Just wanted to chime in as someone who went through this exact scenario last year. Got my first interview, everything went smoothly, received payment, then BAM - second interview scheduled after my next certification. I was freaking out thinking I'd done something wrong. Turns out it was actually a routine quality assurance review that EDD does on a percentage of claims, especially newer ones. The rep explained that sometimes their system flags accounts for follow-up interviews even when there's no specific issue - it's just their way of double-checking eligibility on random claims. The second interview was basically identical to the first - same questions about job separation, availability for work, etc. Super annoying to go through it twice, but at least I knew what to expect the second time around. @Grace Patel so glad you got yours resolved quickly! For anyone else in this situation, definitely call first but don't panic if you do have to go through the second interview - it might just be their internal review process rather than a real problem with your claim.

This thread has been so helpful! I'm actually going through something similar right now - got my first eligibility interview completed about a month ago, everything seemed fine, got a few payments, but now I have another interview scheduled after my latest certification. Reading through everyone's experiences here really puts my mind at ease. It sounds like this happens more often than you'd think, and most of the time it's either employer paperwork, system glitches, or just routine reviews rather than any real problem with your claim. @Grace Patel thanks for sharing your outcome - it's really encouraging to see that calling EDD actually worked and they were able to resolve it quickly once you got through to someone. I'm definitely going to try calling tomorrow morning before just waiting around for my scheduled interview. For anyone else dealing with this, it seems like the key takeaways are: 1) Don't panic, it's more common than you think, 2) Try calling EDD first to see if they can explain what triggered it, and 3) Have all your documentation ready just in case you do need to go through the interview again. This community is amazing for sharing real experiences with these confusing EDD processes!

I'm having this EXACT same problem! Just got my EDD Money Network card 3 days ago and I'm already hitting this wall with online purchases. Every single transaction gets declined even though I can see my full balance when I check online. Works fine when I use it at the grocery store or gas station, but online it's like the card is completely useless. @Arjun Patel thank you SO much for sharing that specific phone number and those menu steps! I had absolutely no clue about CNP transactions or that online purchasing was disabled by default. It's honestly crazy that they don't include ANY information about this when they mail you the card. Like why wouldn't they mention "hey, if you want to use this online, you need to call and enable a feature"?? I tried calling the number on the back of my card yesterday and got stuck in that automated hell for over an hour before giving up. So frustrating when you're trying to pay your phone bill and it just won't work! I'm definitely calling 1-866-323-2322 tomorrow morning with those exact menu options. Really hoping this fixes everything because I need to pay several bills online this week and set up some recurring payments. Thanks to everyone sharing their experiences here - this thread is literally more helpful than Money Network's actual customer service!

I'm so relieved to find this thread! I've been having the exact same issue with my Money Network card for about 2 weeks now. Online purchases keep getting declined but it works perfectly fine at physical stores. I was starting to think something was wrong with my specific card! @Arjun Patel thank you for sharing that phone number and menu sequence - I had no idea about CNP transactions! It's honestly ridiculous that Money Network doesn't explain any of this when they send the card. I've been stuck in that automated phone system nightmare multiple times trying to reach someone. I'm definitely calling 1-866-323-2322 tomorrow morning and asking them to enable CNP transactions. I need to pay my utilities online this week so fingers crossed this finally solves the problem! Thanks to everyone who shared their experiences - this community is way more helpful than the actual customer service!

I've been struggling with CalJOBS for about 5 weeks now and honestly, reading through this entire thread has been such a relief! I was starting to think there was something seriously wrong with my approach since I've submitted 20+ applications through their system with absolutely zero responses, while getting callbacks from other platforms. The mindset shift everyone's talking about - treating CalJOBS as a "compliance tool" rather than a real job search platform - is exactly what I needed to hear. I've been burning myself out trying to make it work as my primary strategy when clearly it's just not designed for that purpose. I'm definitely going to implement the systematic approach mentioned here: quick daily check with the "Last 3 Days" filter, apply to 3-4 state positions weekly for documentation, and use that work search log feature to record all my external applications. The fact that you can log LinkedIn and Indeed activities directly in CalJOBS for audit protection is brilliant - wish I'd known that from the start! It's honestly frustrating that we have to figure out these workarounds ourselves just to navigate what should be a helpful system. But I'm so grateful for everyone sharing their real experiences and practical strategies. Now I can stop feeling guilty about "not trying hard enough" on CalJOBS and focus my energy on platforms that actually connect with employers. Thanks for this incredibly helpful discussion - sometimes peer knowledge beats official guidance every time! 🙏

I've been using CalJOBS for about 8 weeks now and this thread has been absolutely invaluable! Like everyone else, I was getting incredibly frustrated applying to dozens of positions with virtually no responses. I honestly thought I was doing something fundamentally wrong until I found this discussion. The "compliance tool" mindset shift has been a total game-changer for me. I was spending 2-3 hours daily on that clunky platform getting more discouraged by the day. Now I understand it's basically just bureaucratic paperwork that I need to complete while doing my real job searching elsewhere. I've started implementing the strategies everyone mentioned: morning check with "Last 3 Days" filter, 4-5 applications weekly to state/government positions for documentation, and logging all my external job search activities in that work search feature. That logging tip alone has given me so much peace of mind about potential audits! What really resonates with me is how we've all had to collectively figure out these workarounds to make a broken system somewhat functional. It's ridiculous that there's no clear guidance from EDD about how CalJOBS actually works in practice versus theory. But this community has provided way better advice than any official resources I've found. Now I can focus my real energy on LinkedIn networking and direct company applications while staying compliant with EDD requirements. Thanks everyone for sharing your experiences - knowing I'm not alone in this struggle has made all the difference! 💪

I work at a small credit union and can confirm that we process ACH transfers from Money Network/Metabank without any issues. Most financial institutions accept these transfers since they're standard ACH transactions. The verification process with the micro deposits is pretty standard - we see those come through all the time from various prepaid card companies. One tip: when you're setting up the transfer, make sure you use your account number exactly as it appears on your checks or bank statements. Sometimes people accidentally add extra zeros or spaces which can cause the setup to fail. Also, if your credit union uses a different name on statements than their common name, use whatever appears on your actual account documents. The transfer usually processes faster if you initiate it before noon on business days. Hope this helps ease your concerns about the process!

Just wanted to share my recent experience for anyone still reading this thread. I followed the advice here and set up direct deposit through UI Online about 2 weeks ago. It took exactly 2 payment cycles like @StarStrider mentioned, but now my payments go straight to my checking account and I don't have to deal with the card at all anymore. For anyone on the fence about doing this - it's definitely worth the small hassle of setting it up. No more worrying about ATM fees, card malfunctions, or any of the other issues people mentioned. The process was pretty straightforward once I had my routing and account numbers ready. Just make sure you don't have any pending payments when you make the switch, as those will still go to your card while the direct deposit setup is processing. Thanks again to everyone who shared their experiences - this community is really helpful for navigating all the EDD quirks!

I'm also new to this community and unfortunately joining because of a Money Network fraud situation! I discovered $245 in unauthorized transactions on my card about a week ago and I'm just starting the fraud case process with Money Network now. Reading through this entire thread has been both incredibly helpful and absolutely terrifying - I had no idea about all the hidden restrictions and verification issues that come after getting fraud resolved! The fact that EDD has internal policies like "FCP flags" and "30-day payment method restrictions" that they don't explain upfront is honestly infuriating. It's clear from everyone's experiences that their customer service reps either don't know about these policies or aren't trained to communicate them properly, which leaves people like us scrambling to figure it out on our own. @Lucas Schmidt - thank you so much for sharing the specific terminology! I'm saving your advice about "manual verification override" and "verification status reset" for when I eventually need to make the payment method switch. @Sofia Rodriguez - your point about banks potentially placing ACH holds is something I never would have considered. I'll definitely check with my credit union when the time comes. This thread should honestly be turned into an official guide because it contains more useful information than anything EDD provides. It's really sad that fraud victims have to become experts in bureaucratic terminology just to safely receive their benefits, but I'm so grateful everyone is sharing their knowledge here. I'll definitely come back and update on my experience once I get through the fraud resolution and payment method switch process. Hopefully having all this information ahead of time will help me avoid some of the frustration everyone else had to endure!

I just joined this community specifically because of this thread! I'm currently dealing with Money Network fraud (discovered $395 in unauthorized charges last week) and was dreading the payment method switch process, but reading everyone's experiences here has been incredibly valuable. It's honestly shocking that EDD has all these internal policies and restriction codes that even their own customer service doesn't know about - I've never heard of "FCP flags" or "manual verification overrides" before, but now I know exactly what to ask for when I call. @Lucas Schmidt - your detailed breakdown of the specific terminology is going to save me so much time and frustration! I'm printing out your advice to have ready when I make the switch. @Sofia Rodriguez - the bank ACH hold angle is brilliant and something I never would have considered checking on my own. This whole thread should be required reading for anyone dealing with Money Network fraud. The collective knowledge here is worth more than hours of calling EDD's regular customer service line. Thank you all for sharing your experiences - it's going to help so many people navigate this unnecessarily complicated system! I'll definitely update everyone once I go through the process myself. Hopefully having all this insider knowledge upfront will make my experience much smoother than what everyone else had to figure out the hard way.