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Hey everyone, I filed my SDI claim on August 21st, but it's not showing up on the EDD website. Yesterday it was pending processing, but now I can't even see it. Has anyone else experienced this? I'm getting worried and don't know what to do next. Any advice would be appreciated!
Hey fellow unemployment folks, I'm kinda confused about reporting requirements. I've been on unemployment benefits for around 6 months and received about $2,000 total. I also have some savings in a money market account (basically low-risk investment). Now that tax season is here, I'm wondering if I'm supposed to report those money market earnings to EDD when I certify? I've been certifying every two weeks but never thought about including this. Am I in trouble if I haven't been reporting investment income? Anyone know what exactly we have to report to EDD vs what just goes on our taxes? Starting to panic a bit...
To provide a definitive answer: According to the EDD's UI certification questions, you only need to report income earned from work. The specific question asks: "Did you work or earn any money, WHETHER YOU WERE PAID OR NOT?" Money market interest is not earned from work - it's passive income. You don't report it when certifying for UI benefits. However, both your UI benefits (reported on Form 1099-G) and your investment income (reported on Form 1099-INT or similar) must be included on your federal and state tax returns. If you're ever unsure about a specific situation, I recommend checking the EDD's online handbook for clarification.
Just wanted to add my experience here - I've been collecting UI for about 8 months and had the same worry about my savings account interest. After reading through all the responses here, I double-checked my certification forms and you're all right - they specifically ask about "work" income. I called my bank and they confirmed my savings account only earned like $12 in interest over the whole year anyway, so even if I had to report it, it wouldn't have affected my benefits much. But good to know for sure that passive investment income doesn't need to be reported during certification. Thanks for asking this question OP, I was wondering the same thing!
Seems like I'm at the end of my unemployment journey (thankfully found work!) but now I'm stuck waiting on my final payment. I certified for these last two weeks on Sunday - first week I had zero work hours, but for the second week I reported my new job and all my earnings like they ask. My payment for both weeks is showing as 'pending' in the system instead of 'paid' like usual. Is this normal when you report work for the first time? Does anyone know how long EDD typically takes to process your final payment when you start working again? I've got some bills coming due and was really counting on this last check coming through on time.
my friend had this happen and she was NEVER PAID for her last 2 weeks!!! she called and called and eventually gave up because she started her new job and didnt have time to waste on hold anymore. EDD just STOLE her money and there was nothing she could do!!! hope you have better luck but dont hold your breath!!!
While delays can certainly happen, it's extremely rare for EDD to never pay eligible benefits. Most likely, your friend either had an unresolved eligibility issue or there was some other complication with her claim. EDD doesn't simply "steal" money - they're obligated by law to pay eligible benefits, even if the process can be frustratingly slow sometimes.
I went through this exact same situation about 6 months ago when I started my new job. The pending status is definitely normal - it's EDD's way of making sure everything checks out before they issue your final payment. In my case, it took about 12 days from certification to when the payment finally showed as "paid" in my account. A few tips that might help: Keep checking your UI Online account daily because sometimes the status changes without any notification. Also, if you have any documentation from your new employer (like your start date confirmation or first pay stub), keep those handy in case EDD asks for additional verification. The good news is that once it processes, you should get the full amount you're entitled to. For me, the first week (no work) came through at full benefit amount, and the second week was a partial payment based on my earnings that week. Hang in there - it's frustrating but the money will come through!
I was recently denied unemployment benefits as a substitute teacher during the summer break. EDD claims I have 'reasonable assurance' of returning to work in the fall, but there's no guarantee I'll get enough assignments to pay bills. I've been actively job searching for 3 weeks but nothing's panned out yet. The school district only pays monthly, and I won't see my first paycheck until late September. My savings are nearly depleted and I'm seriously worried about August rent. Has any other substitute teacher successfully appealed an EDD denial and won? What documentation or arguments helped your case? This is my first time dealing with this situation and could really use some guidance.
I was in a similar situation but with a community college. i taught part time and they denied me for summer saying i had 'reasonable assurance' but i had no guaranteed classes for fall!! i appealed and it took forEVER but i won because the judge said being on a 'potential instructor list' isn't the same as having guaranteed work. keep fighting!!
I'm going through the exact same situation right now! Got denied last week with the "reasonable assurance" reason even though I'm just on the sub list with zero guaranteed hours. Reading all these success stories gives me hope. I've been substitute teaching for 3 years and my hours are all over the place - some weeks I get called every day, other weeks nothing at all. Last summer I only got called for 2 days total in July and August combined! How can they call that "reasonable assurance"? I'm definitely going to appeal now. Thanks everyone for sharing your experiences - this thread is exactly what I needed to see!
Just switched from Money Network card to direct deposit about 10 days ago. My certification was processed Sunday night like usual, but no money has hit my checking account! Normally with the card I'd have access to funds by Monday morning latest. My UI Online account shows 'paid' status but my bank account shows nothing. Checked and double-checked my account/routing numbers and they're definitely correct. Called EDD 23 times today and can't get through. Anyone else experiencing delays with direct deposit? Is the first payment after switching typically delayed? Getting really nervous as rent is due Friday.
UPDATE: Payment just hit my account this morning! So it took exactly 3 business days after showing 'paid' in the EDD system. For anyone else switching to direct deposit, just be prepared for this delay on your first payment. Thanks everyone for your help and suggestions!
So glad to see your update that the payment came through! I'm currently going through the same situation - switched to direct deposit two weeks ago and my first payment has been "paid" in the system for 4 days now with nothing in my account yet. Your post and all the responses here have been incredibly helpful in understanding this is normal for the first direct deposit payment. It's frustrating that EDD doesn't clearly communicate this delay when you make the switch, but at least now I know to expect 3-5 business days. Going to check with my bank too about potential holds like others mentioned. Thanks for sharing your experience and keeping us updated!
Aiden Chen
Hey OP, hang in there! I know its tough, but try not to stress too much. Sometimes these things take time. In the meantime, make sure you have all your ducks in a row - gather any medical documentation, pay stubs, etc. That way, if they do need anything from you, youre prepared.
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Fatima Al-Farsi
This exact same thing happened to me back in July! My claim completely disappeared from the website after showing "pending" for a few days. I was freaking out, but it turned out the system was just updating. It showed back up about 3 days later with a status change. In the meantime, I'd suggest taking screenshots of any confirmation emails or reference numbers you got when you first filed - that way you have proof you submitted everything on time. Also, check your SDI account vs your regular UI account - sometimes claims show up in different places than you'd expect. Don't lose hope! The EDD system is frustrating but your claim is probably still in there somewhere. Keep us posted on what happens!
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