I'm on day 9 after my interview and this thread has been such a lifeline during this stressful waiting period! My status is still showing "under review" but reading everyone's experiences here has helped me realize that 8-12 days is completely normal. My interviewer asked standard questions about my job separation and seemed satisfied with my answers, but like everyone else mentioned, gave absolutely no timeline for when I'd hear back. The financial anxiety is definitely real - I've been living off whatever's in my pantry and constantly doing mental math on how long I can stretch my remaining savings. Based on all the timelines shared here, I'm right in that window where it should resolve soon. Really appreciate everyone being so open about their experiences and actual day counts - it makes this whole process feel so much less scary when you know what's normal. Just set up those text alerts that multiple people recommended so I can stop obsessively checking my account every hour!

I'm on day 2 after my interview and already feeling anxious about the wait! My interviewer was really thorough - asked detailed questions about why I left my job and my availability to work. She seemed professional but didn't give any hints about timeline or how I did. Seeing everyone's experiences here is so reassuring though! The 8-12 day pattern gives me realistic expectations instead of just wondering endlessly. I know I'm still super early in the process, but the financial stress is already starting to kick in with rent due in two weeks. Going to set up those text alerts right now so I don't drive myself crazy checking constantly. Thanks to everyone for sharing your actual timelines - it really helps to know what's normal during this nerve-wracking waiting period!

This is such a stressful situation but you're definitely not alone! I went through something similar in 2023 with 3 overpayment notices that made no sense. Here's what I learned: First, document EVERYTHING - take photos of when you received each notice (including the postmark dates). The appeal deadline is based on when you received them, not the date printed on the notice. Definitely try to get through to EDD by phone before filing appeals if possible. Sometimes these batch notices are system glitches. I've heard good things about using services like Claimyr to actually reach a human - might be worth it given the amount you're dealing with. If you do need to appeal, make sure to request your complete Payment Activity Detail report from EDD. This shows exactly what they have on record for your wage reporting vs what you actually reported. Any discrepancies there will be your smoking gun evidence. Also consider requesting a hardship waiver along with your appeals - even if some overpayment is legitimate, you might qualify for forgiveness based on financial hardship. The key is showing you reported everything in good faith. Don't let them intimidate you into just paying. $7,800 is a lot of money and if you reported correctly, you shouldn't owe it!

Wow, this is exactly the kind of nightmare I've been dreading! I got one overpayment notice last month and I'm still trying to figure out how to handle it, but FIVE notices at once sounds absolutely overwhelming. From reading everyone's advice here, it sounds like the key things are: 1. Don't panic and pay without fighting it 2. Document everything (especially when you received the notices) 3. Try to get through to EDD by phone first if possible 4. File separate appeals for each notice but request they be combined 5. Request that Payment Activity Detail report to prove your wage reporting I'm bookmarking this thread because the advice from @7007be7e7758 and @5ee7467e9ed0 about the specific forms and waiver requests is incredibly detailed and helpful. @2398240ae2f0 - Please keep us updated on how this goes! I think a lot of us are dealing with similar EDD issues and your experience could help others. Really hoping you can get most or all of these notices dismissed. The fact that some reference weeks where you didn't even receive benefits definitely sounds like system errors. Good luck with everything - you've got this! Don't let them bully you into paying money you don't actually owe.

I'm about 8 weeks out from my balance hitting zero and this entire thread has been absolutely life-changing in terms of information I never knew existed! I've been job hunting in graphic design for 5 months and the creative industry has been especially brutal lately. Reading everyone's experiences has completely shifted my perspective on what options are actually available. The California Training Benefits program could be perfect since I've been wanting to learn UX/UI design and motion graphics to expand my skill set. If CTB covers those certifications, this could actually turn into an opportunity to level up professionally while keeping some income flowing. I'm 28 and have been really stubborn about avoiding retail or service work because I thought it would somehow hurt my creative portfolio or professional reputation. But hearing from so many experienced professionals across different industries who've successfully navigated this has opened my eyes. The networking stories are especially encouraging - you really never know where connections might come from. Planning to start backup applications at Target, local coffee shops, and maybe explore freelance design work on Fiverr this week while continuing my full-time design job search. Also definitely calling my workforce center and researching CTB options for creative skills training. Thanks to everyone for being so brutally honest about your situations. It's scary as hell but knowing there's an entire community of professionals going through this together and that there are actual resources available makes it feel so much more manageable. This thread has given me hope and a real action plan instead of just panic!

I'm about 5 weeks out from my balance hitting zero and honestly, finding this thread feels like discovering a goldmine of information that EDD should have provided from day one! I've been job hunting in content marketing for 4 months and the market feels impossibly competitive right now. Reading everyone's experiences has completely changed my approach. I had no clue about the California Training Benefits program - that could be huge since I've been wanting to get certified in SEO and content strategy tools like SEMrush. If CTB covers those kinds of certifications, this could actually be an opportunity to make myself more competitive while keeping some income coming in. I'm 31 and have been way too proud to consider retail work, thinking it would somehow look bad to future marketing employers. But you're all absolutely right - paying rent trumps ego every single time. The stories about unexpected networking through temporary jobs are genuinely inspiring and something I never would have considered. Starting my backup applications at Target and Starbucks this week, and maybe exploring some freelance content writing on Upwork while I continue my full-time job search. Also definitely calling my local workforce center tomorrow - can't believe I didn't know that resource existed! Thanks to everyone for sharing so openly about your situations. It's terrifying but also oddly comforting to know so many experienced professionals are navigating this same struggle. This community has given me actual hope and a real plan instead of just watching my balance countdown in complete panic mode. We've got this!

I've been on the Money Network card for about 7 weeks now and wanted to share my experience since this thread has been so helpful for understanding the timeline changes. Like everyone else, I was definitely spoiled by BOA's same-day deposits and the adjustment took some getting used to. My consistent pattern: Certify Sunday morning around 6:30am → UI Online shows "paid" by Monday evening → Money Network deposit hits Tuesday morning between 8:30-10:30am. Total timeline is usually 49-52 hours from certification to funds available. A couple things that made the transition smoother: 1) I set up automatic text alerts through the Money Network app so I know immediately when it processes, 2) moved my major bill due dates from Tuesday/Wednesday to Thursday/Friday to account for the new timeline, and 3) keep a small emergency buffer in my checking account to cover that extra 1-2 day gap. For anyone new to the system - the Tuesday morning timeline really is reliable once you accept it's just how Money Network operates. The batch processing approach is different from BOA's more real-time system, but it's predictable. If you absolutely need faster access, definitely look into the direct deposit option through UI Online that others have mentioned - from what I've heard it cuts about 12-24 hours off the timeline. The key is adjusting your financial planning rather than hoping the old BOA speed will somehow return. Once you get through 2-3 cycles and see the pattern yourself, it becomes much more manageable!

I've been on Money Network for about a month now and can confirm what everyone's saying about the slower timeline. My pattern has been: certify Sunday morning around 7am → UI Online shows "paid" Monday afternoon → Money Network deposit hits Tuesday morning around 9-10am. It's definitely an adjustment from BOA's same-day deposits, but the consistency helps once you plan for it. One thing I learned that might help others - if you're really tight on timing for bills, you can actually check your UI Online account Monday evening to see if it shows "paid" status. Once you see that, you know the Money Network deposit will hit within 24 hours max. It gives you a bit more certainty for planning purposes even though you still have to wait for the actual funds. Also wanted to mention that I tried calling Money Network customer service once about the timing and they explained that they process unemployment deposits in overnight batches Monday night into Tuesday morning, which is why we see such consistent Tuesday morning timing. It's just how their system is designed compared to BOA's more continuous processing. The slower timeline is frustrating but at least it's predictable - just have to budget knowing Tuesday is your new "payday" instead of Sunday night!

Thanks everyone for the help! I finally figured it out. For anyone else with the same question: 1. I had to log into my SDI Online account (completely separate from UI Online) 2. Under "Form 1099" in the menu there were links to both my disability AND PFL tax forms 3. They're both 1099-NEC forms but separate documents for each claim 4. The forms just became available yesterday Hopefully this helps someone else! Now I can finally finish my taxes.

Just wanted to add that if you're having trouble accessing your SDI Online account like I did last month, you can also request paper copies of your 1099-NEC forms by calling the SDI customer service line. They can mail them to your address on file, which might be faster than trying to unlock your online account if it's been inactive. The rep I spoke with said it usually takes 5-7 business days to receive them by mail. Super helpful for those of us who need to file early!