Exhausted EDD benefits but can't file new claim until January 2025 - any alternatives?
I'm seriously stressing out right now. I just used up all my unemployment benefits last week and when I called EDD, they told me I can't file a new claim until January 2025 (something about my benefit year and quarters). I've been applying for jobs like crazy but the market in my field (hospitality management) is completely dead right now. Bills are piling up and my landlord isn't exactly the understanding type. Does anyone know if there are any extensions, programs, or alternatives available when you've maxed out your regular UI in California? Maybe some kind of hardship program or emergency assistance I could apply for while I keep job hunting? Any advice would seriously help because I'm about 3 weeks away from not being able to make rent.
20 comments
NightOwl42
Been there last year. When your benefit year ends, that's pretty much it with EDD. Have you applied for CalFresh (food stamps)? That at least helps with groceries. Also try calling 211 - they can connect you with local emergency rental assistance programs. I know some counties still have COVID relief funds they're distributing.
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Dylan Hughes
•Thanks for the suggestions. I'll definitely apply for CalFresh tomorrow. Did you end up finding something that helped you bridge the gap until you could file again?
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Sofia Rodriguez
sucks man. system is rigged!!!! i went thru this in 2023 and had to move back w/ my parents at 34 which was HUMILIATING. try gig work like doordash while u look for real jobs, its wat i did
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Dmitry Ivanov
When you exhaust regular UI benefits, there are a few options to explore: 1. Apply for State Disability Insurance (SDI) if you have a medical condition that prevents work 2. Check eligibility for CalWORKs if you have dependent children 3. Apply for General Assistance/Relief through your county social services 4. Contact your local Workforce Development Board for job training programs 5. Apply for CalFresh and Medi-Cal to reduce food and healthcare costs Unfortunately, the extension programs that existed during COVID (like PUA, PEUC, FED-ED) are no longer available. Your benefit year calculation is based on a specific time period, and January 2025 likely marks when you'll have enough new qualifying wages to establish a new claim.
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Dylan Hughes
•Thanks for the detailed information. I don't have kids so CalWORKs is out, and I'm healthy so can't do SDI. I'll look into the General Assistance option - didn't even know that existed. Do you know if there's a waiting period for that or if it pays enough to help with rent?
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Ava Thompson
My cousin just dealt with this and she said you can call and ask for a hardship review. If your income is below poverty level they have some kind of extension program. Not sure what its called tho
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Dmitry Ivanov
•I believe you're thinking of the Training Extension (TE) or California Training Benefits (CTB) program, but those require enrollment in an approved training/education program. There isn't a general hardship extension for UI in California based solely on financial need after regular benefits are exhausted. Federal extensions ended in 2021.
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Miguel Herrera
Try getting through to an EDD specialist before giving up. When I exhausted my benefits last year, a rep helped me identify some weeks I hadn't certified for properly and I got backpay. Worth checking if you have any weeks like that! Good luck reaching them though - took me 4 days of constant calling.
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Zainab Ali
•If you're having trouble reaching EDD, I recently used a service called Claimyr (claimyr.com) that got me connected with an agent in about 20 minutes after spending days trying on my own. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. It was worth it to actually speak with someone who could review my specific situation and find solutions I didn't know existed.
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Connor Murphy
When I was in your situation in late 2023, I found temporary relief through these options: 1. County-level rental assistance programs - they exist but have waiting lists 2. Utility assistance through LIHEAP (Low Income Home Energy Assistance Program) 3. Local food banks - many offer more than just food now 4. Religious organizations sometimes offer emergency rental grants 5. Community Action Agencies in your area For immediate income, consider temporary staffing agencies. They're not ideal but can provide stopgap employment while you search for something permanent in your field. Hospitality does have seasonal upticks, so perhaps focus on upcoming holiday positions that might utilize your management experience.
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Dylan Hughes
•Thank you so much for these concrete suggestions. I hadn't thought about LIHEAP or Community Action Agencies. I've been so focused on the job hunt that I haven't fully explored all the assistance options. I'll definitely look into temp agencies too - at this point I need something, anything to keep afloat until January.
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Sofia Rodriguez
anybody know if unemployment counts the benefit year from when u APPLY or when u GET APPROVED??? i applied in april but didnt get $$$ till june so idk when my year actually ends
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Dmitry Ivanov
•Your benefit year begins the Sunday of the week you file your UI claim and lasts for 52 weeks. The approval date doesn't affect this timeframe. If you applied in April 2024, your benefit year would end in April 2025, regardless of when payments started.
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NightOwl42
I was just reading an article that said California might be bringing back some kind of extended benefits program next year because of rising unemployment rates. Something about a trigger based on state unemployment percentage. Anyone heard about this? Could help the original poster if the timing works out.
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Dmitry Ivanov
•You're referring to FED-ED, which can trigger on if California's unemployment rate reaches certain thresholds. However, this is automatically determined by economic conditions and hasn't been activated recently. It's not a guaranteed program and depends on statewide unemployment statistics reaching specific levels defined in federal law. I wouldn't count on this as a reliable solution for immediate needs.
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Ava Thompson
My bf had this happen and he filed for unemployment in Nevada where his company also had offices and it worked! Do u work for a company that has locations in other states? Worth trying maybe
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Connor Murphy
•This advice could potentially lead to problems. UI claims should only be filed in states where you actually performed work. Filing in a state where you didn't work can be considered fraud and result in penalties, including having to repay benefits with added penalties. Multi-state claims have very specific rules about which state should receive the application based on where the work was performed.
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Yara Nassar
This is why I ALWAYS tell people to save part of their unemployment payments!!! You know the system is broken but nobody ever plans ahead. Sorry if that sounds harsh but this happens to literally everyone when their benefits run out.
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Dylan Hughes
•Thanks for the lecture, but my weekly benefit amount barely covered my rent, let alone utilities and food. Not everyone has the luxury of saving when they're on unemployment. I was hoping for actual helpful advice, not judgment.
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Connor Murphy
•Not everyone's financial situation allows for saving while on UI. The maximum weekly benefit in California ($450) is below the poverty line in many counties when you consider the cost of housing. Let's focus on providing constructive assistance rather than retroactive advice that can't help the current situation.
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