EDD overpayment notice while submitting new DE-100 hardship waiver - payment required?

You should definitely contact EDD right away. Submitting the DE-100 doesn't automatically stop the collection process. You need to call them and explain you're submitting a hardship waiver, then ask them to note your account and pause collections while they review it. Make sure to get a confirmation number and the name of who you spoke with.

same thing happened to me!!! i owed like $3,400 and they were about to start garnishing my paycheck even tho i filed the hardship form. u gotta call them AND send the form or they just keep the collection going

The overpayment notices are so scary!! Make sure you include ALL your financial documentation with the DE-100. I got denied the first time because I didn't send enough proof of my hardship. Send everything - bills, bank statements, rent, utilities, medical expenses.

After struggling with calling EDD for weeks about my overpayment issue (similar to yours), I finally discovered Claimyr and it was a complete game-changer. The service basically calls EDD for you and gets you in the callback queue without dealing with the busy signals and hangups. I got through to an agent in about 30 minutes after trying for days on my own. You can check out how it works at claimyr.com or watch their demo at https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km - honestly worth it when you're dealing with something time-sensitive like avoiding wage garnishment or penalties.

Speaking from personal experience with EDD overpayments, here's what you need to do: 1. Submit your DE-100 WITH a cover letter explaining you're requesting a collection pause while they review your hardship waiver 2. Call the collections department (not the regular UI line) at 800-676-5737 3. Get written confirmation they've paused collection activities 4. Send everything certified mail with tracking Even though you technically have the right to request a temporary pause during hardship review, EDD systems don't always communicate internally. Don't assume submitting the DE-100 alone will stop the collection timeline. The penalties they can add are significant - up to 30% plus interest in some cases.

THE EDD IS RIDICULOUS!!! I filed a DE-100 TWICE and they still garnished my wages!!! They don't care about hardship - they just want their money back even if it means you can't pay rent!!! The whole system is designed to punish people who are already struggling!!!

Make sure you understand the difference between a regular overpayment and a fraud overpayment. If your notice mentions "false statement" or "willful misrepresentation," that's considered fraud and has different rules for waivers. The DE-100 hardship waiver only applies to non-fraud overpayments. Check your notice carefully to see which type you have, as this affects both potential penalties and your waiver eligibility.

just wondering does anyone know how long it takes them to process the DE-100 form? i sent mine in like 5 weks ago and havent heard anything

Update after using that Claimyr service I mentioned: I got through to EDD in about 25 minutes, and the rep confirmed that submitting the DE-100 is NOT enough to pause collections. They recommended setting up a minimal payment plan ($25/month was the lowest they'd go) while waiting for the hardship waiver decision. This protects you from penalties and keeps your account in good standing. If your waiver gets approved, they'll refund any payments you made. Just wanted to share what I learned!

i wish they explained this stuff clearly on there notices!!! my cousin got his wages garnished 50% cuz he thought filing an appeal stopped everything automatically but it didn't and now hes behind on his car payments

I went through this exact situation last year and learned some hard lessons. Here's what I wish I had known: the 30-day response deadline on your notice means you need to take ACTION, not just submit paperwork. Even though you're filing a DE-100, you should also call EDD immediately to request a temporary collection hold while your hardship waiver is being reviewed. I made the mistake of thinking the DE-100 submission would automatically pause everything, but they continued sending threatening letters and almost started garnishment. Also, keep detailed records of every interaction - dates, times, representative names, confirmation numbers. The system is frustrating but there are people there who will help if you're persistent and follow the right steps. Don't let the fear paralyze you into doing nothing - that's when the penalties really add up.