EDD appeal process: How many appeals allowed & overpayment requirements during waiting period?
I just received my second disqualification notice from EDD after being denied benefits initially and losing my first appeal. They're saying I have a $4,800 overpayment that needs to be returned. I'm completely devastated as I genuinely believed I qualified when I filed. I have two pressing questions: 1. How many times can you appeal an EDD decision in California? Is there a limit? 2. While waiting for the appeal hearing, do I have to start paying back the overpayment amount or can it wait until after the final decision? Also, my appeal hearing is scheduled as a phone interview next month. What should I expect during this call? How formal is it? Do I need a lawyer? I'm terrified about this whole situation. Any advice from someone who's been through multiple appeals would be so appreciated.
27 comments


Miguel Ramos
You generally have two levels of appeal with EDD in California: 1. First level: Appeal to the Administrative Law Judge (ALJ) - this is the phone hearing you mentioned 2. Second level: Appeal to the California Unemployment Insurance Appeals Board (CUIAB) if you disagree with the ALJ's decision If you're still unsatisfied after both levels, you can take it to civil court, but that's a whole different process and usually requires an attorney. Regarding overpayment - technically EDD can start collection efforts while your appeal is pending, BUT you can request a waiver of overpayment or set up a payment plan. You should immediately file an "Overpayment Waiver Request" form DE 1446. This basically pauses collection until they decide on your waiver request. For the phone hearing, it's fairly formal. A judge will conduct it, you'll be sworn in, and they'll record everything. You should: - Prepare all your documentation ahead of time - Have a clear explanation of why you believe the decision was wrong - Be ready to answer questions directly and honestly - Submit any evidence to the judge before the hearing date A lawyer isn't required, but can be helpful for complex cases. If you can't afford one, check with Legal Aid in your county - they sometimes offer free help with EDD appeals.
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Ava Thompson
•Thank you so much for the detailed explanation! I didn't know about the overpayment waiver request form - I'll look for DE 1446 right away. Do you know how long the phone hearing typically lasts? I want to make sure I have enough privacy and quiet time set aside. Also, is there any specific documentation that tends to be most helpful in these hearings?
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Zainab Ibrahim
I went through this last year. Phone hearings usually last 30-45 minutes, though mine went for an hour because my case was complicated. The judge will absolutely interrupt you if you go off-topic, so be precise. Here's what helped me win my appeal: 1. Printed timeline of ALL events related to my employment and unemployment 2. Screenshots of ALL communications with former employer 3. Copies of my certification responses with notes explaining any confusing answers 4. A bullet-point list of why I disagreed with EDD's determination Also, don't volunteer information they don't ask for. Answer exactly what they ask - nothing more, nothing less. And be SUPER polite, even if you feel frustrated. For the overpayment, definitely file that DE 1446 waiver request. It stopped them from taking money from me during my appeal process.
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Ava Thompson
•Thank you for sharing your experience! I'll definitely create a timeline and organize all my communications. Did you send your documentation to the judge before the hearing or just have it ready to reference during the call? I'm worried about making sure the judge sees all my evidence.
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StarSailor
they make u pay it back no matter what! my sister had 5 appeals and lost all of them and they took her tax refund last year for overpayment. whole system is rigged!!!!
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Miguel Ramos
•That's not entirely accurate. While EDD can be strict, there are legitimate ways to succeed with appeals when you have a valid case. It's important to understand the specific reason for disqualification and address it directly. Many people successfully appeal decisions with proper documentation and preparation. The system isn't perfect, but it's not completely rigged either.
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Connor O'Brien
I worked at EDD for 6 years (not anymore thank goodness). Here's what you need to know: 1. For appeals - technically there's no limit to how many DIFFERENT issues you can appeal, but for any single issue, there are only the 2 levels that others mentioned (ALJ then CUIAB Board). After that, it's superior court. 2. For overpayments - file the waiver ASAP. If denied and you still have an appeal pending, call and INSIST they put a hold on collections until your appeal is resolved. They can do this, but often won't tell you unless you specifically ask. 3. For the hearing - judges vary WILDLY in style. Some are super formal, others more conversational. But ALL of them hate when claimants ramble or get emotional. Stick to facts and timelines. Most important - submit ALL evidence at least 3 business days before your hearing. The judge should have it in your case file, but have your own copies ready too. Also, they're backed up like crazy right now, so if you call EDD directly about any of this, expect to waste hours getting disconnected.
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Yara Sabbagh
•Speaking of calling EDD, I recently discovered a service called Claimyr that actually got me through to an EDD rep in under 10 minutes after I'd been trying for weeks. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km It really helped when I needed to get a hold placed on my overpayment collections while my appeal was pending. They basically call EDD for you using their system that gets through the busy signals. Saved me so much stress during my appeal process.
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Keisha Johnson
i had my phone hearing last month and it was way more intense than i expected!! the judge asked me really specific questions about dates and amounts that i wasnt prepared for. i should have written everything down beforehand. ended up getting confused and contradicting myself :( make sure you have ALL ur paperwork right in front of u and practice what ur gonna say
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Ava Thompson
•Oh no, I'm sorry that happened to you! This is exactly what I'm afraid of. Did you have any chance to correct yourself when you realized you contradicted yourself? I'm terrible under pressure and worried I'll mess up important details.
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Paolo Rizzo
Everyone's giving good advice about the appeals process but missed something IMPORTANT about overpayments - there are two types! 1. Non-fraud overpayments (honest mistakes) - can be waived with that DE 1446 form others mentioned if repayment would cause financial hardship 2. Fraud overpayments (they think you intentionally misreported) - these CANNOT be waived and come with a 30% penalty on top! Check your disqualification notice carefully - does it mention fraud or willful misrepresentation? That makes a huge difference in your approach. If it's a non-fraud overpayment, definitely submit that waiver form, but ALSO gather proof of financial hardship (bills, bank statements showing low balance, rent/mortgage, etc). If it's fraud, you need to focus your appeal on proving you didn't intentionally misreport anything. This is much harder to win but not impossible.
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Ava Thompson
•Thank you for pointing this out! I just double-checked my notice and thankfully it doesn't mention fraud - just says I was ineligible due to "not being able and available for work" during the period I claimed. I was actually looking for work the whole time, but had some medical appointments that limited my availability on certain days, which I reported on my certifications. I'll definitely focus on this in my appeal.
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StarSailor
This whole thing seems so unfair if u ask me. why should u have to pay back something when they approved it in the first place??? doesnt make any sense!
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Connor O'Brien
•The initial approval is often automated or based on limited information. EDD processes thousands of claims daily and can't thoroughly investigate each one upfront. Later reviews, employer responses, or cross-matching with other databases can trigger disqualifications. It's annoying but they're legally required to recover overpayments even if the mistake was theirs. The appeal process exists because the system isn't perfect.
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Miguel Ramos
One more crucial tip for your phone hearing - take detailed notes during the entire call. If you need to appeal to the CUIAB (second level), these notes will be invaluable since you'll need to specifically cite what you believe the judge got wrong in their decision. Also, for the actual hearing: 1. Find a QUIET location with good phone reception 2. Log in 10 minutes early (they'll give you instructions) 3. Address the judge as "Your Honor" or "Judge [Last Name]" 4. Don't interrupt anyone, ever 5. Have a one-page summary ready with your key points 6. If you don't understand a question, politely ask for clarification 7. If you need to reference your documents, tell the judge what you're looking at Stay calm and stick to the facts. Emotional appeals rarely work with EDD judges - they're looking for specific legal criteria that determine eligibility.
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Ava Thompson
•This is incredibly helpful advice. I'll definitely prepare a one-page summary and find a quiet place with good reception. One last question - do you know how long after the hearing I should expect to receive the judge's decision? I'm so anxious about this whole situation.
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Connor O'Brien
You should receive the ALJ's decision by mail within 2-3 weeks after the hearing. If it's been longer than 30 days, call the Appeals Office (not regular EDD) to check on status. The number should be on your hearing notice. If you win, EDD should automatically adjust your claim. If you lose, you have 30 days from the mailing date on the decision letter to file the next level appeal to the CUIAB. Good luck! Just remember to stay organized, stick to relevant facts, and don't get discouraged by the process. Many people win their appeals when they've properly prepared.
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Ava Thompson
•Thank you so much for all this information! I feel much more prepared now. I'll update this thread after my hearing to let everyone know how it went. Fingers crossed!
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Zainab Ismail
I went through a similar situation about 8 months ago and completely understand how overwhelming this feels. One thing that really helped me was creating a simple spreadsheet with three columns: Date, Event, and Evidence. I listed every single interaction with EDD, my former employer, job search activities, and any medical appointments that affected my availability. For your specific case about "able and available for work" - this is actually one of the more winnable appeal categories if you can prove you were genuinely seeking work despite the medical appointments. Make sure you have: - Documentation of all job applications you submitted during that period - Any correspondence with potential employers - Medical documentation showing your appointments were necessary but didn't prevent you from working - Proof that you properly reported your limited availability on your certifications The key is showing the judge that you were acting in good faith and that your medical appointments were temporary limitations, not a complete inability to work. I had a similar issue with childcare conflicts and won my appeal by demonstrating I was actively job searching and available for work around those constraints. Also, don't let the formal process intimidate you - these judges hear these cases all day and most are pretty reasonable if you're well-prepared and honest. You've got this!
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Zara Shah
•This is such great advice about the spreadsheet - I'm definitely going to create one today! I actually do have documentation of my job applications during that period, and I made sure to report my medical appointments on my certifications because I thought that was the right thing to do. Now I'm wondering if that's what triggered the disqualification in the first place. Your point about showing good faith is really encouraging. I was genuinely trying to follow all the rules and be honest about my availability. Do you think it would help to include a brief letter explaining my situation along with all the documentation, or should I just let the evidence speak for itself? Thanks for the reassurance about the judges being reasonable - that helps calm my nerves a bit!
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Gavin King
•A brief cover letter can actually be really helpful! I included a one-page summary that outlined my situation chronologically and referenced the supporting documents I was submitting. Keep it factual and professional - something like "During the period in question, I maintained active job search efforts while managing necessary medical appointments that I properly reported on my certifications." The fact that you reported your medical appointments honestly actually works in your favor - it shows you weren't trying to hide anything or commit fraud. Many people get in trouble for NOT reporting limitations, so your transparency demonstrates good faith compliance with EDD requirements. Just make sure your cover letter ties directly to the legal standard for "able and available" - that you were physically and mentally capable of work, actively seeking employment, and available for suitable work opportunities despite temporary scheduling constraints. The judge needs to see that your medical appointments were brief interruptions, not ongoing barriers to employment. You're already ahead of many appellants just by being so organized about this. That honesty that got you into this mess might actually be what gets you out of it!
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Mia Green
I'm going through my first EDD appeal right now and this thread has been incredibly helpful - thank you everyone for sharing your experiences! I wanted to add something I learned from my Legal Aid attorney that might help others: If you're dealing with an "able and available" disqualification like the original poster, there's actually specific case law that supports claimants who had temporary, intermittent limitations but were still genuinely seeking work. The key legal standard is whether you were available for "substantial gainful work" - not whether you were available 24/7. My attorney told me to specifically mention in my hearing that I was seeking work that could accommodate my known schedule limitations, which shows I was being realistic about my availability rather than fraudulent. Also, if anyone is struggling to afford representation, many county bar associations offer free 30-minute consultations for unemployment appeals. I got mine through the San Diego County Bar Association and it made a huge difference in how I prepared my case. For those waiting on decisions - I know the stress is overwhelming, but try to stay hopeful. The appeals process exists because these initial determinations are often wrong, especially for complex situations involving medical issues or scheduling conflicts.
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Jacinda Yu
•This is such valuable legal insight - thank you for mentioning the "substantial gainful work" standard! I had no idea there was specific case law about temporary limitations. That gives me a lot more confidence that I was actually following the right approach by being realistic about my availability rather than claiming I was available for any work at any time. I'm definitely going to look into getting a free consultation with my local bar association before my hearing. Even 30 minutes of professional guidance could make a huge difference in how I present my case. Your point about being genuine in seeking work that accommodated my known limitations really resonates with me. I was actively applying for positions that worked with my medical appointment schedule, which shows I was taking my job search seriously despite the constraints. Thank you for the encouragement about staying hopeful - this whole process has been so stressful, but hearing success stories from people in similar situations really helps!
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Connor Murphy
I'm dealing with a similar "able and available" issue right now and this thread has been so reassuring! I made the same mistake of being completely honest about my limitations - I had to attend physical therapy twice a week for a work injury and dutifully reported it on my certifications thinking that was what I was supposed to do. What really helped me was realizing that "able and available" doesn't mean you have to be available 24/7 - it means you're genuinely seeking work within your realistic constraints. I've been documenting everything: my PT schedule, job applications I submitted that worked around those appointments, and even emails from potential employers about scheduling interviews. One thing I learned from a friend who won her appeal: make sure to emphasize that your limitations were TEMPORARY and that you were actively seeking work that could accommodate them. The judge needs to see that you weren't just sitting around waiting for benefits - you were genuinely trying to get back into the workforce despite legitimate obstacles. Also, if you haven't already, check if your medical provider can write a brief letter stating that your appointments were necessary but didn't prevent you from working. My PT wrote one sentence saying the treatments were essential for my recovery but didn't impact my ability to perform most job functions. It's not required, but every piece of supporting evidence helps. Hang in there - being honest shouldn't be punished, and the appeals process is there for exactly these kinds of situations!
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Ravi Kapoor
•I'm in almost the exact same situation! I had weekly physical therapy appointments after a car accident and reported them honestly on my certifications. Now EDD is saying I wasn't "able and available" during that period, but like you said, I was actively applying for jobs that could work around my PT schedule. Your point about getting a letter from your PT provider is brilliant - I never thought to ask for documentation that the appointments didn't prevent me from working. I'm going to contact my physical therapist tomorrow to see if they can provide something similar. It's so frustrating that being honest and following the rules seems to have created this problem, but reading everyone's advice here gives me hope that I can successfully appeal. The key seems to be showing that we were genuinely seeking work within reasonable constraints, not just collecting benefits while unavailable. Thank you for sharing your experience - it really helps to know I'm not alone in this situation!
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Aisha Khan
I'm currently preparing for my own EDD appeal hearing and this entire thread has been incredibly valuable - thank you all for sharing your experiences and advice! One additional resource I wanted to mention: the California Department of Industrial Relations has a free guide called "Representing Yourself at an EDD Appeal Hearing" that walks through the entire process step by step. You can find it on their website under the appeals section. It includes sample questions judges typically ask and guidance on how to organize your evidence. Also, for anyone dealing with medical appointment conflicts like several people mentioned here - I found out that EDD's own handbook states that claimants can have "reasonable restrictions" on their availability as long as they don't substantially reduce employment opportunities. This language might be helpful to reference during your hearing. The stress of this process is real, but seeing how many people have successfully navigated similar situations is really encouraging. It sounds like preparation and honest documentation are key. Wishing everyone the best with their appeals!
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Marilyn Dixon
•Thank you for mentioning that California Department of Industrial Relations guide - I just looked it up and it's exactly what I needed! The sample questions section is really helpful for preparing what I might be asked during my hearing. That point about "reasonable restrictions" from EDD's own handbook is gold - I'm definitely going to reference that language during my appeal. It's reassuring to know that even EDD acknowledges claimants can have some limitations on availability as long as they're still genuinely seeking work. Reading through everyone's experiences here has been such a lifeline during this stressful process. It's amazing how much practical knowledge this community has shared. I feel so much more prepared and confident going into my hearing now, knowing that others have successfully appealed similar situations with good preparation and documentation.
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