ESD regular benefits exhausted - any alternatives after UI runs out in 2025?
So I've been collecting unemployment since January and I'm starting to panic as my benefit year calculation shows I'll exhaust my regular UI benefits in about 5 weeks. I've been applying for jobs like crazy (way more than the required 3 activities per week), but my industry (healthcare admin) seems flooded with applicants right now. I know during COVID there were extensions, but I checked the ESD website and it looks like those pandemic programs ended years ago. Is there ANYTHING I can do when my regular benefits run out? Are there any programs or extensions available in 2025? Or am I just completely screwed once I hit my maximum benefit amount? Really getting desperate here as I have rent and car payments due.
22 comments
Dylan Hughes
Unfortunately, you're right that the pandemic-era extensions like PEUC no longer exist. Once you exhaust your regular UI benefits, there are a few options to consider: 1. If there's high unemployment in Washington (which currently there isn't), Extended Benefits (EB) might become available, but that's not active right now 2. Apply for WorkFirst/TANF if you have dependent children 3. Look into other assistance programs like Basic Food (SNAP), Housing Essential Needs (HEN), or the Washington Utility Assistance Program 4. Connect with your local WorkSource office - they can help with job search resources and might know about industry-specific programs The most important thing is to keep filing your weekly claims even after benefits exhaust, just in case any extensions become available later. This keeps your claim active.
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Fatima Al-Sayed
•Thank you for this info. It's pretty devastating to hear there's no safety net after my benefits run out. I don't have kids so TANF isn't an option. I'll look into SNAP and the utility program though. Do you know if I need to wait until my benefits are completely exhausted before applying for those other assistance programs? And if EB gets triggered later, would I automatically qualify since I kept filing claims?
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NightOwl42
check ur monetary determination letter. it should show ur weekly benefit amount and the total u can get. sometimes people think theyre out when they still have benefits left. just saying maybe double check how much you got left
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Fatima Al-Sayed
•I've been keeping careful track. The determination letter shows my weekly benefit amount is $844 and my maximum benefit amount is $21,944. I've collected for 21 weeks at this point so that means I have about 5 weeks left ($4,220). I wish I was wrong about this :
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Sofia Rodriguez
I went thru this last year. When my regular UI ran out it was TERRIFYING. Have you tried reaching ESD directly to ask about options? I spent 3 days trying to get thru on the phone with no luck, always got the "high call volume" message and disconnected. So frustrating!! Finally I used this service called Claimyr (claimyr.com) and it got me connected to an actual ESD agent in like 20 minutes. They have a video showing how it works: https://youtu.be/7DieNd3C7zQ?si=26TzE_zGms-DODN3 The agent I talked to explained all my options after UI exhaustion. Turns out there were some resources I didn't know about. Totally worth getting actual info instead of panicking based on what I found online!
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Dmitry Ivanov
•I think this Claimyr thing is a ripoff. Why should we have to PAY to talk to ESD when our taxes already fund them??? The whole unemployment system is broken by design to make it hard to get help. I bet half the ESD phone staff aren't even at their desks most of the day while we sit on hold for hours. RIDICULOUS!
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Fatima Al-Sayed
•Thanks for the suggestion. Did the ESD agent tell you about any specific programs that were available after your benefits exhausted? I'm desperate enough at this point that I'd try anything to get through to a real person.
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Ava Thompson
Here's what I recommend based on my experience as someone who exhausted benefits last year: 1. Connect with WorkSource IMMEDIATELY - don't wait until benefits exhaust. They offer specialized job search assistance including skills assessments, resume help, and sometimes direct connections to employers. You might qualify for retraining programs even before your UI runs out. 2. If you have any type of disability (even temporary), apply for HEN (Housing Essential Needs). It's designed specifically for people who cannot work due to physical/mental health issues. 3. Apply for Basic Food benefits before your UI exhausts - you might qualify for partial benefits now, and full benefits once UI ends. 4. Update your resume to focus on transferable skills rather than just healthcare admin. With the right resume approach, you can pivot to adjacent industries. 5. If you have consistent work history, consider applying for state jobs - they often prioritize experienced admins from other sectors. Most importantly: don't wait until the last week of benefits to explore these options. Start now.
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Fatima Al-Sayed
•This is honestly the most helpful answer, thank you. I haven't been to WorkSource yet because their website was confusing about which office to go to. Is it better to just show up in person rather than try to figure it out online? And I didn't know about HEN - I do have some anxiety/depression issues that are documented by my doctor, would that potentially qualify?
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Miguel Herrera
omg i feel ur pain!!! i ran out of ui last summer and it was like falling off a cliff. worst part is how ESD doesn't even tell u clearly what happens next. there are NO EXTENSIONS anymore, thats true. i ended up having to move in with my parents which SUCKED at 42 yrs old but beats being homeless i guess lol
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Fatima Al-Sayed
•That's what I'm afraid of...I don't have family nearby who can help. How long were you without income before finding something new?
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Zainab Ali
You should look into Washington's Worker Retraining Program. If you're eligible, they can help pay for additional education/training while you transition to a new career, plus they sometimes have benefits that extend beyond regular UI. I took advantage of this when I hit my maximum benefit amount last year - got certified in project management which opened up a lot more opportunities. The program is run through community colleges but WorkSource can help you get connected.
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Dmitry Ivanov
•Worker Retraining is a joke. I tried to get in and they wanted me to wait months to start, meanwhile offering ZERO help with bills. Plus they only pay for certain approved programs that probably won't even lead to actual jobs. Just more government nonsense that doesn't really help people who need immediate assistance!
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Fatima Al-Sayed
•This is interesting - I would be open to getting some new certifications. How long did the project management program take? And were you able to get any financial support while doing the training? My biggest concern is covering rent and bills while I'm in a program.
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Dylan Hughes
To directly answer your question about other assistance programs: you don't need to wait until your UI benefits are completely exhausted before applying for SNAP, HEN, or utility assistance. In fact, you should apply now so there's no gap in support. Regarding Extended Benefits (EB): if they get triggered later due to rising state unemployment, and you've continued filing weekly claims, you would likely be eligible. But this requires state unemployment to hit specific thresholds, and that hasn't happened recently in Washington. One more suggestion: check if you're eligible for the Trade Adjustment Assistance (TAA) program. This is for workers who lost jobs due to foreign trade impacts and offers extended income support beyond regular UI, plus training opportunities. It's specific to certain industries and situations, but worth investigating if your healthcare admin job was outsourced or affected by international trade.
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Fatima Al-Sayed
•Thank you for the clarification. I'll start applying for those other programs right away. My job wasn't outsourced (the department was eliminated during a merger), so I don't think TAA would apply to me unfortunately. I appreciate all this information though, it helps me feel slightly less terrified about what happens after week 26.
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Sofia Rodriguez
Has anyone mentioned Disaster Unemployment Assistance? If there's been any declared disaster in your area (like those floods east of Seattle earlier this year), you might qualify for DUA after regular benefits end. Worth checking if your county has had any disaster declarations in 2025.
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Dylan Hughes
•This is somewhat misleading. Disaster Unemployment Assistance (DUA) isn't an extension of regular UI benefits. It's a separate program for people who wouldn't normally qualify for regular UI but lost work directly because of a federally-declared disaster. If someone already qualified for and received regular UI, they typically wouldn't be eligible for DUA for the same period of unemployment. It's also only available during the disaster period, not as an ongoing support after UI exhaustion.
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Connor Murphy
What I did when my benefits ran out was pick up gig work while still job hunting in my field. It wasn't ideal but DoorDash, Instacart etc let me make *something* while I kept looking for permanent work. At least it helped with gas money and some bills. The key is to stay flexible - a lot of these gigs let you work whenever you want so you can still go to interviews for real jobs.
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Fatima Al-Sayed
•I've actually been considering this! Did you have any issues with your car insurance when doing delivery gigs? I heard you need special coverage and I'm worried about the cost. But at this point I'm desperate enough to try anything that brings in income.
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Ava Thompson
One final note - make sure to download and save all your ESD documents before your benefit year ends. This includes your monetary determination, all weekly claim confirmations, and any determination letters. If you need to reference anything for future assistance programs or tax purposes, these won't be easily accessible once your benefit year closes out.
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Fatima Al-Sayed
•That's great advice, thank you. I hadn't thought about losing access to those documents. I'll download everything this weekend. I really appreciate everyone's suggestions here - at least I feel a little more prepared now, even though the situation still stinks.
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