base period earnings. If your income was lower or inconsistent in your base period quarters, you might qualify for fewer weeks.
0 coins
Haley Stokes
•You're right - I just found my award letter. My weekly benefit was $650 and maximum amount was $8,450, so that works out to 13 weeks (and part of a 14th). I mistakenly thought everyone automatically got 26 weeks. Guess I'm out of luck.
0 coins
Justin Trejo
had this happen 2me back in feb... try calling them maybe theres some mistake? good luck getting thru tho lol
0 coins
Alana Willis
Check if you're eligible for CalFresh (food stamps) or rent assistance programs through your county. When my UI ran out, I applied for CalFresh and got approved for $275/month which helped a lot. Also look into local food banks and other community resources while you're job searching.
0 coins
Haley Stokes
•Thanks for the suggestion. I'll definitely look into CalFresh. Every little bit helps right now.
0 coins
Issac Nightingale
try calling edd maybe there's a mistake?? i thought everyone gets 26 weeks too
0 coins
Marina Hendrix
•It's not a mistake - the number of weeks depends on your total claim amount, which is calculated based on your highest quarter earnings during your base period. The maximum is 26 weeks, but many people qualify for less. It's all explained in the UI handbook, though admittedly not very clearly.
0 coins
Romeo Barrett
I had to call EDD about a similar issue back in January. After trying for days and getting the dreaded "we're receiving more calls than we can answer" message, I finally used a service called Claimyr that got me through to an EDD rep in about 22 minutes. It cost money but honestly saved me days of frustration. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km
0 coins
Haley Stokes
•Thanks for sharing this. Even though it sounds like there's no mistake with my claim based on what others are saying, I might still try to call just to see if there are any other programs I might qualify for. I'll check out that service if I can't get through on my own.
0 coins
Asher Levin
Since your regular UI benefits are exhausted, here are some options to consider: 1. Continue your job search - register with CalJOBS if you haven't already 2. Check eligibility for CalFresh and CalWORKs through your county's social services department 3. Apply for rent assistance programs in your area 4. If you have any medical conditions affecting your ability to work, consider applying for State Disability Insurance 5. Contact 211 for information about additional local resources You cannot file a new UI claim until your benefit year ends in October, unless you've earned sufficient new wages since filing your original claim.
0 coins
Serene Snow
•CalJOBS is a JOKE. I registered there for 3 months and got ZERO interviews. Total waste of time!!!
0 coins
Haley Stokes
•Thank you for these practical suggestions. I'm already registered with CalJOBS but haven't had much luck yet. I'll definitely look into CalFresh and the other resources you mentioned. Really appreciate the help during this stressful time.
0 coins
Justin Trejo
my friend had this happen and found out he qualified for training extension benefits cuz he enrolled in some tech program... maybe look into that?
0 coins
Marina Hendrix
•That's the California Training Benefits (CTB) program. It allows you to maintain eligibility for benefits while in approved training, but it doesn't actually extend your maximum benefit amount. It's helpful if you have benefits remaining and want to attend school/training without having to look for work, but it doesn't provide additional funds beyond your claim maximum.
0 coins