EDD claim expires right before my layoff - when should I file my new claim?
Hi everyone! I'm in a bit of a weird timing situation with my EDD claim. I just found out my position is being eliminated on October 1st (budget cuts, hooray...), but my current UI claim from last year is set to expire on September 28th. Talk about bad timing, right? I'm confused about when I should file my new claim. Should I wait until literally the last day of my current claim (Sept 28)? Or should I file right after I get my final termination notice but before my actual last day? I don't want to mess anything up or delay getting benefits. Has anyone dealt with a claim expiring right before losing their job? Any advice would be super appreciated!
21 comments
Simon White
You need to wait until your benefit year actually expires before filing a new claim. EDD won't process a new claim until your existing benefit year is completely over, even if you've exhausted all benefits. In your situation, you should file your new claim on or after September 29th. Don't wait too long though - filing on the 29th would be ideal since there's always a waiting week for the first week of a new claim anyway. Your final day of work being October 1st works out well timing-wise.
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Geoff Richards
•Thank you so much! So if I file on Sept 29th (a Sunday), would that be considered my waiting week? Or would the waiting week start when my employment actually ends on Oct 1st? Sorry if that's a dumb question, I just want to make sure I understand the timeline correctly.
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Hugo Kass
i had something kinda similar happen to me in january my claim was ending and i got laid off like 2 weeks before it expired. i called and the lady told me to just wait until the old claim was totally done before applying again. they cant have 2 claims open at once for u
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Geoff Richards
•Thanks for sharing your experience! Did you have any gap in payments or was the transition between claims pretty smooth?
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Nasira Ibanez
When my claim expired last year, the online system actually wouldn't let me apply until exactly midnight on the day after my benefit year ended. Just a heads up!
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Geoff Richards
•Oh wow, that's good to know! I'll probably stay up late on the 28th then and try to file right at midnight. Thanks for the tip!
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Khalil Urso
The whole EDD system is DESIGNED to be confusing!! They make it complicated ON PURPOSE so people mess up and they don't have to pay out claims. I had my claim "expire" and had to wait 3 WEEKS before getting paid on my new claim because of some "review" process they never explained!!!
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Myles Regis
•While I understand your frustration, the review process is actually standard for all new claims. EDD has to verify your identity and employment history, which typically takes 2-3 weeks. Filing accurately and having all your employment documentation ready can help avoid delays. In the OP's case, since they're dealing with a recent employer, the verification should be relatively straightforward as long as the employer promptly responds to EDD's request for information.
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Brian Downey
I went through exactly this situation last year. Here's what you need to know: 1) File your new claim AFTER Sept 28th when your benefit year ends 2) Your waiting week will be the first week you certify on your new claim 3) Make sure you list your most recent employer correctly with accurate dates 4) Have your final paystub ready - they'll ask about final wages 5) Be prepared for a potential phone interview since your job just ended One important thing - if you have any vacation payout or severance, you need to report that which might affect your first couple payments. Don't panic if your first payment is delayed a bit - new claims often take 2-3 weeks for processing and verification.
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Geoff Richards
•This is incredibly helpful, thank you! I will be getting two weeks of severance pay, so I'll make sure to report that accurately. Do you know if I should wait until after those two weeks to file, or should I still file right after my benefit year ends and just report the severance?
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Myles Regis
File your new claim on September 29th, the day after your benefit year ends. You don't need to wait until after your job actually ends - you can indicate your last day will be October 1st. Report any severance or vacation payout when you certify. The EDD system will automatically establish your waiting week (the first week of your claim), and benefits would start accumulating after that, assuming you meet all eligibility requirements. Since your claim is expiring rather than just being exhausted within the benefit year, you'll need to complete a full new application rather than just filing an additional claim. Make sure you have your employment history for the past 18 months ready, including your most recent employer.
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Geoff Richards
•Thank you for the detailed explanation! I'll make sure to have all my employment information ready before I file on the 29th.
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Jacinda Yu
When I had to file a new claim last year, I couldn't get through to anyone at EDD for WEEKS. The phone lines were constantly busy and the website kept giving me errors. I finally got through using a service called Claimyr (claimyr.com) - they have a system that calls EDD for you and connects you when an agent is available. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km. Saved me literal hours of redial hell. Just something to keep in your back pocket if you run into issues with your new claim.
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Geoff Richards
•Thanks for the tip! I've heard the phone lines can be a nightmare. I'll bookmark that site in case I need it. Did you find that talking to an agent resolved your issues faster than trying to figure it out through the website?
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Jacinda Yu
•Absolutely! The agent was able to fix my issue in like 10 minutes once I actually got through. The website just kept giving me generic error messages that didn't explain what was actually wrong with my claim. Definitely try to talk to a human if you run into any problems.
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Nasira Ibanez
dont forget to do ur resume on caljobs they make u do that now for new claims
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Geoff Richards
•Oh I didn't even think about CalJOBS! Thanks for the reminder - I'll make sure my resume is updated there.
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Simon White
A final piece of advice - when you file your new claim, make sure you're using the regular UI application and not accidentally applying for disability or PFL. The EDD website isn't always clear about which application you're starting. Regular UI is what you need for a job loss situation. Also, since your new claim will be based on earnings in your base period (typically the 15-18 months before filing, excluding the most recent quarter), make sure all your employment during that period is correctly reported.
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Geoff Richards
•Thank you! I've been at the same job for 3 years, so hopefully that makes the base period calculation straightforward. I'll double-check that I'm using the right application for regular UI.
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Brian Downey
Just wanted to follow up - how did things go with your claim? Were you able to file successfully after your benefit year ended?
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Geoff Richards
•Thanks for checking in! I filed my new claim on September 29th as suggested, and it's currently pending. The online status says they're reviewing my eligibility, which I guess is normal. I reported my upcoming final day of work and the severance pay I'll be receiving. Fingers crossed everything processes smoothly!
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