EDD pension offset investigation taking 4+ months - still no decision

I went through this last year. The pension offset investigation for me took about 5 months to complete. EDD is seriously backlogged with these special investigations. In my case, they determined that since my pension was from the same employer I was claiming unemployment from, they reduced my weekly benefit amount by about 55% of my prorated weekly pension amount. My advice is to definitely NOT spend that money if you can avoid it. Put it in a separate account. Based on how pension offsets work, if your pension is from the employer who laid you off AND they contributed to that pension (most do), you'll likely face a reduction and subsequent overpayment notice. When they finally made the determination, they sent me a Notice of Overpayment for about $4,200 that I had to pay back. You'll want to be prepared for that possibility.

omg same thing happened to my uncle last winter!!! he waited like 6 months and then got hit with a $7k overpayment that he wasnt expecting... EDD is the WORST about comunicating these things

The pension offset rules are actually pretty straight-forward, but EDD is notoriously slow in processing these investigations. Here's the basic formula they use: 1. If your pension is from the same employer you're claiming UI from AND that employer contributed to the pension, they will reduce your weekly benefit amount. 2. The reduction is calculated using this formula: (Monthly pension ÷ 4.33) × 100% = Weekly reduction amount With your $1,850 monthly pension, the weekly equivalent is about $427, which would likely completely offset your $575 weekly benefit if it's from the same employer who laid you off. That means you'd potentially owe back all the UI benefits you've received. You need to speak with an EDD specialist to check on the status of your investigation. Regular representatives can't help with these special cases.

You should have gotten a determination by now. When I had a pension offset investigation in 2018 they took 2 months tops. Something might be wrong with your claim. Have you checked your UI Online account for any notices or tasks that need completing? Sometimes they need additional info but don't tell you directly.

I've been helping people with EDD claims for years, and these pension offset investigations are unfortunately taking 3-6 months right now. You need to speak with a Tier 2 specialist who can actually check on your investigation status - regular reps can't access those details. If you're having trouble getting through to EDD, I recently discovered a service called Claimyr that connects you directly to an EDD representative, bypassing the wait. I was skeptical but it worked perfectly for me when I needed to resolve an identity verification issue. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km Given the potential overpayment amount at stake here, it might be worth using a service like this to get a definitive answer about your situation instead of waiting indefinitely.

just curious why ur collecting both pension and unemployment? Isnt that kinda double-dipping?

One thing I didn't mention in my earlier reply - after waiting 4 months with no update, I finally contacted my state assembly member's office. They have constituent services staff who can reach out to EDD on your behalf. Two weeks after I did that, I suddenly got my pension offset determination. Might be worth trying if you continue to get no response.

WHATEVER YOU DO, don't spend that money!!!! When they finally do their investigation, they WILL make you pay back every penny if your pension disqualifies you. My neighbor went through this and ended up with a $12,000 overpayment that he couldn't afford to pay back. They can garnish your wages and tax returns if you don't pay it back!!!

After reading through the comments, I think you should take two immediate actions: 1. Try to reach a Tier 2 specialist who can check on your specific investigation 2. Start preparing financially for a likely overpayment notice based on the pension offset rules For what it's worth, you can request a waiver of overpayment if repayment would cause extraordinary hardship AND you reported everything truthfully from the beginning (which it sounds like you did). The form is called DE 1446W. It's not guaranteed to be approved, but it's an option if you truly can't afford to repay.