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If I could give 10 stars I would If I could give 10 stars I would Such an amazing service so needed during the times when EDD almost never picks up Claimyr gets me on the phone with EDD every time without fail faster. A much needed service without Claimyr I would have never received the payment I needed to support me during my postpartum recovery. Thank you so much Claimyr!
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I've been doing gig work while on UI for about 6 months now and want to share some hard-learned lessons that might help you avoid mistakes I made early on. First, the reporting timing IS confusing at first, but here's how I think about it: EDD wants to know what you EARNED during each certification period, regardless of when the money hits your account. So if you work Thursday-Sunday of your certification week, you report ALL of those earnings even if some payments are delayed. Second thing - and this is HUGE - track your GROSS earnings before any platform fees. So if DoorDash shows you earned $100 but only pays you $85 after their service fee, you report $100 to EDD. I made the mistake of reporting net earnings my first few weeks and had to correct it later. Also, keep detailed records of EVERYTHING. I use a simple notes app on my phone to log: date, platform, hours worked, gross earnings, miles driven, and gas purchased. Takes 30 seconds after each shift but has saved me multiple times when EDD asked for clarification. One more tip: consider your vehicle expenses. Gig work is hard on your car - oil changes, tire wear, increased insurance. Factor these real costs into whether the work is actually profitable for you after the UI benefit reduction. The system works if you're diligent about accurate reporting, but there's definitely a learning curve!
This is incredibly thorough - thank you! I'm definitely going to start that notes app logging system right away. One question about the gross vs net reporting: when you say DoorDash shows $100 but pays $85, are you talking about their delivery fee or something else? I want to make sure I understand exactly what counts as "gross earnings" versus platform fees. Also, did EDD give you any trouble when you had to go back and correct those first few weeks, or were they understanding about the honest mistake?
I've been doing Uber/DoorDash while on UI for about 4 months now and wanted to share some practical tips that have helped me stay compliant and maximize my income. **Key things I've learned:** 1. **Set up a simple tracking system immediately** - I use a notebook in my car where I write down each shift: date, app used, total gross shown in app, hours worked. Takes 10 seconds but creates a paper trail. 2. **Screenshot everything** - At the end of each week, I screenshot my earnings summary from each app before I cash out. This gives me proof of what I reported to EDD if questions come up later. 3. **The sweet spot calculation** - With your $450 WBA, if you earn around $400 gross from gig work in a week, EDD deducts $300 (75%), leaving you $150 in benefits + $400 gig money = $550 total. That's been my target range. 4. **Don't overthink the timing** - I report earnings for the week I did the actual work, period. If I drove Saturday night but got paid Tuesday, it goes on Saturday's week. Keep it simple. 5. **Plan for taxes NOW** - I transfer 25% of each gig deposit into a separate savings account immediately. You'll thank yourself later when quarterly taxes are due. The system really does work if you're honest and organized. I'm actually earning more now than I was at my old job, and it's giving me flexibility to be picky about my next permanent position. Just don't cut corners on the record-keeping!
This is exactly what I needed to see! The sweet spot calculation makes perfect sense - targeting around $400 in gig earnings to get $550 total is way better than my current $450 just from UI. I love the notebook idea too, seems much more reliable than trying to remember everything later. Quick question about the tax savings - you mentioned 25%, but someone earlier said 30%. Is 25% usually enough, or does it depend on your total income for the year? I'm trying not to be too conservative but also don't want to get hit with a huge tax bill later. And thanks for mentioning the flexibility aspect - I hadn't really thought about how this setup might actually give me more time to find the RIGHT job instead of just taking the first thing that comes along out of desperation.
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I went through a very similar situation about 8 months ago. After my benefit year ended with no new wages, I was devastated to get that $0 award letter. What helped me was getting connected with my local One-Stop Career Center (part of the America's Job Center network). They not only helped with job search strategies but also informed me about a program called WIOA (Workforce Innovation and Opportunity Act) that provides training funds for eligible individuals who've been unemployed long-term. I was able to get certified in forklift operation and warehouse safety, which directly led to my current job. The whole process took about 6 weeks, and they even provided supportive services like gas cards for interviews. Definitely worth looking into - you can find your local center at careeronestop.org. Don't give up hope!
This is exactly the kind of success story I needed to hear! I had no idea about WIOA or that there were training funds available for long-term unemployed people. The forklift certification sounds perfect since that's the industry I was in before. I'm definitely going to look up my local One-Stop Career Center on that website you mentioned. It's so encouraging to know that someone else made it through a similar situation. Thank you so much for sharing your experience and giving me hope that there's still a path forward!
Hey Rhett, I was in almost the exact same boat about 18 months ago - laid off from manufacturing, benefits exhausted, and hitting that one-year mark with no luck finding work. The hard truth is that without new qualifying wages, you won't be eligible for a new UI claim even after the benefit year ends. BUT don't lose hope! I ended up connecting with my local WorkSource office and they helped me get into a rapid retraining program for logistics/supply chain management. It was only 8 weeks, completely free, and they had partnerships with local employers. I actually got hired before I even finished the program! Also look into your county's General Assistance program while you're job searching - it's not much but every little bit helps. The combination of getting some new skills and having a small income bridge really made the difference for me. You've made it this far, you can get through this rough patch too!
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Just wanted to add that you should also keep track of any part-time or temporary work you might do between now and your surgery. Even if you pick up some gig work or short-term employment after UI ends, it won't disqualify you from SDI later as long as you're genuinely unable to work due to your medical condition when the time comes. Also, if your surgery gets moved up or delayed, you can always update your SDI application accordingly. The key is just making sure you apply within that 49-day window from when you actually become disabled. Good luck with everything!
This is really helpful information, thank you! I hadn't even thought about the possibility of picking up some temporary work between UI ending and my surgery. It's good to know that won't mess up my SDI eligibility later. I'm definitely going to keep that 49-day application window in mind - seems like timing is really important with all of this. Appreciate you taking the time to share these details!
One thing to keep in mind is that your SDI base period will be different from your UI base period. Since you've been on UI since January, your SDI will likely look at wages from when you were actually working full-time, which could work in your favor for benefit amounts. Also, make sure to keep all your medical records organized - not just from the surgery itself, but any imaging, doctor visits, or physical therapy recommendations. EDD sometimes asks for additional documentation during the claim process. If your doctor mentions that you'll need physical therapy after surgery, make sure that's included in the initial certification too, since PT appointments can affect your ability to work regular hours even after the initial recovery period.
This is excellent advice about keeping medical records organized! I've been dealing with this knee issue for a while now, so I already have some imaging and documentation from when it first happened. I didn't think about the physical therapy aspect though - that's a really good point about including it in the initial certification since PT could definitely impact my work schedule. Thanks for mentioning the base period difference too. Since I was working full-time with decent wages before getting laid off, hopefully that means my SDI will be calculated on those higher earnings rather than the unemployment period.
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This thread has been a lifesaver! I'm about 10 months out from my benefits ending and have been procrastinating on dealing with my EDD paperwork pile for way too long. Reading Aurora's story about the overpayment notice 3.5 years later was definitely the wake-up call I needed - $2,700 is no joke! The 4-year retention consensus makes perfect sense, especially with all the real-world examples people have shared. I'm planning to tackle this project next weekend using the hybrid approach that seems to work best for everyone: - Physical copies of the most critical docs (award letter, final determination, 1099-G) - Digital scans of everything else using the EDD_YYYY-MM-DD_DocumentType naming system - Spreadsheet index for easy searching (Kyle's suggestion is brilliant!) - Multiple backup locations - cloud + external drive - Calendar reminder set for 4 years from now to review and purge The CamScanner app recommendation is going to save me so much time too. I was literally dreading the thought of hauling out my old flatbed scanner for this project! One thing I'm wondering about - has anyone here had experience with EDD requesting documentation for tax purposes vs. benefit eligibility issues? I'm curious if certain types of records are more important for different kinds of follow-up situations, or if it's best to just keep everything comprehensive regardless of the potential reason they might contact you later. Thanks everyone for turning what felt like an impossible organizational challenge into a totally manageable weekend project!
Hey @Leslie Parker! Great question about different types of EDD follow-ups. From what I've observed in this community, tax-related issues usually focus on the 1099-G forms and whether you properly reported unemployment income on your tax returns - so having your award letters and payment records is key there. For benefit eligibility issues (like Aurora's overpayment situation), they tend to want your certification records showing what income you reported, any work search documentation, and correspondence about eligibility determinations. Honestly though, I think you're right to keep everything comprehensive regardless! The thing with EDD is you never know exactly what angle they'll approach from if they do contact you years later. Having all your documentation organized means you're prepared for whatever they throw at you - whether it's "did you report this job correctly in week 15?" or "can you verify your initial eligibility determination?" Your weekend project plan sounds perfect! The CamScanner app really is a game-changer for this kind of bulk scanning. You'll feel so much better having everything properly organized and backed up. Better to spend a weekend now than potentially months of stress later trying to recreate missing documentation!
This has been such an incredible resource! I'm currently about 7 months out from my benefits ending and have been absolutely paralyzed by the thought of organizing all my EDD paperwork. This thread has completely changed my perspective and given me a clear action plan. Aurora's story about the $2,700 overpayment notice 3.5 years later was honestly terrifying but so valuable to hear. That's exactly why proper record keeping matters! The 4-year retention rule everyone's mentioned seems to be the sweet spot based on all the real experiences shared here. I'm going to implement the comprehensive approach that's emerged from this discussion: - Keep physical copies of the absolute essentials (award letter, determination notices, 1099-G) - Scan everything else with the EDD_YYYY-MM-DD_DocumentType naming convention - Create Kyle's brilliant spreadsheet index system - Set up redundant backups in cloud storage and external drive - Calendar reminder for 4-5 years out to review and purge The CamScanner app recommendation is going to be a lifesaver - I have literally hundreds of pages and was dreading using a traditional scanner. And I love the tip about updating your address with EDD even after benefits end that Savannah mentioned - never would have thought of that! This community is amazing for turning what felt like an overwhelming mess into a totally manageable weekend project. Thank you everyone for sharing your real-world experiences and practical solutions!
CosmicCrusader
¡Hola Zara! Me pasó exactamente lo mismo hace unos meses - es súper frustrante esperar la tarjeta cuando realmente necesitas el dinero para gastos básicos. Mi experiencia: Después de ser aprobada, esperé casi 3 semanas sin noticias. Resulta que mi tarjeta se había enviado a una dirección anterior que tenían en mi archivo del IRS. **Te recomiendo que hagas esto YA**: 1. Llama al **1-866-333-4606** (línea directa de tarjetas EDD) exactamente a las 8:00am - menos espera 2. Ten listo tu SSN y número de solicitud 3. Pídeles que verifiquen tu dirección COMPLETA, incluyendo códigos postales y números de apartamento 4. Pregunta si hay algún "hold" o problema técnico con tu cuenta También puedes crear una cuenta en el sitio web de Bank of America EDD para rastrear el estado de tu tarjeta - a veces aparece información que no ves en tu cuenta regular de EDD. Lo bueno es que una vez que identifiquen el problema, pueden enviar una tarjeta de reemplazo con entrega expedita sin costo adicional. En mi caso la recibí en 5 días hábiles después de la llamada. Mientras tanto, asegúrate de seguir certificando tus semanas porque todos los pagos se van acumulando y estarán disponibles cuando recibas la tarjeta. ¡No te rindas! Con un poco de persistencia se resuelve. Mantennos al tanto de cómo te va 💪
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Malik Thomas
¡Hola Zara! Entiendo perfectamente tu situación - yo pasé por exactamente lo mismo hace como 6 meses y sé lo desesperante que puede ser, especialmente cuando necesitas el dinero para gastos urgentes. Mi experiencia fue muy similar: después de ser aprobado, esperé casi un mes sin recibir nada. Al final resultó que tenían mi dirección ligeramente incorrecta en el sistema (faltaba el número de mi unidad de apartamento). **Mi consejo más importante**: No esperes más - llama YA al **1-866-333-4606** (línea directa para tarjetas EDD). Sé que la espera es larga, pero absolutamente vale la pena. Aquí algunos tips: 🕐 **Mejor horario**: Llama exactamente a las 8:00am cuando abren, preferiblemente martes o miércoles 📝 **Ten preparado**: Tu SSN, número de solicitud, y dirección completa 🔍 **Pide que verifiquen**: Tu dirección exacta (incluyendo apt/unit si aplica), si hay algún "hold" en tu cuenta, y el estado actual de tu tarjeta También crea una cuenta en el sitio de Bank of America EDD - ahí puedes rastrear tu tarjeta y a veces tiene información que no aparece en tu cuenta regular de EDD. En mi caso, una vez que corrigieron la dirección, me enviaron una tarjeta nueva con entrega expedita gratis y la recibí en solo 4 días hábiles. ¡Mantén la calma y sé persistente! Mientras tanto, sigue certificando tus semanas porque todos los pagos se acumulan. ¡Esperamos que tengas buenas noticias muy pronto! 💪🤞
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