EDD Overpayment Notice: What to do when calling about repayment options?

I found a way to solve EDD overpayment letter issues, watch this: https://www.youtube.com/watch?v=nMdf25nbH4Y

Ugh, been there done that. First things first, don't panic! When you call, make sure you have all your paperwork ready. Ask them to explain exactly why there's an overpayment. Sometimes it's just a mistake on their end. Here's what I'd do: • Ask for a breakdown of the overpayment amount • See if you qualify for a waiver (if it wasn't your fault) • If you gotta pay, ask about payment plans • Get everything in writing! Good luck, OP! Let us know how it goes.

I found a way to actually get someone on the phone! I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Here's a video about it: https://youtu.be/Ize0EkN4HDI

am i the only 1 who thinks its BS that we have to pay back money we needed to survive??? the system is so broken smh

Quick tip: if you're having trouble paying it back, ask about a "hardship waiver". I did this and they reduced my overpayment by like 60%. You'll need to provide proof of income/expenses tho.

Anyone know if overpayments affect your credit score? I'm already stressed about paying rent, I can't deal with bad credit on top of everything else 😭

pro tip: always always ALWAYS appeal the overpayment decision! Even if you think you might owe it. The appeal process can take forever and buys you time to figure out your finances. Plus, you might win!

Ugh, I'm in the same boat. Been trying to get thru to EDD for weeks. Their hold music is burned into my brain at this point 🎵😵‍💫