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Ezra Bates

EDD benefits while in grad school? Program rules not letting me work

I'm starting a full-time doctorate program next month that explicitly prohibits outside employment (it's in their policy handbook). Before this, I was working full-time at a marketing agency for 3+ years but had to quit to start the program. My academic advisor mentioned something about unemployment possibly being an option, but I'm so confused about whether this would actually work. The program is 4 years long and I'm living off student loans which barely cover rent in LA. Has anyone successfully claimed unemployment while being a full-time student? The handbook literally says we can be kicked out if they discover we're working, so I need something to supplement these loans. Would EDD even consider me "available for work" in this situation?

Sorry but this is probably not going to work. EDD requires you to be able and available for work, which means you must be able to accept a full-time job immediately if offered. Since your program prohibits employment, you're technically not "available" by EDD standards. I was in a similar situation with my MBA program (though mine didn't prohibit work) and got denied because I couldn't prove I was available for full-time work while taking classes.

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Ugh, that's what I was afraid of. But what are students supposed to do then? The stipend they give us is like $12k a year in one of the most expensive cities in the country.

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wait ive heard theres like special exception 4 approved training programs where u can still get benefits while in school. my cousin did something like that last yr

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You're partially right - there is the California Training Benefits (CTB) program, but it's designed for short-term vocational training that improves your employability. It's typically for programs lasting 4-24 months, not 4-year doctorate programs. Also, the key requirement is that the training must help you get a job, not prevent you from working. Since OP's program explicitly prohibits employment, it likely wouldn't qualify for CTB approval.

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I think you should look into other assistance programs instead of EDD. Have you checked if you qualify for CalFresh (food stamps)? A lot of full-time students don't qualify, BUT there are exceptions, especially if you have work-study as part of your financial aid package. Also check with your university's financial aid office about emergency grants or additional loans. Some schools have special hardship funds for doctoral students too.

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That's a good idea about CalFresh - I'll definitely look into that. And yes, I should talk to financial aid about other options. Thanks for the suggestions.

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Back when I was in school (not grad school but still) I worked under the table tutoring. Not saying you should break your program rules but just saying there are ways to make cash without your program finding out...

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I would strongly advise against this approach. Not only would it violate the program's policies and potentially result in expulsion, but working "under the table" while collecting any government benefits could constitute fraud. If discovered, this could result in penalties, repayment requirements, and potentially impact future career prospects. There are legitimate assistance programs available that would be much safer alternatives.

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Have you tried calling the EDD to ask directly about your situation? I spent TWO WEEKS trying to get through to someone there about my benefits when I was starting a part-time certification program. The phone lines are always jammed!! I finally used Claimyr (claimyr.com) to get through - they have this system that calls EDD for you and connects you when they get through. There's a video that shows how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km When I finally talked to a real person, I got accurate info about my specific situation instead of guessing from online forums. Worth it to get a definitive answer from EDD directly.

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Thanks for the tip! I didn't even think about calling them directly, probably because everyone complains about never getting through. I'll check out that service if I can't get through on my own. Did the EDD rep you spoke with seem knowledgeable about student situations?

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The first rep I talked to wasn't sure, but they transferred me to a specialist who definitely knew about student situations. Make sure to ask for a specialist if the first person seems uncertain. And get their ID number so you can reference the conversation later if needed.

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I want to clarify something important: While regular UI benefits typically wouldn't work for your situation, there are a few things to consider: 1. California Student Aid Commission offers some grants specifically for graduate students 2. If your program includes any required internships or practicums, those might count as work experience without violating program rules 3. Some doctoral programs have teaching requirements that come with additional stipends 4. Ask about departmental funding opportunities - some departments have research positions that don't count as "outside employment" Did your program specifically address these options? While EDD likely won't work, there should be institutional support mechanisms for someone in your situation.

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Thank you for these thoughtful suggestions. My program does include teaching assistantships starting in year 2, and there are some research opportunities, but they're limited and competitive. I'll definitely look into the CA Student Aid Commission grants - hadn't heard of those before. The handbook mainly prohibits external employment but internal university positions might be allowed with approval. I'll have another conversation with my advisor about all of this.

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EDD is such a NIGHTMARE for students!!! I tried to get benefits when I started my master's program last year and got DENIED even though I had been working full-time for 5 years before that. The whole system is designed to EXCLUDE people who are trying to better themselves through education!!! They act like going to school means you don't want to work, which is COMPLETE NONSENSE. I ended up having to take out WAY more loans than I planned. The whole system is broken!!!

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ya its pretty messed up!! like we pay into the system when were working but then cant use it when we need it most smh

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To give you a complete picture of your options: 1. UI benefits: Unfortunately, as others have mentioned, you likely won't qualify due to the "available for work" requirement conflicting with your program's employment prohibition. 2. California Training Benefits (CTB): This program allows some students to receive unemployment while studying, but it's designed for vocational training that enhances job prospects, not programs that prohibit work. 3. Financial aid expansion: Contact your university's financial aid office about increasing your loan amounts based on cost-of-living documentation. Many grad students can appeal for higher loan limits with proper documentation. 4. Assistantships: Many doctoral programs offer teaching or research assistantships that provide tuition remission plus stipends. These are usually considered part of your academic program, not "outside employment." 5. Fellowship applications: There are numerous external fellowships for doctoral students that provide living stipends without being considered employment. 6. CalFresh: Graduate students may qualify for food benefits if they work 20 hours per week (which you can't do) OR have work-study in their financial aid package. I'd recommend focusing on options 3-5 as your most viable paths forward.

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This is incredibly helpful - thank you for laying out all the options so clearly. I'm going to schedule appointments with both my program advisor and the financial aid office to discuss assistantships and additional financial aid. I'll also start researching external fellowships right away. It sounds like unemployment isn't the right solution for my situation, but I'm glad I asked because now I have several other avenues to explore.

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You're welcome! One last suggestion - many universities have emergency assistance funds specifically for graduate students facing financial hardship. These are often managed through the Dean of Students office or Graduate Student Services and don't always require repayment. Definitely worth asking about during your meetings.

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I went through something similar when I started my PhD program a few years ago. The employment prohibition is pretty standard for many doctoral programs, especially in the first year. Here's what worked for me: 1. **Graduate Student Emergency Loans** - My university offered short-term, low-interest loans specifically for grad students. They were processed much faster than regular financial aid. 2. **Departmental work opportunities** - Even though "outside employment" was prohibited, I was able to do some grading and research assistance within my department that didn't violate the policy. Ask your advisor specifically about internal opportunities. 3. **Stipend advances** - Some programs will allow you to get an advance on future TA/RA stipends if you can demonstrate financial need. 4. **Food pantries and student resources** - Most universities have food pantries and emergency assistance programs that don't require repayment. UCLA and USC both have extensive programs if you're in the LA area. The key is to be proactive and ask your program administrators directly about these options. They deal with this situation more often than you'd think, and there are usually resources available that aren't widely advertised. Don't suffer in silence - your success is in their interest too!

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