EDD appeal process: How many appeals allowed & overpayment requirements during waiting period?
I just received my second disqualification notice from EDD after being denied benefits initially and losing my first appeal. They're saying I have a $4,800 overpayment that needs to be returned. I'm completely devastated as I genuinely believed I qualified when I filed. I have two pressing questions: 1. How many times can you appeal an EDD decision in California? Is there a limit? 2. While waiting for the appeal hearing, do I have to start paying back the overpayment amount or can it wait until after the final decision? Also, my appeal hearing is scheduled as a phone interview next month. What should I expect during this call? How formal is it? Do I need a lawyer? I'm terrified about this whole situation. Any advice from someone who's been through multiple appeals would be so appreciated.
18 comments
Miguel Ramos
You generally have two levels of appeal with EDD in California: 1. First level: Appeal to the Administrative Law Judge (ALJ) - this is the phone hearing you mentioned 2. Second level: Appeal to the California Unemployment Insurance Appeals Board (CUIAB) if you disagree with the ALJ's decision If you're still unsatisfied after both levels, you can take it to civil court, but that's a whole different process and usually requires an attorney. Regarding overpayment - technically EDD can start collection efforts while your appeal is pending, BUT you can request a waiver of overpayment or set up a payment plan. You should immediately file an "Overpayment Waiver Request" form DE 1446. This basically pauses collection until they decide on your waiver request. For the phone hearing, it's fairly formal. A judge will conduct it, you'll be sworn in, and they'll record everything. You should: - Prepare all your documentation ahead of time - Have a clear explanation of why you believe the decision was wrong - Be ready to answer questions directly and honestly - Submit any evidence to the judge before the hearing date A lawyer isn't required, but can be helpful for complex cases. If you can't afford one, check with Legal Aid in your county - they sometimes offer free help with EDD appeals.
0 coins
Ava Thompson
•Thank you so much for the detailed explanation! I didn't know about the overpayment waiver request form - I'll look for DE 1446 right away. Do you know how long the phone hearing typically lasts? I want to make sure I have enough privacy and quiet time set aside. Also, is there any specific documentation that tends to be most helpful in these hearings?
0 coins
Zainab Ibrahim
I went through this last year. Phone hearings usually last 30-45 minutes, though mine went for an hour because my case was complicated. The judge will absolutely interrupt you if you go off-topic, so be precise. Here's what helped me win my appeal: 1. Printed timeline of ALL events related to my employment and unemployment 2. Screenshots of ALL communications with former employer 3. Copies of my certification responses with notes explaining any confusing answers 4. A bullet-point list of why I disagreed with EDD's determination Also, don't volunteer information they don't ask for. Answer exactly what they ask - nothing more, nothing less. And be SUPER polite, even if you feel frustrated. For the overpayment, definitely file that DE 1446 waiver request. It stopped them from taking money from me during my appeal process.
0 coins
Ava Thompson
•Thank you for sharing your experience! I'll definitely create a timeline and organize all my communications. Did you send your documentation to the judge before the hearing or just have it ready to reference during the call? I'm worried about making sure the judge sees all my evidence.
0 coins
StarSailor
they make u pay it back no matter what! my sister had 5 appeals and lost all of them and they took her tax refund last year for overpayment. whole system is rigged!!!!
0 coins
Miguel Ramos
•That's not entirely accurate. While EDD can be strict, there are legitimate ways to succeed with appeals when you have a valid case. It's important to understand the specific reason for disqualification and address it directly. Many people successfully appeal decisions with proper documentation and preparation. The system isn't perfect, but it's not completely rigged either.
0 coins
Connor O'Brien
I worked at EDD for 6 years (not anymore thank goodness). Here's what you need to know: 1. For appeals - technically there's no limit to how many DIFFERENT issues you can appeal, but for any single issue, there are only the 2 levels that others mentioned (ALJ then CUIAB Board). After that, it's superior court. 2. For overpayments - file the waiver ASAP. If denied and you still have an appeal pending, call and INSIST they put a hold on collections until your appeal is resolved. They can do this, but often won't tell you unless you specifically ask. 3. For the hearing - judges vary WILDLY in style. Some are super formal, others more conversational. But ALL of them hate when claimants ramble or get emotional. Stick to facts and timelines. Most important - submit ALL evidence at least 3 business days before your hearing. The judge should have it in your case file, but have your own copies ready too. Also, they're backed up like crazy right now, so if you call EDD directly about any of this, expect to waste hours getting disconnected.
0 coins
Yara Sabbagh
•Speaking of calling EDD, I recently discovered a service called Claimyr that actually got me through to an EDD rep in under 10 minutes after I'd been trying for weeks. Their website is claimyr.com and they have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km It really helped when I needed to get a hold placed on my overpayment collections while my appeal was pending. They basically call EDD for you using their system that gets through the busy signals. Saved me so much stress during my appeal process.
0 coins
Keisha Johnson
i had my phone hearing last month and it was way more intense than i expected!! the judge asked me really specific questions about dates and amounts that i wasnt prepared for. i should have written everything down beforehand. ended up getting confused and contradicting myself :( make sure you have ALL ur paperwork right in front of u and practice what ur gonna say
0 coins
Ava Thompson
•Oh no, I'm sorry that happened to you! This is exactly what I'm afraid of. Did you have any chance to correct yourself when you realized you contradicted yourself? I'm terrible under pressure and worried I'll mess up important details.
0 coins
Paolo Rizzo
Everyone's giving good advice about the appeals process but missed something IMPORTANT about overpayments - there are two types! 1. Non-fraud overpayments (honest mistakes) - can be waived with that DE 1446 form others mentioned if repayment would cause financial hardship 2. Fraud overpayments (they think you intentionally misreported) - these CANNOT be waived and come with a 30% penalty on top! Check your disqualification notice carefully - does it mention fraud or willful misrepresentation? That makes a huge difference in your approach. If it's a non-fraud overpayment, definitely submit that waiver form, but ALSO gather proof of financial hardship (bills, bank statements showing low balance, rent/mortgage, etc). If it's fraud, you need to focus your appeal on proving you didn't intentionally misreport anything. This is much harder to win but not impossible.
0 coins
Ava Thompson
•Thank you for pointing this out! I just double-checked my notice and thankfully it doesn't mention fraud - just says I was ineligible due to "not being able and available for work" during the period I claimed. I was actually looking for work the whole time, but had some medical appointments that limited my availability on certain days, which I reported on my certifications. I'll definitely focus on this in my appeal.
0 coins
StarSailor
This whole thing seems so unfair if u ask me. why should u have to pay back something when they approved it in the first place??? doesnt make any sense!
0 coins
Connor O'Brien
•The initial approval is often automated or based on limited information. EDD processes thousands of claims daily and can't thoroughly investigate each one upfront. Later reviews, employer responses, or cross-matching with other databases can trigger disqualifications. It's annoying but they're legally required to recover overpayments even if the mistake was theirs. The appeal process exists because the system isn't perfect.
0 coins
Miguel Ramos
One more crucial tip for your phone hearing - take detailed notes during the entire call. If you need to appeal to the CUIAB (second level), these notes will be invaluable since you'll need to specifically cite what you believe the judge got wrong in their decision. Also, for the actual hearing: 1. Find a QUIET location with good phone reception 2. Log in 10 minutes early (they'll give you instructions) 3. Address the judge as "Your Honor" or "Judge [Last Name]" 4. Don't interrupt anyone, ever 5. Have a one-page summary ready with your key points 6. If you don't understand a question, politely ask for clarification 7. If you need to reference your documents, tell the judge what you're looking at Stay calm and stick to the facts. Emotional appeals rarely work with EDD judges - they're looking for specific legal criteria that determine eligibility.
0 coins
Ava Thompson
•This is incredibly helpful advice. I'll definitely prepare a one-page summary and find a quiet place with good reception. One last question - do you know how long after the hearing I should expect to receive the judge's decision? I'm so anxious about this whole situation.
0 coins
Connor O'Brien
You should receive the ALJ's decision by mail within 2-3 weeks after the hearing. If it's been longer than 30 days, call the Appeals Office (not regular EDD) to check on status. The number should be on your hearing notice. If you win, EDD should automatically adjust your claim. If you lose, you have 30 days from the mailing date on the decision letter to file the next level appeal to the CUIAB. Good luck! Just remember to stay organized, stick to relevant facts, and don't get discouraged by the process. Many people win their appeals when they've properly prepared.
0 coins
Ava Thompson
•Thank you so much for all this information! I feel much more prepared now. I'll update this thread after my hearing to let everyone know how it went. Fingers crossed!
0 coins