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Payton Black

Delaying EDD claim after layoff - can I travel for 2 months then still get full benefits?

I just found out I'm being laid off in February 2025 after working at the same healthcare company for 23 years. I'm trying to figure out the timing for my unemployment claim and wondering if anyone knows for sure how this works. My parents are elderly and live overseas, and I need to spend March and April helping them with some serious medical issues. Since I can't certify for benefits while I'm out of the country (not available for work), I was thinking of waiting until I return in early May to file my initial claim. Do I understand correctly that I can delay filing my initial unemployment claim for several months after my layoff without losing any benefit weeks? Will I still get the full 26 weeks of benefits if I file in May instead of right after my February layoff? Or does the benefit year start automatically when I get laid off regardless of when I actually file? I've been at the same place so long I've never had to deal with EDD before. Any insights would be really appreciated!

Harold Oh

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yeah u can wait to file ur claim but def do it when ur back in the country and ready 2 work cuz EDD will want u to certify that ur available and looking 4 work every 2 weeks

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Payton Black

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Thanks! So just to be super clear - if I wait until May to file, I'll still get the same number of benefit weeks as if I filed right away in February? I'm just nervous about missing out on anything I'm entitled to.

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Amun-Ra Azra

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Im in exact same boat! Got laid off after 17 years at my company last month and had family issues to deal with first. From what EDD told me when I called (took FOREVER to get through btw), you have 18 months from your last day of work to file your initial claim. You wont lose any benefit weeks as long as you file within that window. The 26 weeks start AFTER you file, not from your termination date.

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Payton Black

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That's really helpful to hear from someone in a similar situation. 18 months sounds like plenty of time then. Did they give you any trouble about the gap between your layoff and when you filed?

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Amun-Ra Azra

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Nope, no issues with the gap. They just used my past wages to calculate my benefit amount. But one thing to know - your benefit year starts when you FILE, not when you got laid off. So your claim will run for 12 months from your filing date in May, not from your Feb layoff date.

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Summer Green

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I'd like to clarify a few important points about delayed filing: 1) You can file your initial claim up to 18 months after your last day of work, but your base period (the wages used to calculate your benefit amount) will still be the 4 quarters that end with the quarter before your layoff. 2) Your benefit year starts when you FILE, not when you were laid off. So if you file in May 2025, your benefit year runs until May 2026. 3) You'll still be eligible for up to 26 weeks of benefits within that benefit year. 4) When you certify, you must be physically present in the US, available for work, and actively seeking employment. 5) If you get a job after returning but before filing, those earnings would not affect your original claim eligibility since your base period is fixed. The main thing you lose by waiting is potentially getting benefits sooner, but in your case with international travel planned, your strategy makes sense.

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Payton Black

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Thank you for such a detailed explanation! This is exactly what I was trying to understand. So my wages from my long-term job will still count even if I wait to file in May. That's a relief.

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Gael Robinson

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BEWARE the EDD will ask about any gaps between ur last day of work and when u file!!!!!!! They might think ur working somewhere else and not reporting it!!!! ALWAYS BE 100% honest about why u waited to file or they could hit u with FRAUD penalty weeks!!!! 😡

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Summer Green

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This is partially correct but needs clarification. When filing a claim after a gap, EDD may ask why you didn't file immediately after separation. However, there's no penalty for legal reasons like international travel, as long as you don't claim benefits for weeks you weren't available for work. Simply explain your circumstances truthfully on your application.

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Payton Black

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Oh wow, I hadn't thought about that. I'll definitely explain about my parents' medical situation and my travel when I file. I don't want any misunderstandings about why I waited.

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I tried calling EDD with a similar question last month and it was IMPOSSIBLE to get through. Kept getting the "we're experiencing high call volume" message for DAYS. I finally used a service called Claimyr (claimyr.com) that got me connected to an EDD representative in about 20 minutes instead of spending days redialing. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The rep confirmed what others are saying - your 26 weeks of benefits start when you file, not when you were laid off. Just make sure you're back in the country and ready to look for work when you file.

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Harold Oh

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how much did that service cost? seems sketchy to pay just to talk to edd

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Darcy Moore

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wait im confused. so u get laid off in feb but u dont file till may??? doesnt that mean ur missing out on 3 months of unemployment $$$?? if i was u id file right away get those checks and then just not certify while ur traveling those 2 months. then start certifying again when u get back. why wait to file??

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Dana Doyle

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This approach would actually create problems. If you file and establish a claim but then don't certify for several weeks in a row because you're traveling internationally, EDD often automatically closes the claim for non-certification. When you return, you'd need to reopen your claim, which can add delays. Additionally, if you certify but answer that you weren't available for work (which would be honest if traveling), those weeks would be disqualified anyway.

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Dana Doyle

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One important thing to understand about your base period: If you're laid off in February 2025 but don't file until May 2025, your base period will still be the same. EDD uses the last 4 completed quarters prior to the quarter you file, and there's a one-quarter lag. So for a May 2025 filing, your base period would be Q4 2023 through Q3 2024. Your maximum benefit amount and weekly benefit amount will be calculated using these quarters regardless of when you file within the 18-month window. So financially, there's no disadvantage to waiting to file as long as you're within that window and not needing those benefits immediately. However, as others mentioned, be prepared to explain the gap between separation and filing. Since you'll be truthfully explaining international travel to care for family, this won't be an issue.

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Payton Black

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Thank you for the detailed explanation about the base period! That helps me understand how my benefits will be calculated. I'm fortunate to have some savings to tide me over until I return, so I'm not worried about needing the benefits immediately.

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Amun-Ra Azra

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Quick tip: start collecting your travel documentation now. You'll want to have your flight itinerary, passport stamps, and maybe even medical documentation about your parents (if possible) to verify your explanation about the gap. EDD sometimes requests proof if they have questions about your claim timeline.

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Payton Black

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That's excellent advice! I'll definitely keep all my travel documentation organized. Better to have it and not need it than the other way around.

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Just want to add my experience - I was in a similar situation where I delayed filing for about 6 weeks after my layoff due to family circumstances. When I finally filed, the EDD rep asked about the gap during my phone interview but it was no big deal once I explained the situation. One thing that really helped was having my severance paperwork ready that showed my exact last day of work. They cross-referenced that with when I filed and just made a note in my file about the reason for the delay. Also, make sure you understand that once you do file and start your claim, you'll need to certify every two weeks consistently. Missing certifications can cause your claim to go inactive, which creates more paperwork headaches later. Since you're planning to be available and looking for work starting in May, the timing sounds perfect for your situation.

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