


Ask the community...
Also wanted to mention - if you're concerned about the timing and potential delays, you might want to contact your employer's HR department to see if they offer any emergency hardship assistance or short-term advance options while you're waiting for SDI to kick in. Some larger companies have programs to help bridge the gap during medical leaves. Also, if you have a union, they sometimes have emergency funds available for members in situations like this. It's worth asking about even if you're not sure - the worst they can say is no, but you might discover resources you didn't know existed!
That's a really smart suggestion about checking with HR for emergency assistance! I never would have thought to ask about that. My company is pretty small so I doubt they have formal hardship programs, but it can't hurt to ask. I'm not in a union either, but this is good to know for future reference. I'm feeling much more confident about this whole process now after reading everyone's advice. It's reassuring to know there are potentially multiple safety nets while waiting for SDI approval.
Hey Ethan! I went through something similar last year when I had to take medical leave for a knee surgery. Just wanted to add a few things that helped me navigate the SDI process: First, make sure you download the DE 2501 form from the EDD website - that's the official SDI claim form. You'll fill out the employee portion and your doctor fills out the physician/practitioner certification section. Second, I'd recommend setting up your EDD online account NOW if you don't already have one. It makes tracking your claim status so much easier than calling constantly. One thing that really helped me was asking my doctor's office if they had experience with SDI forms - some offices are really familiar with the process and can help ensure everything is filled out correctly the first time. My orthopedist's office said they process tons of these forms and knew exactly what EDD looks for. Also, just to ease your mind a bit - while there can be delays like others mentioned, my claim was approved in about 8 days with no issues. The key really is having complete and accurate medical documentation from the start. Good luck with your procedure and recovery!
I've been through this exact situation multiple times with EDD payments. Unfortunately, even when they say it's "processed immediately," you're still at the mercy of the banking system. Friday payments almost never hit over the weekend - the ACH system just doesn't work that way. I have Chase and even they don't make EDD funds available until Monday morning at the earliest. One thing that might help for future reference - I started keeping a small emergency fund specifically for these EDD delays because they happen so frequently. Even $50-100 set aside can save you from the stress of waiting for payments over weekends. I know it's hard when money is tight, but the peace of mind is worth it when you're dealing with EDD's unpredictable timing. Hang in there - Monday should bring good news!
That's really smart advice about keeping an emergency fund for EDD delays! I wish I had thought of that earlier. It's so frustrating how unpredictable the timing is - you'd think in 2025 direct deposits would be more consistent. I'm definitely going to try to set aside something once this payment comes through, even if it's just $20-30 at first. The stress of being down to your last few dollars while waiting for bureaucracy to work is just awful.
I feel your pain! I was in almost the exact same situation a few months ago - got approval on a Friday afternoon and was desperately hoping it would hit over the weekend. Unfortunately, like others have said, it didn't show up until Tuesday morning (Monday was a holiday). One thing I learned is that you can sometimes see pending transactions in your online banking even if the funds aren't available yet. It at least gives you peace of mind knowing it's in the system. Also, if you're really strapped for cash this weekend, some food banks don't require income verification and can help bridge the gap. I know it's not ideal, but sometimes you gotta do what you gotta do when EDD leaves you hanging. Hope Monday brings good news for you! The waiting game is brutal but you're almost there.
This is such good advice about checking for pending transactions! I didn't even think of that. Just logged into my Wells Fargo account and I can see the EDD deposit is actually showing as pending, so at least I know it's in the system now. That gives me some relief even though I still have to wait until Monday. The food bank suggestion is really thoughtful too - it's hard to swallow your pride sometimes but you're right that you gotta do what you gotta do. Thanks for sharing your experience, it helps knowing other people have been through the same stress and made it through!
This is such helpful information for anyone going through this process! I'm in a similar situation where I'm waiting for my Money Network card after setting up direct deposit too late. One thing I learned from calling EDD (after many attempts) is that they can't actually expedite the Money Network card delivery - that's handled entirely by a third-party company. The EDD rep told me the only thing they can do is confirm that the payment was processed and sent to Money Network for card loading. So unfortunately we're all at the mercy of their standard 7-10 business day delivery window. But it's good to know that future payments will go straight to our bank accounts once direct deposit kicks in!
Thanks for sharing that info about EDD not being able to expedite the card! That's really frustrating but good to know so I don't waste time calling them about it. I'm on day 6 of waiting for my card now and getting pretty anxious, but it sounds like 7-10 business days is pretty standard. At least knowing that future payments will go directly to my bank makes this whole process feel less stressful for the long term.
Just wanted to add something that might help others in this situation - if you're really strapped for cash while waiting for the Money Network card, you might want to check if your local food banks or community assistance programs can help bridge the gap. I know it's not ideal, but when I was waiting for my card last year and rent was due, I found some local resources that helped with groceries and even had emergency rental assistance programs. It's worth looking into while you're waiting for that card to arrive. Also, if you have any bills due soon, call the companies and explain your situation - many have hardship programs or will work with you on payment plans. The unemployment system is frustratingly slow, but there are other resources out there to help get you through this waiting period.
This is really thoughtful advice! I hadn't even considered looking into community resources while waiting for the card. Do you happen to know if there are any specific websites or phone numbers that help you find these local assistance programs? I'm in the Bay Area and could really use some help with groceries this week while I wait for my Money Network card to arrive.
I'm going through something very similar right now! Had my eligibility interview about 10 days ago for accidentally reporting wrong information on my claim, and I also have two certifications stuck in pending. It's incredibly stressful not knowing when this will get resolved, especially when bills are piling up. From what I've learned lurking in this community, the 14-day conditional payment rule exists but isn't automatic - you have to specifically ask for it when you call. The challenge is actually getting through to someone who knows about it. I've been trying the phone lines daily with no luck. @8629e7c18e98 Have you tried calling early in the morning right when they open? I heard that's sometimes the best time to get through, though I haven't had success yet myself. Also keeping my fingers crossed that both our situations get resolved soon - this waiting game is brutal!
@a659024b8ae0 @8629e7c18e98 I'm so sorry you're both dealing with this stress! I just went through something similar a few months ago. The early morning calling tip is spot on - I had the most luck calling right at 8 AM when they open. Set multiple alarms and be ready to redial immediately if you get disconnected. Another thing that helped me was keeping detailed notes of every call attempt, including times and what happened (busy signal, disconnected, etc.). When I finally got through, the rep seemed more willing to help when I could show I'd been trying for weeks. The waiting is absolutely brutal, especially when you're behind on bills. Hang in there - from what I've seen in this community, most people eventually get their pending payments released, it just takes way longer than it should. Keep certifying every two weeks no matter what!
I'm dealing with almost the exact same situation! Had my eligibility interview two weeks ago for reporting issues (mixed up my gross vs net pay on one certification) and I have three certifications stuck in pending. The financial stress is real - I'm behind on rent and my car payment. What's frustrating is that during my interview, the EDD rep said it seemed like an honest mistake and that I should hear back "soon." Well, it's been 14 days with radio silence. I didn't know about the conditional payment rule until reading this thread, so thank you all for that information! @8629e7c18e98 I feel your pain completely. The uncertainty is almost worse than just being denied - at least then you'd know where you stand. I've been checking my UI Online account obsessively and calling daily with no luck getting through. Going to try that Claimyr service someone mentioned and also the early morning calling strategy. Has anyone here successfully gotten conditional payments while waiting for an eligibility determination? I'm curious if it's actually realistic or just something they have on paper but rarely do in practice.
Tom Maxon
Hi everyone, just made a video about how to call the and reach a live human agent: https://youtu.be/-R4SqP7_JUA
1 coin
Benjamin Kim
This message typically appears when 's automated systems have flagged something in your account that requires manual review. Even though you've already verified your identity, there could be other factors triggering this - like discrepancies in work history, wage information, or even just a routine audit. I'd recommend calling directly to get specific details about what exactly they need to verify. In the meantime, make sure all your information is consistent across all you've submitted. The waiting can be frustrating, but hang in there!
0 coins
Andre Laurent
•@Benjamin Kim This is really helpful context! I m'actually dealing with something similar right now. When you say routine "audit, do" you know if there s'a typical timeframe for how long these reviews take? I ve'been waiting about 3 weeks since getting this message and I m'starting to worry. Also, has anyone had luck getting through to by phone lately? I keep getting the busy signal.
0 coins